639 Vista Drive
Oswego, IL, 60543 $ 439,000
Bedrooms3 Baths2.1 Sq 2,594 Monthly Estimate*
$ 2,739
for $439,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,594 square foot home was built in 2003.
Welcome to this well-maintained 2,594 sq. ft. home in the desirable Ashcroft subdivision. From the moment you step into the two-story foyer, you'll appreciate the open layout, natural light, and thoughtful details throughout. The main level offers formal living and dining rooms, crown molding, and gleaming hardwood floors. The large eat-in kitchen is a chef's delight with 42" cabinets, granite counters, stainless steel appliances, a center island, and pantry. The eating area features beautiful French doors that open to a private paver patio and fenced yard with mature landscaping-perfect for entertaining or relaxing. The stunning family room showcases a coffered ceiling and fireplace, creating a warm and inviting space. Upstairs, you'll find three spacious bedrooms, including the primary suite with a vaulted ceiling and updated bath featuring a double sink vanity and a luxurious walk-in double shower. Bedrooms 2 and 3 are generously sized, providing plenty of comfort and flexibility. The unfinished basement, plumbed for a bathroom, is ready for your personal design and adds even more living potential. A highlight of this home is the 3-car tandem garage, offering not only room for multiple vehicles but also plenty of additional storage for bikes, tools, sports gear, or seasonal decor-keeping everything neatly organized. Additional features include a soft water heater, humidifier, and sump pump with battery back-up. The 2023 high-efficiency HVAC system ensures comfort year-round. Step outside and enjoy direct backyard access to walking and biking paths. Just steps away, the community park offers a playground, splash pad, soccer fields, skate park, and picnic area, providing endless outdoor fun for all ages. Ideally located near downtown Oswego, the library, Fox River, and Hudson Park, plus close to shopping and restaurants. Served by highly rated Oswego 308 Schools.
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FeaturesGeneralLiving Area 2594
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Dishwasher Refrigerator Washer Dryer Disposal Water Softener Owned Humidifier
HOA Fee 244
Garage Spaces 3
Association Fee Includes Insurance
Construction Materials Vinyl Siding
Year Built 2003
Township Oswego
Tax Year 2024
Ownership Fee Simple w/ HO Assn.
Community Features Park Sidewalks Street Lights
Assoc Fee Paid Per Annually
County Kendall
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Subdivision Name Ashcroft
Total Rooms 7
Full Baths 2
Status Contingent
Directions Rt 34/71 to Washington St. South to Grove Rd Right to Arboretum Way left to Vista left
High School Oswego High School
City Oswego
High School District 308
MLS Area Oswego
Elementary School Prairie Point Elementary School
Tax Annual Amount 8908
Middle/Junior High School Traughber Junior High School
Additional Parcels Y/N N
Virtual Tour https://www.tourfactory.com/idxr3226908
Standard Status Active Under Contract
Middle/Junior School District 308
Elementary School District 308
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InteriorInterior Amenities Vaulted Ceiling(s) Walk-In Closet(s) High Ceilings Coffered Ceiling(s) Open Floorplan
Basement Unfinished Bath/Stubbed Full
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Wood Burning
Half Baths 1
Laundry Features Main Level
Total Bedrooms 3
Room Type Foyer
Total Baths 3
Bedrooms Possible 3
Bathroom Separate Shower Double Sink Double Shower
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ExteriorParking Features Asphalt Garage Door Opener Tandem Yes Garage Owned Attached Garage
Lot Features Mature Trees
Water Source Public
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 65x130x107x127
Waterfront Y/N N
Other Equipment Water-Softener Owned CO Detectors Sump Pump Backup Sump Pump;
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* Excluded FeaturesList ByKeller Williams InfinityBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,739
- Monthly Property Taxes
- $742
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oswego, IL
Average List Price $534,348
Percent of Sale Price 22%
About Oswego, IL 31,545 Population
130% Since 2002
$ 94,639 Median Income
36.59 Median Age
44% Households with Children
Trends Information provided by ATTOM Data Solutions.
1540268 Elementary School
1540506 Middle School
Oswego High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/2/2025 | $439,000 | | Listed Price |