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516 E 4th Street Spencer, IA $ 149,000
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$ 149,000 Get more info
516 E 4th Street
$ 149,000
Back to search
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516 E 4th Street

Spencer, IA, 51301
$ 149,000
Bedrooms5 Baths1.1 Sq 1,700

Monthly Estimate*

$ 930

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Single Family Home for sale in Spencer, IA

for $149,000 with 5 bedrooms and 1 full bath, 1 half bath. This 1,700 square foot home was built in 1915 on a lot size of 0.16.

Two Story Home Near Schools with Room for the Whole Family! This charming home combines classic character with practical updates. Original hardwood floors throughout the main level, a winding staircase, and an inviting enclosed front porch. 5 bedrooms and 2 bathrooms, main level laundry and easy flow for everyday living. Four bedrooms and full bath in upper level. The partially finished full basement has newer vinyl flooring and provides additional living space and another bedroom. Outside, enjoy a backyard deck, fenced yard, and a two-stall garage. New roof in 2019, boiler updated in 2021, new water heater 2024. Ready for its new family to make memories!

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Single Family Active

Price

$ 149,000

Bedrooms

5

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 2,080

Style

TWO STORY

Lot Size

0.16

Year Built

1915

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251302
Features
Interior
Interior Features Ceiling Fan(s) Eat-in Kitchen Hardwood Floors Main Floor Laundry Natural Woodwork Washer/Dryer Hkups Window Coverings
Furnished Y/N No
Total Baths 2
Full Baths 1
Bath Description Main Floor 1/2 Bath Upper Level Bath
1/4 Baths 0
Basement Features Egress Windows
Basement Material Concrete Block
Basement Style Full
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General
Sewer Public Sewer
Construction Frame/Wood
Heating Boiler
Cooling Window
Roof Asphalt
Appliances Dishwasher Dryer Range/Stove Refrigerator Washer
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architctural Style TWO STORY
Stories Count 2
Class RESIDENTIAL
Assessments Unknown
Levels Two
Type Single Family Residence
Yearly Taxes 2080
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 7020
Construction Materials Steel Siding
Primary City Spencer
Year Built 1915
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 2088
DOM 65
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 87.65
Public Remarks Two Story Home Near Schools with Room for the Whole Family! This charming home combines classic character with practical updates. Original hardwood floors throughout the main level a winding staircas
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Exterior
Exterior Features Deck Driveway-Concrete Fenced Yard-Full Patio Porch
Waterfront 0
Garage Type Detached
Garage Capacity 24 x 24
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Peggy Bergh-Kuker

Listing Agent

Keller Williams Okoboji

Broker

(712) 330-1569

Phone

1Realtor.Peggy@gmail.com

Email

Affordability Calculator

$1,103
Per Month
84%
16%
0%
Monthly Principal & Interest
$930
Monthly Property Taxes
$173
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
11/5/2025$149,000 -6.29% Price Down
10/3/2025$159,000 Listed Price

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516 E 4th Street, Spencer, IA, 51301 is a Single Family Home for sale at $149,000 with 1,700 sqft and a lot size of 0.16. 516 E 4th Street has 5 bedrooms, 1.1 baths, and was built in 1915. The property's zip code is 51301 which is in Spencer, IA

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