205 N Main Street Spencer, IN ^$ 219,900

205 N Main Street

^$ 219,900

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205 N Main Street

Spencer, IN, 47460

^$ 219,900

Bedrooms4 Baths2.1 Sq 2,289

Monthly Estimate*

^$ 1,372

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Single Family Home for sale in Spencer, IN

for $219,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,289 square foot home was built in 1900 on a lot size of 0.26.

Step into a piece of history with this enchanting historic home, gracefully nestled on a tree-lined street in the heart of downtown Spencer. This stately residence boasts 4 bedrooms and 2.5 baths. A vintage fireplace adorns the living room and large windows allow a lot of natural light. ADA features, a built in bookcase, original woodwork, and other historic features make this home truly unique. This home is corporate owned and being sold as is. An As Is Addendum is required with all offers.

Single Family Active

Price

^$ 219,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,942

Style

Traditional

Lot Size

0.26

Year Built

1900

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202540294

Features

General

Sewer Public

Heating Electric Forced Air

Kitchen Level Main

Cooling Central Air

Laundry Y/N Main

Fireplaces Yes

Amenities ADA Features Built-In Bookcase Countertops-Laminate Dryer Hook Up Electric Eat-In Kitchen Porch Open Main Floor Laundry

Status Active Active

Full Baths 2

Half Baths 1

Bathrooms 3

Year Built 1900

New Construction No

Subdivision None

Style Two Story

Township Washington

Class RESIDENTIAL

Type Site-Built Home

Age 125

REO No

Status Detail 0

Dining Room Level Main

Area Owen County

Location City/Town/Suburb

High School Owen Valley

City Spencer

School District Spencer-Owen Community Schools

Architctural Style Traditional

Total Sq Ft 3271

Elementary School Spencer

Middle School Owen Valley

Legal Description Beems Outlot Pt Lot 6

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202540294

Agent First Name Beth

Agent Last Name Walden

DOM 74

Tax Year 2025

Interior

Basement Full Basement Unfinished

Fireplace(s) 1

Flooring Vinyl

Beds 4

Total Rooms 10

Dining Room Length 14

Dining Room Width 12

Fireplace Living/Great Rm

Family Room Width 14

Living Room Width 13

Other Room 1 Description Bonus Room

Family Room Length 15

Living Room Length 18

Full Baths Main 1

Full Baths Upper 1

Above Grade Bedrooms 4

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 1

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 14

2nd Bedroom Length 12

2nd Bedroom Level Upper

2nd Bedroom Width 12

3rd Bedroom Length 12

3rd Bedroom Level Upper

3rd Bedroom Width 12

4th Bedroom Length 12

4th Bedroom Level Upper

4th Bedroom Width 12

Basement Material Stone

Exterior

Exterior Stone Vinyl

Driveway Gravel

Pool No

Lot Size Area 11326

Lot Dimensions 84x124

Lot Description Corner

Fence None

Water Features None

Waterfront Y/N No

* Excluded Features

List By

Beth Walden

Listing Agent

Seasons Of Indiana Real Estate Llc

Broker

bwalden@homefinder.org

Affordability Calculator

$1,700

Per Month

Monthly Principal & Interest: $1,372
Monthly Property Taxes: $329
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IN

Average List Price ^$412,476

Percent of Sale Price 88%

About Spencer, IN

2,332 Population

-12% Since 2002

^$40,502 Median Income

40.93 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1236904 Elementary School

1236321 Middle School

Owen Valley High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/4/2025	$219,900		Listed Price

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205 N Main Street, Spencer, IN, 47460 is a Single Family Home for sale at $219,900 with 2,289 sqft and a lot size of 0.26. 205 N Main Street has 4 bedrooms, 2.1 baths, and was built in 1900. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/16/2025.

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205 N Main Street

Single Family Home for sale in Spencer, IN

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