409 W Water Street
Pontiac, IL, 61764 $ 197,500
Bedrooms4 Baths2.0 Sq 1,998 Monthly Estimate*
$ 1,232
for $197,500 with 4 bedrooms and 2 full baths. This 1,998 square foot home was built in 1900 on a lot size of 0.19.
With approx. 2,000 sq. ft. of living space & everything around you at your fingertips, this spacious 2-story home has it all! Located across the street from Humiston Riverside Park & all that has to offer throughout the summer, & within walking distance to the grocery store & downtown shopping & dining, this solid home offers 4 BR's, 2 Full BA, large living room w/dining area, updated kitchen, main floor laundry, & sun porch off the east side. Full, very functional basement & full, walk-up attic provide ample storage & potential for additional living space. Exterior amenities include a covered front porch, 2-car detached garage, & fenced back yard. With a gate across the driveway, it could be fully fenced. Per previous listing, Roof was replaced in 2017. In the last 4 years, all windows, except 1, have been replaced, including basement windows. Furnace & AC Unit have been replaced, vinyl privacy fence installed, hardwood floors refinished, kitchen remodeled, & shower added to the 1st floor. Even with so much recently replaced or updated, this large home still features plenty of original character with original doors, built-ins, & hardwood floors throughout, giving you the best of both worlds! This property is an Estate & being sold "As Is."
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FeaturesGeneralLiving Area 1998
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Refrigerator Humidifier
Garage Spaces 2
Association Fee Includes None
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1900
Electric Circuit Breakers
Township Pontiac
Tax Year 2024
Ownership Fee Simple
Community Features Park Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Livingston
New Construction N
Property Type Residential Detached Single
Subdivision Name Not Applicable
Total Rooms 8
Full Baths 2
Status Pending
Directions Home Sits on the Corner of Water & Oak Right Across the Street from Humiston Riverside Park.
High School Pontiac High School
City Pontiac
High School District 90
MLS Area Pontiac
Elementary School Attendance Centers
Tax Annual Amount 1873.9
Middle/Junior High School Pontiac Junior High School
Additional Parcels Y/N N
Standard Status Pending
Middle/Junior School District 429
Elementary School District 429
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InteriorInterior Amenities 1st Floor Full Bath Built-in Features Historic/Period Mlwk
Basement Unfinished Full
Flooring Hardwood
Half Baths 0
Laundry Features Main Level
Total Bedrooms 4
Room Type Den Sun Room
Total Baths 2
Bedrooms Possible 4
Bathroom Accessible Shower
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ExteriorParking Features Gravel Garage Door Opener Yes Garage Owned Detached Driveway Owned Garage
Lot Features Corner Lot Mature Trees
Water Source Public
Total Parking 6
Foundation Details Block
Lot Dimensions 70 x 120
Lot Size Acres 0.19
Waterfront Y/N N
Other Equipment Ceiling Fan(s)
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* Excluded FeaturesList Bydavid@eppelrealty.com; dwayman2017@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,232
- Monthly Property Taxes
- $156
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Pontiac, IL
Average List Price $176,731
Percent of Sale Price 11%
About Pontiac, IL 11,530 Population
-4% Since 2002
$ 46,476 Median Income
39.43 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
2997466 Elementary School
2497412 Middle School
Pontiac High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/28/2025 | $197,500 | -5.91% | Price Down |
| 9/29/2025 | $209,900 | | Listed Price |