312 Cleat Drive Surf City, NC $ 449,900
312 Cleat Drive
$ 449,900
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312 Cleat Drive

Surf City, NC, 28445
$ 449,900
Bedrooms3 Baths2.0 Sq 1,600

Monthly Estimate*

$ 2,807

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Single Family Home for sale in Surf City, NC

for $449,900 with 3 bedrooms and 2 full baths. This 1,600 square foot home was built in 2024 on a lot size of 0.17.

Welcome to a beautifully upgraded coastal home that combines style, comfort, and smart design — perfect as a primary residence, second home by the beach, or long-term investment opportunity. Located in a highly desirable, walkable community just minutes from the coast, this single-level home stands out with thoughtful finishes and quality updates throughout. Up to $2500 Credit offered with Preferred Lender- Kelly Jennings, Lower Mortgage. Inside, you'll notice updated lighting fixtures and modern ceiling fans that elevate the ambiance in every room. The spacious living and dining areas flow effortlessly into the kitchen, where white cabinetry, stainless steel appliances, and a large island create the perfect gathering space. The owner's suite features a stunning custom walk-in tile shower, dual vanities, and elegant brass finishes that add a spa-like feel. Enjoy the outdoors year-round from your screened-in back patio, or host weekend cookouts on the extended concrete grilling area, all within a fenced backyard that offers privacy and peace of mind. Located within walking distance to local coffee shops, eateries, boutiques, and a nearby brewery, the neighborhood offers a laid-back coastal vibe with modern convenience. Community amenities include a resort-style pool, clubhouse, sports courts, and green spaces, all designed for low-maintenance living. The HOA enforces a 6-month minimum lease, meaning short-term rentals are not allowed, preserving the peaceful atmosphere and neighborhood integrity. Whether you're settling down, escaping seasonally, or investing wisely, this upgraded, turn-key home offers the perfect blend of coastal charm, modern features, and unbeatable location.

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Single Family Contingent

Price

$ 449,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,868

Style

Single Family Residence

Lot Size

0.17

Year Built

2024

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100533883

Features
General
Living Area 1600.0
Heating Heat Pump Electric Forced Air
Cooling Central Air Heat Pump
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Electric Oven Electric Cooktop Built-In Microwave See Remarks Refrigerator Range Ice Maker Disposal Dishwasher
Zoning PUD
HOA Fee 960.0
Garage Spaces 2.0
Patio/Porch Features Covered Patio Porch Screened
Construction Materials Vinyl Siding
Year Built 2024
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Taxes 1868
Parcel Number 42355724350000
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Basketball Court Clubhouse Community Pool Fitness Center Maintenance Common Areas Maintenance Grounds Pickleball Playground Sidewalks Street Lights
HOA Y
Attached Garage Y
Subdivision Name Waterside
Garage Y/N N
Total Rooms 6
Full Baths 2
Status Pending with Showings
Directions Take US 17 to Rt. 210 towards Topsail Island. Turn Right onto Rt. 50 towards Surf City. At the stoplight turn Left onto Edgewater Way. Model home park will be on the right hand side
High School Topsail
City Surf City
Association Name Premier Management
Lot Size Units Acres
Lot Size Square Feet 7405.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Structure Type Wood Frame
Living Area Units Square Feet
Standard Status Active Under Contract
Tax Assessed Value 225071
Legal Description Lot 231 Waterside Phase 3 Section 3
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Interior
Interior Amenities Master Downstairs Walk-in Closet(s) Kitchen Island Ceiling Fan(s) Pantry Walk-in Shower Blinds/Shades Walk-In Closet(s)
Flooring Vinyl
Furnished Y/N Negotiable
Water Heater Electric
Fireplace Features None
Master Bed Level Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Attic Features Access Only Floored - Partial Pull-Down Stairs
Room Type Dining Area
Unit Type 3 Bedroom
Total Baths 2
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Exterior
Exterior Amenities Storm Doors
Exterior Finish Vinyl Siding
Fencing Privacy Full Back Yard Wood
Parking Features Garage Faces Front Attached Garage Door Opener Paved
Lot Features Level
Water Source Public
Total Parking 2.0
Lot Size Area 0.17
Foundation Details Slab
Spa N
Building Area Total 1600
Lot Dimensions See Plat
Lot Size Acres 0.17
Road Surface Type Paved
Waterfront Y/N N
Door Features Storm Door(s)
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 312
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* Excluded Features
List By
Ashley P Polk

Listing Agent

Bluecoast Realty Corporation

Broker

ashley@bluecoastrealty.com

Email

Affordability Calculator

$2,962
Per Month
95%
5%
0%
Monthly Principal & Interest
$2,807
Monthly Property Taxes
$156
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
10/24/2025$449,900 -2.17% Price Down
10/2/2025$459,900 Listed Price

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312 Cleat Drive, Surf City, NC, 28445 is a Single Family Home for sale at $449,900 with 1,600 sqft and a lot size of 0.17. 312 Cleat Drive has 3 bedrooms, 2.0 baths, and was built in 2024. The property's zip code is 28445 which is in Surf City, NC