204 E Main Street Niota, TN ^$ 299,000

204 E Main Street

^$ 299,000

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204 E Main Street

Niota, TN, 37826

^$ 299,000

Bedrooms-- Baths-- Sq 3,150

Monthly Estimate*

^$ 1,841

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Commercial Property for sale in Niota, TN

for $299,000. This 3,150 square foot building was built in 1965 on a lot size of 75112.

LOCATION! LOCATION! LOCATION!! Attention Investors!! What a gem this building truly is! There are endless possibilities with over 3,000 sq feet to play with. You can open a bank back up, create a retail space or even convert it into apartments. This is conveniently located near Highway 11, in the historic downtown Niota. Be a part of the community with a front row seat to all of the festivals, parades, activities and more! Lots of private offices, a large walk in Bank Vault, drive thru, kitchenette and more! Multiple entrances and plenty of parking.

Commercial Active

Price

^$ 299,000

Property Type

Commercial

Taxes

^$ 1,904

Style

Lot Size

75112

Year Built

1965

Town/City

Niota

County/Region

McMinn

MLS | Web ID

20254769

Features

General

Living Area 3150

Sewer Public Sewer

Heating Central Electric

Cooling Central Air

Utilities Water Connected Sewer Connected Natural Gas Available Electricity Connected

Possession Close Of Escrow

Roof Other

Appliances Other

Zoning Commercial

Construction Materials Brick Veneer

Year Built 1965

Property Subtype Business

Business Type Financial

Accessibility Accessible Common Area

County McMinn

New Construction false

Property Type Commercial Sale

Building Features Public Restrooms Office Building

Status Active

Directions Head northwest on Decatur Pike toward Velma Rd 0.1 mi Turn right at the 1st cross street onto Velma Rd 0.8 mi Turn left onto US-11 N/Congress Pkwy S Continue to follow US-11 N Pass by Dollar General (on the left in 5 mi) 5.7 mi Turn right onto Staley St 0.1 mi Turn right onto W Main St Destination will be on the right

High School McMinn County

City Niota

Lot Size Units Acres

Lot Size Square Feet 3271878720

Listing Terms Cash Conventional

Elementary School Niota

Tax Annual Amount 1904.16

Middle/Junior High School Niota

Property Condition Fixer Functional

Ok to Lease None

Standard Status Active

Interior

Interior Amenities Other

Flooring Other Carpet Tile

Air Conditioning Y/N true

Heating Y/N true

Total Baths 0

Exterior

Exterior Amenities None

Parking Features Parking Lot On Street Asphalt

Lot Features Level

Water Source Public

Lot Size Area 75112

Foundation Details Slab

Lot Dimensions 75X112

Lot Size Acres 75112

Road Surface Type Asphalt

Waterfront Y/N false

Road Frontage Type City Street Interstate Access Within 5 Miles

Road Responsibility Public Maintained Road

* Excluded Features

List By

Amy Elkins

Listing Agent

Southern Homes

Broker

amy.southernhomes@gmail.com

Affordability Calculator

$2,000

Per Month

Monthly Principal & Interest: $1,841
Monthly Property Taxes: $159
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Commerical listings in Niota, TN

Average List Price ^$299,000

Percent of Sale Price 0%

About Niota, TN

839 Population

18% Since 2002

^$44,471 Median Income

43.9 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1937729 Elementary School

4747253 Middle School

McMinn County High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/12/2025	$299,000		Listed Price

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204 E Main Street, Niota, TN, 37826 is a Commercial Property for sale at $299,000 with 3,150 sqft and a lot size of 75112. 204 E Main Street was built in 1965. The property's zip code is 37826 which is in Niota, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the River Counties Association of Realtors

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the River Counties Association of Realtors. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 1/27/2026.

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204 E Main Street

Commercial Property for sale in Niota, TN

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