8140 TERRACE GARDEN DRIVE N 103 St Petersburg, FL $ 395,000
8140 TERRACE GARDEN DRIVE N 103
$ 395,000
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8140 TERRACE GARDEN DRIVE N 103

St Petersburg, FL, 33709
$ 395,000
Bedrooms2 Baths2.0 Sq 1,735

Monthly Estimate*

$ 2,464

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Condo for sale in St Petersburg, FL

for $395,000 with 2 bedrooms and 2 full baths. This 1,735 square foot condo was built in 1982.

START LIVING THE FLORIDA LIFE YOU’VE BEEN DREAMING OF! This one-of-a-kind 1735 SF home in the popular 55+ community of Five Towns delivers the space, style, and sunshine northern buyers are looking for—just 10 minutes to the beach and close to downtown St. Pete. With one of the lowest condo fees in the entire community, no special assessments, and hurricane shutters on every window, this condo offers major peace of mind for anyone relocating from out of state. Love convenience? You’ll have first-floor living, covered parking right out front, and the rare ability to use a gas grill right outside your back door. Located in the coveted Belmont building, you’ll enjoy serene water and nature views from your oversized screened lanai—your new favorite spot for morning coffee or evening breezes. Inside, this home shines:• Renovated kitchen with granite, maple cabinets, gas range & stainless appliances • Large, open living/dining area perfect for hosting visitors • Huge indoor laundry room with storage, utility sink & updated machines • Easy-care laminate floors, tile in kitchen/baths & elegant crown molding • Well-maintained AC under 10 years old. The primary suite is spacious and comfortable with two walk-in closets and an updated bath. Guests will love the roomy second bedroom and refreshed guest bath. Plus, a versatile bonus room gives you the perfect space for an office, den, hobby room, or extra guests. Five Towns is ideal for newcomers—friendly neighbors, endless activities, multiple pools, clubhouses, fitness centers, walking paths, and more. Your low monthly fee of $667.38 covers cable, internet, natural gas, water, sewer, trash, reserves, and full access to amenities. A new RV/boat/vehicle storage area is nearly ready for use as well. Looking for a spacious, move-in-ready Florida home with resort-style living and incredible value? This is it. Motivated seller—don’t wait. Come see this standout condo today!

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Condo Active

Price

$ 395,000

Bedrooms

2

Full Bath

2

Property Type

Condo

Taxes

$ 2,367

Style

Condominium

Year Built

1982

Town/City

St Petersburg

County/Region

Pinellas

MLS | Web ID

A4666913

Features
General
Sewer Public Sewer
Heating Central Natural Gas
Cooling Central Air
Utilities BB/HS Internet Available Cable Connected Electricity Connected Natural Gas Connected Sewer Connected Street Lights Water Connected
Possession Close Of Escrow
Roof Tile
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator Washer
Association Fee Includes Cable TV Community Pool Escrow Reserves Fund Internet Maintenance Structure Maintenance Grounds Manager Pool Maintenance Recreational Facilities Sewer Trash Water
Patio/Porch Features Covered Enclosed Patio Screened
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK Number Limit Size Limit Yes
Year Built 1982
View Water
Levels One
Unit Number 103
Property Subtype Condominium
Tax Year 2024
Ownership Condominium
Waterfront Features Pond
Community Features Buyer Approval Required Clubhouse Deed Restrictions Fitness Center No Truck/RV/Motorcycle Parking Pool Sidewalks Tennis Court(s)
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Subdivision Name TERRACE PARK OF FIVE TOWNS
Facing Direction North
Garage Y/N false
Total Rooms 7
Full Baths 2
Status Active
Directions 54th Ave. N to entrance to Terrace Park at Five Towns. Follow through and as 80th curves left it becomes Terrace Garden Dr. N building on left. If you enter from north entrance off 62nd Ave N then the building is on the right very close to the back entrance.
City ST PETERSBURG
Association Name Desantis Community Management/Louis Desantis
Senior Community Y/N true
MLS Area 33709 - St Pete/Kenneth City
Lot Size Square Feet 0
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Other
Land Lease Y/N false
Tax Annual Amount 2367.04
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/A4666913
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 1030
Legal Description TERRACE PARK OF FIVE TOWNS NO. 26 CONDO BELMONT BLDG UNIT 103
Water View Pond
Pet Size Limit Small (16-35 Lbs.)
Minimum Lease 6 Months
Water Access Y/N false
Monthly Condo Fee Amount 667
HOA Monthly Maintenance 0
Water View Y/N true
Flood Zone Code AE
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding Eating Space In Kitchen Living Room/Dining Room Combo Open Floorplan Solid Wood Cabinets Stone Counters Window Treatments
Flooring Ceramic Tile Laminate
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Hurricane Shutters Lighting Sidewalk Storage
Parking Features Covered Guest
Water Source Public
Foundation Details Slab
Building Area Total 1965
Lot Size Acres 0
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 1
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* Excluded Features
List By
Exp Realty Llc

Broker

knasello1@gmail.com

Email

Affordability Calculator

$2,662
Per Month
93%
7%
0%
Monthly Principal & Interest
$2,464
Monthly Property Taxes
$197
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$395,000 Listed Price

Map


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8140 TERRACE GARDEN DRIVE N 103, St Petersburg, FL, 33709 is a Condo for sale at $395,000 with 1,735 sqft. 8140 TERRACE GARDEN DRIVE N 103 has 2 bedrooms, 2.0 baths, and was built in 1982. The property's zip code is 33709 which is in St Petersburg, FL