640 E 12th Street Rochester, IN ^$ 82,500

640 E 12th Street

^$ 82,500

Back to search

640 E 12th Street

Rochester, IN, 46975

^$ 82,500

Bedrooms3 Baths1.0 Sq 869

Monthly Estimate*

^$ 515

640 E 12th Street, Rochester, IN 46975 - Image 1

640 E 12th Street, Rochester, IN 46975 - Image 2

640 E 12th Street, Rochester, IN 46975 - Image 3

640 E 12th Street, Rochester, IN 46975 - Image 4

640 E 12th Street, Rochester, IN 46975 - Image 5

640 E 12th Street, Rochester, IN 46975 - Image 6

640 E 12th Street, Rochester, IN 46975 - Image 7

640 E 12th Street, Rochester, IN 46975 - Image 8

640 E 12th Street, Rochester, IN 46975 - Image 9

640 E 12th Street, Rochester, IN 46975 - Image 10

640 E 12th Street, Rochester, IN 46975 - Image 11

640 E 12th Street, Rochester, IN 46975 - Image 12

640 E 12th Street, Rochester, IN 46975 - Image 13

640 E 12th Street, Rochester, IN 46975 - Image 14

View a Virtual Tour

Single Family Home for sale in Rochester, IN

for $82,500 with 3 bedrooms and 1 full bath. This 869 square foot home was built in 1960 on a lot size of 0.12.

Step into this 3-bedroom, 1-bath home thatâs full of possibilities. With its proven rental history, itâs an easy addition to an investment portfolio, but it also works perfectly as a starter home for anyone ready to settle in Rochester. The layout is simple and functional, and with just a bit of updating, you can bring out even more charm and value. Situated on a quiet street yet only minutes from shops, schools, and downtown, this property offers both comfort and convenience at a price point thatâs hard to beat.

Single Family Active

Price

^$ 82,500

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 654

Style

Site-Built Home

Lot Size

0.12

Year Built

1960

Town/City

Rochester

County/Region

Fulton

MLS | Web ID

202539196

Features

General

Sewer City

Heating Forced Air

Kitchen Level Main

Cooling Window

Laundry Y/N Main

Fireplaces No

Status Active Active

Full Baths 1

Half Baths 0

Bathrooms 1

Year Built 1960

New Construction No

Subdivision None

Style One Story

Township Rochester

Class RESIDENTIAL

Type Site-Built Home

Age 65

Inside City Limits Yes

REO No

Status Detail 0

Area Fulton County

High School Rochester Community

City Rochester

School District Rochester Community School Corp.

Total Sq Ft 1738

Elementary School Columbia / Riddle

Middle School Rochester Community

Legal Description 82 1/2 ' X 40' LOT 572 R & H 32 1/2' X 40' LOT 573 R & H: ALSO PT W 1/2 VACATED ALLEY ADJ LOT 572 & PT LOT 573

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202539196

Agent First Name Savannah

Agent Last Name Lopez

DOM 72

Tax Year 2024 Pay 2025

Interior

Basement Slab

Beds 3

Total Rooms 5

Living Room Width 12

Living Room Length 16

Full Baths Main 1

Full Baths Upper 0

Above Grade Bedrooms 3

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 9

2nd Bedroom Length 10

2nd Bedroom Level Main

2nd Bedroom Width 12

3rd Bedroom Length 8

3rd Bedroom Level Main

3rd Bedroom Width 10

Exterior

Exterior Vinyl

Pool No

Lot Size Area 5227

Lot Dimensions 45x115

Lot Description Level

Waterfront Y/N No

* Excluded Features

List By

Savannah Lopez

Listing Agent

The Gingerich Group

Broker

savannah@thegingerichgroup.com

Affordability Calculator

$569

Per Month

Monthly Principal & Interest: $515
Monthly Property Taxes: $55
Monthly Home Insurance: --

Set your offer price

Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

THE TIME TO SELL IS NOW! What's my home worth?

Nearby

Trends
Schools

Single family listings in Rochester, IN

Average List Price ^$357,786

Percent of Sale Price 334%

About Rochester, IN

6,135 Population

0% Since 2002

^$42,442 Median Income

40.83 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

2190360 Elementary School

5166331 Middle School

Rochester Community High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/14/2025	$82,500	-2.94%	Price Down
9/27/2025	$85,000		Listed Price

Map

More homes like this one

homes for you

See all

640 E 12th Street, Rochester, IN, 46975 is a Single Family Home for sale at $82,500 with 869 sqft and a lot size of 0.12. 640 E 12th Street has 3 bedrooms, 1.0 baths, and was built in 1960. The property's zip code is 46975 which is in Rochester, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/11/2025.

*Full Name

*Email

*Phone

I am interested in financing options

Get more info

By submitting the form, you agree that Weichert^® may contact you via phone or text about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our privacy policy.

Get more info

Looking for an Associate?

Already Working with an Associate?

640 E 12th Street

Single Family Home for sale in Rochester, IN

Affordability Calculator

Map

More homes like this one

Get more info about this home