245 N Elm Street Waterman, IL $ 349,500
245 N Elm Street
$ 349,500
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245 N Elm Street

Waterman, IL, 60556
$ 349,500
Bedrooms4 Baths2.0 Sq 2,800

Monthly Estimate*

$ 2,180

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Single Family Home for sale in Waterman, IL

for $349,500 with 4 bedrooms and 2 full baths. This 2,800 square foot home was built in 1901.

Step into timeless elegance with this beautifully maintained Victorian home that blends classic charm with modern convenience. From the moment you enter the spacious foyer, you'll be captivated by the stunning original features - rich hardwood floors, intricate stained glass windows, and a grand turned staircase that sets the tone for the rest of the home. The main level offers an abundance of living space, including a generous living room, formal dining room, cozy family room, and a well-appointed kitchen - perfect for everyday living and entertaining. There's also a versatile room on the first floor that could serve as an office or guest bedroom, along with a full bathroom and convenient first-floor laundry. Upstairs, you'll find three oversized bedrooms, each with excellent closet space, and a second full bathroom. Need more space? The expansive third-floor attic is full of potential - ideal for additional bedrooms, a playroom, studio, or whatever you can dream up. Enjoy your mornings and evenings on the classic wrap-around porch, adding to the home's curb appeal and inviting ambiance. Out back, the private yard features a charming two-story carriage house with room for two cars and a spacious loft above - perfect for storage, a workshop, or creative space. If you love the character of historic homes with thoughtful updates, this is one you won't want to miss! Property is being sold AS IS. Seller is offering a home warranty to new buyer.

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Single Family Active

Price

$ 349,500

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 6,935

Style

Victorian

Year Built

1901

Town/City

Waterman

County/Region

De Kalb

MLS | Web ID

12482969

Features
General
Living Area 2800
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal Stainless Steel Appliance(s)
HOA Fee 0
Garage Spaces 2.5
Association Fee Includes None
Architectural Style Victorian
Construction Materials Frame
Year Built 1901
Township Clinton
Tax Year 2024
Ownership Fee Simple
Community Features Sidewalks Street Lights
Assoc Fee Paid Per Not Applicable
County DeKalb
New Construction N
Property Type Residential Detached Single
Total Rooms 9
Full Baths 2
Status Active
Directions Rt 30 to Elm St North to Property
City Waterman
High School District 425
MLS Area Waterman
Tax Annual Amount 6935.74
Additional Parcels Y/N N
Standard Status Active
Middle/Junior School District 425
Elementary School District 425
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Interior
Interior Amenities 1st Floor Full Bath
Basement Unfinished Full
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Wood Burning
Half Baths 0
Laundry Features Main Level
Total Bedrooms 4
Room Type Foyer Walk In Closet Office
Total Baths 2
Bedrooms Possible 4
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Exterior
Parking Features Garage Door Opener Yes Garage Owned Detached Off Street Owned Garage
Lot Features Corner Lot
Water Source Public
Total Parking 4.5
Foundation Details Concrete Perimeter
Lot Dimensions 66X148
Waterfront Y/N N
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* Excluded Features
List By
Swanson Real Estate

Broker

teberly18@gmail.com

Email

Affordability Calculator

$2,758
Per Month
79%
21%
0%
Monthly Principal & Interest
$2,180
Monthly Property Taxes
$578
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1536870 Elementary School
1536864 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/28/2025$349,500 -2.78% Price Down
10/17/2025$359,500 -1.51% Price Down
9/30/2025$365,000 Listed Price

Map


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245 N Elm Street, Waterman, IL, 60556 is a Single Family Home for sale at $349,500 with 2,800 sqft. 245 N Elm Street has 4 bedrooms, 2.0 baths, and was built in 1901. The property's zip code is 60556 which is in Waterman, IL