Open House 12/13 2pm - 4pm
2846 COTSWOLD Circle
Rockford, IL, 61114 $ 549,000
Bedrooms3 Baths4.0 Sq 2,745 Monthly Estimate*
$ 3,425
for $549,000 with 3 bedrooms and 4 full baths. This 2,745 square foot home was built in 1994 on a lot size of 0.23.
This house comes with a REDUCED RATE as low as 5.625% (APR 5.953%) as of 12/08/2025 through List & LockTM. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. Welcome to this beautifully maintained 3-bedroom, 4-bath home in the desirable Wyndemir Estates! The main floor greets you with gorgeous hardwood floors and an open-concept layout. The kitchen features an eat-in space that flows seamlessly into the vaulted family room, perfect for entertaining, and offers access to a spacious deck and patio. Main floor laundry is conveniently located off the kitchen, leading to the attached two-car garage. Both the family room and living room share a cozy fireplace, and the soaring vaulted ceilings in the kitchen, living, and family rooms enhance the airy, open feel. The main floor also boasts a dedicated dining room, a full bathroom, a second bedroom-perfect for guests or a home office-and a luxurious primary suite with tray ceiling, large walk-in closet, double vanities, and a relaxing whirlpool tub. Upstairs, discover a loft area with a skylight-ideal for reading or game nights-and a large bedroom with its own full bath, perfect as a second primary suite or guest retreat. The finished basement with partial exposure adds even more living space, offering a large open area, full bath, bonus room, and storage room with utilities. Enjoy year-round convenience with the HOA handling lawn care, snow removal and window washing. This home perfectly combines elegance, functionality, and low-maintenance living in a premier neighborhood! Some photos have been virtually staged.
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Open House
12/13/2025 2:00 PM - 4:00 PM
2846 COTSWOLD Circle Rockford, IL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralLiving Area 2745
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Garage Spaces 2
Association Fee Includes None
Construction Materials Brick
Year Built 1994
Township Rockford
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Winnebago
New Construction N
Property Type Residential Detached Single
Total Rooms 10
Full Baths 4
Status Price Change
Directions CALL LISTING AGENT FOR DIRECTIONS
City Rockford
High School District 205
MLS Area Rockford
Tax Annual Amount 11201.96
Standard Status Active
Middle/Junior School District 205
Elementary School District 205
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InteriorBasement Finished Full
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 800
Room Type Loft Bonus Room Recreation Room
Total Baths 4
Bedrooms Possible 3
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ExteriorParking Features Yes Garage Owned Attached Garage
Water Source Public
Total Parking 2
Lot Dimensions 76.27X74X143.76X125.81
Lot Size Acres 0.23
Waterfront Y/N N
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* Excluded FeaturesList ByDickerson & Nieman Realtors - RockfordBroker
malachib@dickersonnieman.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,425
- Monthly Property Taxes
- $933
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Rockford, IL
Average List Price $223,344
Percent of Sale Price 59%
About Rockford, IL 147,353 Population
-4% Since 2002
$ 40,556 Median Income
37.69 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
566481 Elementary School
565127 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/8/2025 | $549,000 | -1.79% | Price Down |
| 11/7/2025 | $559,000 | -2.78% | Price Down |
| 10/14/2025 | $575,000 | -4.15% | Price Down |
| 10/1/2025 | $599,900 | | Listed Price |