413 Franklin Street Bay City, MI ^$ 129,900

413 Franklin Street

^$ 129,900

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413 Franklin Street

Bay City, MI, 48708

^$ 129,900

Bedrooms4 Baths2.0 Sq 2,014

Monthly Estimate*

^$ 810

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Single Family Home for sale in Bay City, MI

for $129,900 with 4 bedrooms and 2 full baths. This 2,014 square foot home was built in 1900 on a lot size of 0.11.

Spacious Historic Home with Modern Updates Built in 1900, this Bay City home combines timeless character with thoughtful updates. Offering four bedrooms plus a large den that could serve as a fifth bedroom, there is plenty of room for everyone as well as ample storage throughout. The main level features convenient laundry, hardwood floors in the kitchen and dining areas, and a spacious layout filled with natural light. Recent updates include a super-efficient hydronic hot water heating system, updated electrical and plumbing, remodeled bathrooms, and vinyl windows. Located just blocks from downtown Bay Cityâs shops, restaurants, and the waterfront, this property blends historic charm with modern comfort.

Single Family Active

Price

^$ 129,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,751

Style

Victorian

Lot Size

0.11

Year Built

1900

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50189978

Features

Interior

Interior Amenities Hardwood Floors

Dining Room Level Entry

Basement Block

Bedroom 3 Level Second

Bedroom 1 Level Entry

Bedroom 2 Level Second

Beds 4

Fireplace? Yes

Total Rooms 8

General

Heating Baseboard Boiler

Kitchen Level Entry

Cooling Ceiling Fan(s) Wall/Window A/C

Possession At Close

Fireplaces Gas Fireplace

Water Public Water

Appliances Disposal Dryer Microwave Range/Oven Refrigerator

Status Active Active

Full Baths 2

Half Baths 0

Bathrooms 2

Year Built 1900

Parking 2 Spaces

Subdivision na MI

Water Heater Gas

Style Victorian

County Bay

Class RESIDENTIAL

Type Single Family

Ownership Private

Municipality Bay City

Zoning Residential

Sale/Rent For Sale

Status Detail 0

Structure Style 1 1/2 Story

Area Bay City (09016)

Primary City Bay City

Directions M84 to 17th St to Franklin

City Bay City

School District Bay City School District

Financial Terms Cash Conventional

Legal Description LOT 4 BLK 173 VILL OF PORTSMOUTH

DOM 65

Postal Code 48708

Price Per Sq Ft Total AG 64.5

Public Remarks Spacious Historic Home with Modern Updates Built in 1900

Exterior

Exterior Vinyl Siding

Exterior Amenities Deck Fenced Yard Porch Sidewalks Street Lights

Frontage 50

Lot Size Area 0.11

Pool (Y/N) No

Lot Dimensions 50x100

OUT BUILDINGS Shed

Roads City/County Paved Street

Waterfront Y/N No

Frontage Type Road

* Excluded Features

List By

Tina Timmons

Listing Agent

Bomic Real Estate

Broker

tmt5143@gmail.com

Affordability Calculator

$956

Per Month

Monthly Principal & Interest: $810
Monthly Property Taxes: $146
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Bay City, MI

Average List Price ^$194,783

Percent of Sale Price 50%

About Bay City, MI

33,471 Population

-9% Since 2002

^$35,448 Median Income

36.94 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

759950 Elementary School

760432 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/10/2025	$129,900	-7.15%	Price Down
9/30/2025	$139,900		Listed Price

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413 Franklin Street, Bay City, MI, 48708 is a Single Family Home for sale at $129,900 with 2,014 sqft and a lot size of 0.11. 413 Franklin Street has 4 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 48708 which is in Bay City, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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413 Franklin Street

Single Family Home for sale in Bay City, MI

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