4007 PALM KEY AVENUE Oldsmar, FL $ 649,000
4007 PALM KEY AVENUE
$ 649,000
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4007 PALM KEY AVENUE

Oldsmar, FL, 34677
$ 649,000
Bedrooms4 Baths3.0 Sq 2,587

Monthly Estimate*

$ 3,996

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Townhouse for sale in Oldsmar, FL

for $649,000 with 4 bedrooms and 3 full baths. This 2,587 square foot townhouse was built in 2019 on a lot size of 0.05.

Walk in the front door and look straight out to the water. Head out to the screened-in back porch to hang out and enjoy the views, from dolphins and mother duck with her ducklings, to the pink & orange glowing sunsets. This unit comes with floodplain X zoning tied to the title, which means you’re grandfathered in, and the cheap flood insurance is transferable to you (less than $800/yr.). Soaring ceilings, open floor plan, hard floors throughout, and a finished garage with a high-end epoxy floor that makes it feel like you’re parking in a showroom. Built in 2019, it looks and feels fresh and new. 1st floor bedroom with water views (great for guests!). Large media room upstairs with numerous possibilities. It could be a game room. It could be a gym or just a TV area. 3 bedrooms upstairs, including the master. The master bath overlooks the water with an oversized tub, a walk-in shower, dual vanities, and a custom walk-in closet. DirectTV, Frontier internet, water, recycling, and trash (2x/week) are included in the monthly HOA fee. Bayside Terrace offers an array of amenities, including an infinity-edge swimming pool, BBQ area, a gym, a fire-pit, and a community dock with kayak, paddleboard, and canoe launch. This exceptional townhome provides the perfect blend of luxury, comfort, and Florida's natural beauty

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Townhouse Active

Price

$ 649,000

Bedrooms

4

Full Bath

3

Property Type

Townhouse

Taxes

$ 7,398

Style

Townhouse

Lot Size

0.05

Year Built

2019

Town/City

Oldsmar

County/Region

Pinellas

MLS | Web ID

TB8435073

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Public
Roof Shingle
Appliances Convection Oven Dishwasher Disposal Dryer Range Hood Refrigerator
HOA Fee 545
Garage Spaces 2
Association Fee Includes Community Pool Escrow Reserves Fund Maintenance Structure Trash Water
Construction Materials Block
Pets Allowed Cats OK Dogs OK Number Limit
Year Built 2019
View Water
Levels Two
Property Subtype Townhouse
Tax Year 2024
Ownership Fee Simple
Waterfront Features Bay/Harbor
Community Features Clubhouse Deed Restrictions Gated Community - No Guard Pool Sidewalks
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name BAYSIDE TERRACE
Facing Direction East
Garage Y/N true
Total Rooms 3
Full Baths 3
Status Active
Directions From the south take McMullen Booth road to east on St Rt 580. Community will be on the left hand side.
City OLDSMAR
Association Name Management & Associates / James Grant
Senior Community Y/N false
MLS Area 34677 - Oldsmar
Lot Size Units Square Feet
Lot Size Square Feet 2352
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 7398.03
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8435073
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 16
Legal Description BAYSIDE TERRACE LOT 16
Water View Bay/Harbor - Full
Pet Size Limit Large (61-100 Lbs.)
Minimum Lease 6 Months
Water Access Y/N false
Monthly HOA Amount 545
Additional Rooms Media Room
Water View Y/N true
Flood Zone Code AE
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Interior
Interior Amenities Ceiling Fan(s) Open Floorplan PrimaryBedroom Upstairs Thermostat Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Ceramic Tile Laminate
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Other Sidewalk
Water Source Public
Lot Size Area 2352
Foundation Details Block
Building Area Total 2587
Lot Size Acres 0.05
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Charles Rutenberg Realty Inc

Broker

jakegross79@gmail.com

Email

Affordability Calculator

$4,613
Per Month
87%
13%
0%
Monthly Principal & Interest
$3,996
Monthly Property Taxes
$617
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/2/2026$649,000 -2.99% Price Down
12/19/2025$669,000 Listed Price

Map


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4007 PALM KEY AVENUE, Oldsmar, FL, 34677 is a Townhouse for sale at $649,000 with 2,587 sqft and a lot size of 0.05. 4007 PALM KEY AVENUE has 4 bedrooms, 3.0 baths, and was built in 2019. The property's zip code is 34677 which is in Oldsmar, FL