12340 Saddle Up San Antonio, TX $ 539,900
12340 Saddle Up
$ 539,900
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12340 Saddle Up

San Antonio, TX, 78254
$ 539,900
Bedrooms4 Baths3.0 Sq 2,928

Monthly Estimate*

$ 3,368

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Single Family Home for sale in San Antonio, TX

for $539,900 with 4 bedrooms and 3 full baths. This 2,928 square foot home was built in 2019 on a lot size of 0.209.

Stunning Highland Homes Single-Story with Exceptional Upgrades & Assumable VA Loan with a 2.25 rate! Welcome to this beautifully designed single-story home built by Highland Homes, offering an open and inviting floor plan perfect for both everyday living and entertaining. The heart of the home is the chef-inspired kitchen, featuring a large center island, custom cabinetry, and an upgraded refrigerator - ideal for hosting gatherings or enjoying casual meals with family. A dedicated media room provides the perfect space for movie nights, while the whole-house vacuum system and whole-house stereo system - including patio speakers - add convenience and luxury throughout. Relax and unwind outdoors with a hot tub and custom exterior lighting under the eaves, creating an inviting ambiance for evening entertaining. Additional premium features include a tankless water heater, epoxied garage floor, and a garage shelving and storage system designed to keep everything organized. Best of all, this home offers an assumable VA loan with an incredibly low interest rate, a rare opportunity for qualified buyers to save significantly on their mortgage. This property blends quality craftsmanship, modern upgrades, and thoughtful details - truly move-in ready! MOTIVATED SELLER

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Single Family Active

Price

$ 539,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 9,859

Style

Texas Hill Country

Lot Size

0.209

Year Built

2019

Town/City

San Antonio

County/Region

Bexar

MLS | Web ID

1913233

Features
General
Living Area 2928
Construction Pre-Owned
Heating Central
Cooling One Central
Half Baths 0
Bathrooms 3
HOA Fee 495
Subdivision DAVIS RANCH
Builder Highland
Class Single Residential
Type Single Family Detached
Style Texas Hill Country
Roof Composition
Status Active
HOA Frequency Annually
Attached Garage Y
HOA Name DAVIS RANCH HOA
Neighborhood Amenities Pool Clubhouse Park/Playground Jogging Trails Sports Court
Area 0105
Year Built 2019
High School Sotomayor High School
School District Northside
Proposed Terms Conventional FHA VA Cash
Elementary School Tomlinson Elementary
Middle School FOLKS
Legal Description Cb 4450G (Davis Ranch Ut-2) Block 230 Lot 100 2019-Created
Potential Short Sale No
Taxes 9859
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Exterior
Exterior Stone/Rock Cement Fiber
Foundation Slab
Pool (Y/N) N
Exterior Features Covered Patio Bar-B-Que Pit/Grill Gas Grill Privacy Fence Sprinkler System Double Pane Windows Has Gutters Special Yard Lighting
Pool Hot Tub
Lot Size 0.209
Water/Sewer Water System Sewer System City
Lot Description Cul-de-Sac/Dead End Level
Inclusions Ceiling Fans Chandelier Central Vacuum Washer Connection Dryer Connection Self-Cleaning Oven Microwave Oven Stove/Range Gas Cooking Refrigerator Disposal Dishwasher Water Softener (owned) Vent Fan Sm
Lot Improvements Street Paved Curbs Street Gutters Sidewalks Streetlights
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Interior
Total Bedrooms 4
Full Baths 3
Interior Features One Living Area Separate Dining Room Eat-In Kitchen Island Kitchen Walk-In Pantry Study/Library Media Room Utility Room Inside 1st Floor Lvl/No Steps High Ceilings Open Floor Plan High Speed Internet
Stories 1
Dining Room Length 10
Dining Room Width 15
Flooring Carpeting Ceramic Tile Wood
Living Room Width 16
Heating Fuel Natural Gas
# of Fireplaces 1
Living Room Length 26
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* Excluded Features
List By
Duncan Elliott

Listing Agent

Phillips & Associates Realty

Broker

duncanelliottrealestate@gmail.com

Email

Affordability Calculator

$4,190
Per Month
80%
20%
0%
Monthly Principal & Interest
$3,368
Monthly Property Taxes
$822
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3485850 Elementary School
744813 Middle School
Sotomayor High School High School
Pricing History
DatePricePrice ChangeDescription
12/12/2025$539,900 -0.92% Price Down
11/25/2025$544,900 -0.91% Price Down
11/6/2025$549,900 -1.79% Price Down
10/19/2025$559,900 -3.45% Price Down
10/7/2025$579,900 Listed Price

Map


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12340 Saddle Up, San Antonio, TX, 78254 is a Single Family Home for sale at $539,900 with 2,928 sqft and a lot size of 0.209. 12340 Saddle Up has 4 bedrooms, 3.0 baths, and was built in 2019. The property's zip code is 78254 which is in San Antonio, TX