204 Elm Street Bay City, MI ^$ 139,900

204 Elm Street

^$ 139,900

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204 Elm Street

Bay City, MI, 48706

^$ 139,900

Bedrooms4 Baths2.0 Sq 1,520

Monthly Estimate*

^$ 873

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204 Elm Street, Bay City, MI 48706 - Image 15

Single Family Home for sale in Bay City, MI

for $139,900 with 4 bedrooms and 2 full baths. This 1,520 square foot home was built in 1880 on a lot size of 0.12.

Charming west-side home in the heart of Bay City! Enjoy easy access to shopping, dining and local amenities. This inviting home features an easy-flow floor plan with two bedrooms on the main level and two upstairs. Both the master and primary baths are beautifully updated with tile-surround tub and walk-in shower. Stay cozy this winter with a brand-new furnace and keep cool all summer with new central air.. Whether you work from home or need extra space, you'll love the fexible bonus room-perfect for an office, homework area or hpbby space. Comfort, convenience, and location-this home has it all.

Single Family Active

Price

^$ 139,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,959

Style

Farm House

Lot Size

0.12

Year Built

1880

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50190947

Features

General

Heating Forced Air

Possession At Close

Water Public Water

Status Active Active

Full Baths 2

Half Baths 0

Bathrooms 2

Year Built 1880

Subdivision Websters MI

Style Farm House Other

County Bay

Class RESIDENTIAL

Type Single Family

Ownership Private

Municipality Bay City

New Construction Y/N No

Sale/Rent For Sale

Status Detail 0

Flood Insurance Not Required

Structure Style Other/See Remarks

Area Bay City (09016)

Primary City Bay City

City Bay City

School District Bay City School District

Financial Terms Cash Conventional FHA VA MIStateHsDevAuthority

Legal Description LOT 10 BLK 5 WEBSTERS 2ND ADD TO W BC

DOM 62

Postal Code 48706

Price Per Sq Ft Total AG 92.04

Public Remarks Charming west-side home in the heart of Bay City! Enjoy easy access to shopping

Exterior

Exterior Vinyl Siding

Frontage 50

Flood Plan None

Lot Size Area 0.12

Pool (Y/N) No

Lot Dimensions 50 x100

Waterfront Y/N No

Frontage Type Road

Interior

Bedroom 3 Level Upper

Bedroom 1 Level Main

Bedroom 2 Level Main

Beds 4

Fireplace? No

* Excluded Features

List By

Diana Smith

Listing Agent

Berkshire Hathaway Homeservices

Broker

dianalsmithrealtor@gmail.com

Affordability Calculator

$1,036

Per Month

Monthly Principal & Interest: $873
Monthly Property Taxes: $163
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Bay City, MI

Average List Price ^$191,708

Percent of Sale Price 37%

About Bay City, MI

33,471 Population

-9% Since 2002

^$35,448 Median Income

36.94 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

759950 Elementary School

760432 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/1/2025	$139,900	-1.82%	Price Down
10/25/2025	$142,500	-1.72%	Price Down
10/9/2025	$145,000		Listed Price

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204 Elm Street, Bay City, MI, 48706 is a Single Family Home for sale at $139,900 with 1,520 sqft and a lot size of 0.12. 204 Elm Street has 4 bedrooms, 2.0 baths, and was built in 1880. The property's zip code is 48706 which is in Bay City, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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204 Elm Street

Single Family Home for sale in Bay City, MI

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