40 Waterside Way
Ottawa, IL, 61350 $ 599,000
Bedrooms4 Baths3.1 Sq 2,500 Monthly Estimate*
$ 3,737
for $599,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,500 square foot home was built in 2021 on a lot size of 0.02.
Waterfront Cottage at Heritage Harbor Resort Welcome to the Boat House at Heritage Harbor, a stunning two-story waterfront cottage that perfectly blends comfort, style, and resort living. Featuring 4 bedrooms and 3.5 baths, this bright and cheerful retreat is thoughtfully designed with an open floor plan, vaulted second-story ceilings, and LVT flooring throughout. The modern kitchen is highlighted by quartz countertops, while a convenient second-story balcony makes enjoying Harbor views everyday easy. Enjoy outdoor living at its finest with a large front porch, a screened-in patio with direct access to seasonal boat docks, and a private deck offering breathtaking sunset views over the water. This home comes with quite a bit of furnishings and is short-term rental ready, providing excellent potential for investment or personal enjoyment. Two owned parking spaces add convenience for you and your guests. As part of the vibrant Heritage Harbor Resort community, owners and guests have access to incredible amenities including boat and kayak rentals, an on-site restaurant, walking paths, pickleball courts, a dog park, year-round events, and more. Located just 3 miles from historic downtown Ottawa and within 15 minutes of four state parks, including Starved Rock, this cottage is the perfect getaway destination. Whether you're looking for a weekend retreat, a full-time home, or a rental investment, the Boat House offers it all-waterfront living, resort amenities, and unmatched natural beauty.
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FeaturesGeneralLiving Area 2500
Sewer Public Sewer
Heating Natural Gas Electric
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Freezer Washer Dryer Stainless Steel Appliance(s)
HOA Fee 189
Association Fee Includes Pool Scavenger
Construction Materials Other
Year Built 2021
Township Rutland
Tax Year 2024
Ownership Fee Simple w/ HO Assn.
Assoc Fee Paid Per Monthly
County LaSalle
New Construction N
Property Type Residential Detached Single
Subdivision Name Heritage Harbor
Total Rooms 7
Full Baths 3
Status Active
Directions From I-80 Take Exit 93 for IL-71 toward Ottawa/Oswego Turn onto IL-71 toward Ottawa (2.6 miles) Turn Left to N 2871st Rd (0.1 miles) Merge onto N 2871st Rd (0.1 miles) Turn Left onto N 2753rd
High School Ottawa Township High School
City Ottawa
High School District 140
MLS Area Danway / Dayton / Naplate / Ottawa / Prairie Cent
Tax Annual Amount 14521
Standard Status Active
Middle/Junior School District 230
Elementary School District 230
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InteriorBasement Unfinished Walk-Out Access
Half Baths 1
Total Bedrooms 4
Room Type Walk In Closet Deck Balcony/Porch/Lanai Screened Porch
Total Baths 4
Bedrooms Possible 4
Bathroom Double Sink
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ExteriorParking Features Gravel Off Street Yes Owned
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 30 X 112
Lot Size Acres 0.02
Waterfront Y/N Y
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* Excluded FeaturesList ByHomesmart Realty Group IlBroker
tammybarry95@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,737
- Monthly Property Taxes
- $1,210
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ottawa, IL
Average List Price $383,322
Percent of Sale Price 36%
About Ottawa, IL 18,703 Population
-3% Since 2002
$ 49,342 Median Income
40.85 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
566130 Elementary School
567007 Middle School
Ottawa Township High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/6/2025 | $599,000 | -1.64% | Price Down |
| 9/29/2025 | $609,000 | | Listed Price |