2311 22nd Street Bay City, MI ^$ 439,000

2311 22nd Street

^$ 439,000

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2311 22nd Street

Bay City, MI, 48708

^$ 439,000

Bedrooms8 Baths4.0 Sq 3,132

Monthly Estimate*

^$ 2,739

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Multi-Family Home for sale in Bay City, MI

for $439,000 with 8 bedrooms and 4 full baths. This 3,132 square foot home was built in 1962 on a lot size of 0.28.

Investor Opportunity with Immediate Income & Upside. Purpose-built garden-style 4-Unit offering stable cash flow and clear value-add potential. Each unit is approx. 800sq ft with equal basement space and washer/dryer hookups. All units feature refreshed finishes, and mechanical improvements. Two units leased at $850/month to long-term tenants (below-market), one unit leased at $1,000/month and one fully renovated ready to lease at $1,050/month. Separately metered, tenant paid utilities maximize cash flow. Taxes + insurance are approx. $5,500/year. Estimated full-leased gross income of approx. $45,000/year. Strong value-add upside makes this ideal for investors or house hackers seeking immediate income and long-term growth.

Multi-Family Active

Price

^$ 439,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 3,542

Style

Lot Size

0.28

Year Built

1962

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50189995

Features

General

Heating Other-See Remarks

Possession At Close

Water Other-See Remarks

Status Active Active

Full Baths 4

Half Baths 0

Bathrooms 4

Year Built 1962

Subdivision NONE MI

County Bay

Class MULTIFAMILY

Type Multi-Family

Ownership Other/See Remarks

Municipality Bay City

Sale/Rent For Sale

Status Detail 0

Structure Style 1 Story

Area Bay City (09016)

Primary City Bay City

City Bay City

School District Bay City School District

Financial Terms Cash Conventional

Legal Description LOTS 9 & 10 BLK 21 THE BACKUS ADD & W 1/2 OF VAC ALLEY ADJ THRT

DOM 71

Postal Code 48708

Price Per Sq Ft Total AG 140.17

Public Remarks

Interior

Beds 8

Fireplace? No

Total Number of Units 4

Fuel Type Other

Exterior

Lot Size Area 0.28

Lot Dimensions 0.28

Waterfront Y/N No

* Excluded Features

List By

Jonathan Minerick

Listing Agent

Homecoin.Com

Broker

info@homecoin.com

Affordability Calculator

$3,034

Per Month

Monthly Principal & Interest: $2,739
Monthly Property Taxes: $295
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Bay City, MI

Average List Price ^$252,259

Percent of Sale Price 43%

About Bay City, MI

33,471 Population

-9% Since 2002

^$35,448 Median Income

36.94 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

759950 Elementary School

760432 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/28/2025	$439,000	-2.44%	Price Down
10/23/2025	$450,000	-5.26%	Price Down
10/8/2025	$475,000	-4.81%	Price Down
9/30/2025	$499,000		Listed Price

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2311 22nd Street, Bay City, MI, 48708 is a Multi-Family Home for sale at $439,000 with 3,132 sqft and a lot size of 0.28. 2311 22nd Street has 8 bedrooms, 4.0 baths, and was built in 1962. The property's zip code is 48708 which is in Bay City, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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2311 22nd Street

Multi-Family Home for sale in Bay City, MI

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