3693 Ruby Avenue St James City, FL $ 645,000
3693 Ruby Avenue
$ 645,000
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3693 Ruby Avenue

St James City, FL, 33956
$ 645,000
Bedrooms2 Baths2.0 Sq 1,260

Monthly Estimate*

$ 4,024

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Single Family Home for sale in St James City, FL

for $645,000 with 2 bedrooms and 2 full baths. This 1,260 square foot home was built in 1974 on a lot size of 0.157.

Welcome to the relaxing, stress free, waterfront island life. This 2 bedroom, 2 bath home is light and bright with open living area that leads to a large, heated pool and screened lanai overlooking your covered boat lift and dock. The interior is freshly painted thru-out. New kitchen cabinetry, new a/c system and duct work, new roof, soffits & gutters, and a whole house air filtration system all installed in 2024. Take a look at the complete features list attached. The newly completed low maintenance landscape, and drainage just adds to the beauty of this property. A huge asset included in the purchase of this home are Flood Prevention System Panels. This home also carries transferrable flood insurance.

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Single Family Active

Price

$ 645,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 3,893

Style

Florida, , Ranch, OneStory

Lot Size

0.157

Year Built

1974

Town/City

St James City

County/Region

Lee

MLS | Web ID

2025012872

Features
Interior
Interior Amenities BuiltInFeatures ClosetCabinetry EatInKitchen FamilyDiningRoom KitchenIsland LivingDiningRoom MainLevelPrimary Pantry ShowerOnly SeparateShower CableTv Bar WalkInClosets
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features InGarage
Total Bedrooms 2
Entry Level 1
Room Type ScreenedPorch
Total Baths 2
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General
Sewer SepticTank
Heating Central Electric
Cooling CentralAir CeilingFans Electric
Utilities CableAvailable
Possession CloseOfEscrow
Roof Shingle
Appliances Dryer Freezer IceMaker Microwave Range Refrigerator RefrigeratorWithIceMaker SelfCleaningOven Washer
HOA Fee 0.0
Garage Spaces 1.0
Association Fee Includes StreetLights
Patio/Porch Features Lanai Porch Screened
Architectural Style Florida Other Ranch OneStory
Pool Features Concrete ElectricHeat Heated InGround PoolEquipment
Security Features BurglarAlarmMonitored SecuritySystem SmokeDetectors
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1974
View Canal Water
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2024
Ownership Single Family
Development Name BAYVIEW ACRES
Waterfront Features CanalAccess
Community Features BoatFacilities
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities Storage Trails
HOA N
Attached Garage Y
Subdivision Name BAYVIEW ACRES
Facing Direction North
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
City St James City
Disclosures OwnerHasFloodInsurance SellerDisclosure
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description RS-1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 1.0
Carport Y/N Y
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3893.08
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025012872
Standard Status Active
Tax Lot 22
Property Sub Type Additional SingleFamilyResidence
Legal Description BAYVIEW ACRES BLK B PB 11 PG 101 LOT 22
HOA Fee 3 0.0
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Exterior
Exterior Amenities SecurityHighImpactDoors OutdoorGrill OutdoorShower Other Storage ShuttersManual Awnings GasGrill
Parking Features Attached Driveway Garage Paved AttachedCarport GarageDoorOpener
Lot Features RectangularLot
Water Source Public Public
Lot Size Area 0.157
Horses N
Spa N
Irrigation/Water Rights N
Gulf Access Type No Bridges Water Direct
Gulf Access Y
Building Area Total 1688.0
Lot Dimensions 65 x 100 x 65 x 100
Lot Size Acres 0.157
Road Surface Type Paved
Private Pool Y
Lot Size Source Survey
Waterfront Y/N Y
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Sandy Peculis

Listing Agent

Castaways Island Realty Llc

Broker

sandypeculisrealtor@yahoo.com

Email

Affordability Calculator

$4,348
Per Month
93%
7%
0%
Monthly Principal & Interest
$4,024
Monthly Property Taxes
$324
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/2/2025$645,000 Listed Price

Map


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3693 Ruby Avenue, St James City, FL, 33956 is a Single Family Home for sale at $645,000 with 1,260 sqft and a lot size of 0.157. 3693 Ruby Avenue has 2 bedrooms, 2.0 baths, and was built in 1974. The property's zip code is 33956 which is in St James City, FL