528 E Chicago Street Elgin, IL ^$ 419,900

528 E Chicago Street

^$ 419,900

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528 E Chicago Street

Elgin, IL, 60120

^$ 419,900

Bedrooms4 Baths4.0

Monthly Estimate*

^$ 2,620

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528 E Chicago Street, Elgin, IL 60120 - Image 8

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528 E Chicago Street, Elgin, IL 60120 - Image 10

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528 E Chicago Street, Elgin, IL 60120 - Image 14

528 E Chicago Street, Elgin, IL 60120 - Image 15

Multi-Family Home for sale in Elgin, IL

for $419,900 with 4 bedrooms and 4 full baths. This home was built in 1875 on a lot size of 0.2.

Multi Family - Income Producing Investment Property * 2900 above ground SQFT * 1511 BSMT SQFT * $4050.00 per month in rents collected * 3 Car Garage * All units have been renovated over time: Unit #1 2013 to 2025, Unit #2 Bathroom Reno 2023, Unit #3 Kitchen Reno 2004 and Bathroom Reno 2023, Unit #4 Reno 2016. * 1.19 miles from Elgin Metra * Property located in Historical Elgin. Exterior recently stripped and painted $22,500. Historical Building * Est: 6% CAP Rate

Multi-Family Contingent

Price

^$ 419,900

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 9,142

Style

Colonial

Lot Size

0.2

Year Built

1875

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12482790

Features

Exterior

Model 4 unit - Investment Property

Parking Features Yes Garage Owned Detached Garage

Lot Features Level

Water Source Public

Total Parking 3

Foundation Details Stone

Lot Dimensions 66 x 134 x 66 x 134

Lot Size Acres 0.2

Waterfront Y/N N

General

Sewer Public Sewer

Heating Radiant

Possession Closing

Roof Asphalt

Zoning MULTI

Garage Spaces 3

Architectural Style Colonial

Construction Materials Frame

Year Built 1875

Township Elgin

Tax Year 2024

Ownership Fee Simple

Gross Income 48600

Community Features Park Curbs Sidewalks Street Lights Street Paved

County Kane

Insurance Expense 209

New Construction N

Property Type Residential Income Two to Four Units

Contingency Attorney/Inspection

Other Structures Second Garage Garage(s)

Total Rooms 14

Status Contingent

Directions Page to N Liberty to E Chicago

High School Elgin High School

City Elgin

High School District 46

MLS Area Elgin

Elementary School Channing Memorial Elementary Sch

Tax Annual Amount 9142

Middle/Junior High School Ellis Middle School

Standard Status Active Under Contract

Middle/Junior School District 46

Elementary School District 46

Interior

Basement Unfinished Cellar Exterior Entry Full

Total Bedrooms 4

Total Baths 4

Bedrooms Possible 4

Full Baths Building 4

Half Baths Building 0

Total Number of Units 4

* Excluded Features

List By

@Properties Christie's International Real Estate

Broker

barbcullen@atproperties.com

Affordability Calculator

$3,381

Per Month

Monthly Principal & Interest: $2,620
Monthly Property Taxes: $762
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Elgin, IL

Average List Price ^$376,589

Percent of Sale Price 10%

About Elgin, IL

114,155 Population

21% Since 2002

^$61,828 Median Income

35.71 Median Age

38% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1540817 Elementary School

566326 Middle School

Elgin High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/29/2025	$419,900	-6.69%	Price Down
10/8/2025	$450,000		Listed Price

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528 E Chicago Street, Elgin, IL, 60120 is a Multi-Family Home for sale at $419,900 with a lot size of 0.2. 528 E Chicago Street has 4 bedrooms, 4.0 baths, and was built in 1875. The property's zip code is 60120 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Data is updated as of 12/10/2025.

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528 E Chicago Street

Multi-Family Home for sale in Elgin, IL

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