46 Church Street Oneonta, NY $ 329,900
46 Church Street
$ 329,900
Share Save

46 Church Street

Oneonta, NY, 13820
$ 329,900
Bedrooms10 Baths4.1 Sq 3,768

Monthly Estimate*

$ 2,058

46 Church Street, Oneonta, NY 13820 - Image 1
46 Church Street, Oneonta, NY 13820 - Image 2
46 Church Street, Oneonta, NY 13820 - Image 3
46 Church Street, Oneonta, NY 13820 - Image 4
46 Church Street, Oneonta, NY 13820 - Image 5
46 Church Street, Oneonta, NY 13820 - Image 6
46 Church Street, Oneonta, NY 13820 - Image 7
46 Church Street, Oneonta, NY 13820 - Image 8
46 Church Street, Oneonta, NY 13820 - Image 9
46 Church Street, Oneonta, NY 13820 - Image 10
46 Church Street, Oneonta, NY 13820 - Image 11
46 Church Street, Oneonta, NY 13820 - Image 12
46 Church Street, Oneonta, NY 13820 - Image 13
46 Church Street, Oneonta, NY 13820 - Image 14
46 Church Street, Oneonta, NY 13820 - Image 15
46 Church Street, Oneonta, NY 13820 - Image 16
46 Church Street, Oneonta, NY 13820 - Image 17
46 Church Street, Oneonta, NY 13820 - Image 18
46 Church Street, Oneonta, NY 13820 - Image 19
46 Church Street, Oneonta, NY 13820 - Image 20
46 Church Street, Oneonta, NY 13820 - Image 21
46 Church Street, Oneonta, NY 13820 - Image 22
46 Church Street, Oneonta, NY 13820 - Image 23
46 Church Street, Oneonta, NY 13820 - Image 24
46 Church Street, Oneonta, NY 13820 - Image 25
46 Church Street, Oneonta, NY 13820 - Image 26
46 Church Street, Oneonta, NY 13820 - Image 27
46 Church Street, Oneonta, NY 13820 - Image 28
46 Church Street, Oneonta, NY 13820 - Image 29
46 Church Street, Oneonta, NY 13820 - Image 30
46 Church Street, Oneonta, NY 13820 - Image 31

Multi-Family Home for sale in Oneonta, NY

for $329,900 with 10 bedrooms and 4 full baths, 1 half bath. This 3,768 square foot home was built in 1975 on a lot size of 0.15.

GREAT LOCATION! Close to downtown and bus route. This THREE UNIT APARTMENT BUILDING is located on CHURCH ST with a total of 10 BEDROOMS. Separate utilities for each apartment. Two apartments have 4 bedrooms and 2 baths with laundry in the unit. Upstairs is a 2 bedroom apartment has laundry as well. Apartments are spacious with nice size bedrooms and kitchens. Bathrooms have been updated. Currently rented for $1200, $1125 and $1100. Monthly income $3425. Yearly gross income $41,100. Rents could be much higher. Prior to 2020 this was a successful COLLEGE RENTAL. Plenty of OFF STREET PARKING, 3 CAR GARAGE and a great FRONT PORCH. Seller will provide current Certificate of Compliance with the city prior to closing. Call today for more details.

See more

Multi-Family Active

Price

$ 329,900

Bedrooms

10

Full Bath

4

Half Bath

1

Property Type

Multi-Family

Taxes

$ 6,545

Style

MultiFamily

Lot Size

0.15

Year Built

1975

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1642567

Features
General
Sewer Connected
Heating Gas HotWater
Utilities SewerConnected WaterConnected
Possession Closing
Roof Asphalt
Appliances GasWaterHeater
Garage Spaces 3.0
Construction Materials Frame
School District Oneonta
Year Built 1975
Stories Count 3
Township Not Applicable
Property Subtype MultiFamily
Gross Income 41100.0
County Otsego
Property Type Residential
Garage Y/N Yes
Rent Includes Electricity Gardener Heat HotWater SnowRemoval TrashCollection Water
Full Baths 4
Status Active
Directions Main St to Chestnut St. Take a right onto Church St. Second or third house on the right past Walnut St.
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 3
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 6534.0
Year Built Details Existing
Tax Annual Amount 6545.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 170000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 26
See more
Interior
Basement Full
Flooring Carpet Hardwood Varies Vinyl
Total Fireplaces 0
Total Stories 3
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Total Bedrooms 10
Main Level Bathrooms 0
Total Baths 5
See more
Exterior
Parking Features Gravel TwoOrMoreSpaces Unpaved
Lot Features IrregularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.15
Building Area Total 3768.0
Lot Dimensions 43X165
Lot Size Acres 0.15
Waterfront Y/N No
Number of Separate Gas Meters 3
Number of Separate Electric Meters 4
Road Frontage Type CityStreet
See more
Internal Only
Street Number 1 46
See more
* Excluded Features
List By
Oneonta Realty, Llc

Broker

(607) 287-8458

Phone

Affordability Calculator

$2,604
Per Month
79%
21%
0%
Monthly Principal & Interest
$2,058
Monthly Property Taxes
$545
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/3/2025$329,900 Listed Price

Map


See all

46 Church Street, Oneonta, NY, 13820 is a Multi-Family Home for sale at $329,900 with 3,768 sqft and a lot size of 0.15. 46 Church Street has 10 bedrooms, 4.1 baths, and was built in 1975. The property's zip code is 13820 which is in Oneonta, NY