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38 Osprey Way Elkton, MD $ 1,600,000
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$ 1,600,000 Get more info
38 Osprey Way
$ 1,600,000
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38 Osprey Way

Elkton, MD, 21921
$ 1,600,000
Bedrooms5 Baths3.1 Sq 4,185

Monthly Estimate*

$ 9,982

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Single Family Home for sale in Elkton, MD

for $1,600,000 with 5 bedrooms and 3 full baths, 1 half bath. This 4,185 square foot home was built in 1995 on a lot size of 3.12.

Waterfront Retreat with Endless Potential! Set on 3.2 picturesque acres with direct waterfront access, this unique property blends modern updates with rustic charm. Recent renovations include new windows, flooring, plumbing in the basement, four-zone HVAC, a luxury oversized deck, and a new pool pump. Inside, youll find a spacious layout featuring an in-law suite, basement bar, and multiple living areas, with the lower level partially finished and awaiting your final touches. Outdoors, enjoy a private inground pool, massive pole barn, and a dock with new woodworkideal for boating, fishing, or simply soaking in the serene views. Whether you envision a full-time residence, multi-generational living, or a weekend retreat, this home offers the foundation for something truly extraordinary. This is a rare chance to create your dream waterfront estate in a setting that combines privacy, charm, and luxury potential.

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Single Family Active

Price

$ 1,600,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 12,386

Style

Contemporary

Lot Size

3.12

Year Built

1995

Town/City

Elkton

County/Region

Cecil

MLS | Web ID

MDCC2019240
Features
General
Living Area 4185
Sewer Private Septic Tank
Heating Central Forced Air Hot Water
Cooling Other
Possession 31-60 Days CD
Appliances Cooktop Dishwasher Dryer Dryer - Electric Exhaust Fan Humidifier Oven - Double Washer Water Heater
Zoning NAR
Garage Spaces 6.00
Patio/Porch Features Brick Deck(s) Patio(s)
Architectural Style Contemporary
Pool Features Heated Fenced In Ground
Security Features Fire Detection System Smoke Detector
Construction Materials Frame
School District CECIL COUNTY PUBLIC SCHOOLS
Exclusions Refrigerator
Year Built 1995
View River
Levels 2
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility >84 Garage Door
County CECIL
New Construction N
Property Type Residential
HOA N
Subdivision Name ELK NECK
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions When on McKinneytown Rd continue onto Racine School Rd. Turn right on Oldfield Point Rd then right onto Breon Ln then left onto Dove Ln. Turn right onto Osprey Way property will be on the left.
City ELKTON
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 135907.00
Tax Annual Amount 12386.0
Home Warranty Y/N N
Structure Type Detached
Condo/Coop Association Y/N N
Price Per Sq Ft Total AG 440.77
Acceptable Financing Cash
Additional Parcels Y/N N
Vacation Rental Y/N N
Location Type River
Standard Status Active
Year Built Source Assessor
Tax Lot 1
Association Recreation Fee N
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Interior
Interior Amenities Attic Built-Ins Ceiling Fan(s) Central Vacuum Crown Moldings Curved Staircase Family Room Off Kitchen Intercom Kitchen - Table Space Primary Bath(s) Recessed Lighting Store/Office Walk-in Closet(s) B
Heating Fuel Geo-thermal Natural Gas Propane - Owned
Basement Other
Flooring Carpet Ceramic Tile Hardwood Stone
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Replacement
Fireplace Y/N N
Above Grade Finished Area 3630
Half Baths 1
Central Air Y/N N
Total Bedrooms 5
Below Grade Finished Area 555
Room Type Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Basement Foyer Great Room Attic Half Bath
Below Grade Finished Area Unit Type Square Feet
Laundry Type Lower Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Flood Lights Other
Pool Yes - Personal
Fencing Wood
Parking Features Dirt Driveway
Lot Features Private Rural Secluded
Water Source Well
Inclusions Appliances
Garage Features Additional Storage Area Other
Type of Parking Driveway Detached Garage Attached Garage
Foundation Details Block Concrete Perimeter
Spa N
Water View Y/N Y
Lot Size Acres 3.12
Road Surface Type Gravel
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N Y
Road Responsibility Private
Horse Y/N N
Land Assessed Value 613300.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 38
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* Excluded Features
List By
Core Partners Realty

Broker

tonyakeener@corepartnersrealty.com

Email

Affordability Calculator

$11,014
Per Month
91%
9%
0%
Monthly Principal & Interest
$9,982
Monthly Property Taxes
$1,032
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533453 Elementary School
3533358 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
10/2/2025$1,600,000 Listed Price

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38 Osprey Way, Elkton, MD, 21921 is a Single Family Home for sale at $1,600,000 with 4,185 sqft and a lot size of 3.12. 38 Osprey Way has 5 bedrooms, 3.1 baths, and was built in 1995. The property's zip code is 21921 which is in Elkton, MD

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