28 Fair Street
Oneonta, NY, 13820 $ 329,000
Bedrooms3 Baths2.0 Sq 1,520 Monthly Estimate*
$ 2,053
for $329,000 with 3 bedrooms and 2 full baths. This 1,520 square foot home was built in 1900 on a lot size of 0.18.
City living in this fabulous new but older totally renovated interior right down to the studs and freshly painted exterior, this beautifully updated Oneonta home is move-in ready. The main floor features a bright living room, a dining area with a large picture window, and a stunning kitchen with granite countertops, soft-close cabinetry, matching stainless-steel appliances and a sink-mounted glass rinse. A first-floor bedroom, full bath with a tub and tiled floor, and a flexible bonus room—perfect for a home office or den—add to the convenience and versatility of the layout. Upstairs, you’ll find a laundry area with washer/dryer hookups on the landing, two additional bedrooms, and a spacious full bath featuring a tiled walk-in center rain shower with hidden access to the attic behind the shelves. Each bedroom includes a switch that controls the hallway light for added ease. Recessed lighting and abundant natural light create a bright, open feel throughout. The clean stone basement provides additional storage and houses updated utilities, including natural gas forced-air heat, central A/C, and a new hot water heater. Outside, enjoy an oversized one-car garage, covered front and back porches, and a level yard. Conveniently located close to downtown amenities, schools, parks, shopping—less than 10 minutes to All Star Village, 20 minutes to Cooperstown Dreams Park, 30 minutes to Cooperstown, and about 1 hour 15 minutes to Binghamton or Albany. Whether you’re searching for your first home or an income-producing property, this low-maintenance, renovated home offers excellent potential for owner occupancy, long-term rental, or short-term use.
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FeaturesInteriorInterior Amenities SeparateFormalLivingRoom GalleyKitchen GraniteCounters Other SeeRemarks BedroomOnMainLevel
Basement Full
Flooring Hardwood Tile Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features UpperLevel
Total Bedrooms 3
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 2
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GeneralSewer Connected
Heating Electric Gas ForcedAir
Cooling CentralAir
Utilities ElectricityConnected SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Shingle
Appliances Dishwasher ElectricOven ElectricRange ElectricWaterHeater Microwave Refrigerator
Garage Spaces 1.0
Patio/Porch Features Covered Porch
Architectural Style TwoStory Traditional
Construction Materials WoodSiding
School District Oneonta
Year Built 1900
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 9
Full Baths 2
Status Active
Directions Head east on Main Street turn left onto Fair Street and the property will be on your right.
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 3245.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 87700
TaxOtherAnnualAssessmentAmount 0.0
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ExteriorExterior Amenities GravelDriveway
Parking Features Detached Garage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.18
Foundation Details Stone
Building Area Total 1520.0
Lot Dimensions 67X116
Lot Size Acres 0.18
Waterfront Y/N No
Road Frontage Type CityStreet
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* Excluded FeaturesList ByKeller Williams Upstate Ny PropertiesBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,053
- Monthly Property Taxes
- $270
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oneonta, NY
Average List Price $313,670
Percent of Sale Price 5%
About Oneonta, NY 22,554 Population
4% Since 2002
$ 48,532 Median Income
29.25 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/23/2025 | $329,000 | -5.73% | Price Down |
| 10/8/2025 | $349,000 | | Listed Price |