18 Settler Lane Galena, IL $ 229,900
18 Settler Lane
$ 229,900
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18 Settler Lane

Galena, IL, 61036
$ 229,900
Bedrooms2 Baths2.0 Sq 1,068

Monthly Estimate*

$ 1,434

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Single Family Home for sale in Galena, IL

for $229,900 with 2 bedrooms and 2 full baths. This 1,068 square foot home was built in 1982.

Welcome to Settlement Cottage! Make this your weekend getaway or an ideal short-term rental opportunity. With strong rental potential, this property offers an excellent chance to cut ownership costs while enjoying a relaxing retreat. Nestled between the scenic North and South Golf Courses in The Galena Territory, this charming 2-bedroom, 2-bath cottage blends rustic character with modern updates for the perfect escape. The inviting living area features a wood-burning fireplace, custom built-in bookshelves, and plenty of natural light. The dining room opens to a newly updated kitchen with a spacious breakfast bar, ample storage, and true cottage-style warmth. A full bath with a copper basin sink completes the main level. Upstairs offers two spacious bedrooms with fresh paint and new carpet. The primary suite features a large vanity with hammered copper sink, abundant storage, and a full bath. The secondary bedroom includes laundry for added convenience. Step outside to your private deck-perfect for morning coffee, grilling, or relaxing with wooded views. Recent updates: new windows, sliding door, front door, screen door, exterior paint, and refreshed landscaping. With exterior maintenance handled by the HOA, you'll enjoy the ease of low-maintenance living with the privacy and serenity of your own Galena Territory cottage.

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Single Family Active

Price

$ 229,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 4,193

Style

Cottage

Year Built

1982

Town/City

Galena

County/Region

Jo Daviess

MLS | Web ID

12491340

Features
General
Living Area 1068
Sewer Public Sewer
Heating Electric Baseboard
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer
HOA Fee 350
Association Fee Includes Insurance Clubhouse Exercise Facilities Pool Exterior Maintenance Lawn Care Snow Removal
Architectural Style Cottage
Construction Materials Wood Siding
Year Built 1982
Electric Circuit Breakers 100 Amp Service
Township East Galena
Tax Year 2024
Ownership Condo
Community Features Clubhouse Park Pool Tennis Court(s) Stable(s) Horse-Riding Area Horse-Riding Trails Lake Street Paved
Assoc Fee Paid Per Monthly
County Jo Daviess
New Construction N
Property Type Residential Detached Single
Contingency House to Sell (72 Hr Kickout)
Total Rooms 5
Full Baths 2
Status Active
Directions Eagle Ridge Dr. to Thunder Bay Rd. To Settler Ln.
City Galena
High School District 120
MLS Area Galena
Tax Annual Amount 4193
Standard Status Active
Middle/Junior School District 120
Elementary School District 120
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Interior
Basement Crawl Space
Total Fireplaces 1
Fireplace Features Wood Burning
Half Baths 0
Laundry Features In Unit
Total Bedrooms 2
Room Type Foyer
Total Baths 2
Bedrooms Possible 2
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Exterior
Parking Features Asphalt Unassigned Guest Driveway Yes Owned
Water Source Public
Total Parking 1
Foundation Details Concrete Perimeter
Lot Dimensions Common
Waterfront Y/N N
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* Excluded Features
List By
Keller Williams Realty Signature

Broker

homesbybrandy8@gmail.com

Email

Affordability Calculator

$1,784
Per Month
80%
20%
0%
Monthly Principal & Interest
$1,434
Monthly Property Taxes
$349
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
567360 Elementary School
565877 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/8/2025$229,900 Listed Price

Map


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18 Settler Lane, Galena, IL, 61036 is a Single Family Home for sale at $229,900 with 1,068 sqft. 18 Settler Lane has 2 bedrooms, 2.0 baths, and was built in 1982. The property's zip code is 61036 which is in Galena, IL