349 RUBY LAKE LOOP Winter Haven, FL $ 469,000
349 RUBY LAKE LOOP
$ 469,000
Open House 12/28 12pm - 2pm
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349 RUBY LAKE LOOP

Winter Haven, FL, 33884
$ 469,000
Bedrooms4 Baths3.0 Sq 2,374

Monthly Estimate*

$ 2,926

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View a Virtual Tour

Single Family Home for sale in Winter Haven, FL

for $469,000 with 4 bedrooms and 3 full baths. This 2,374 square foot home was built in 1998 on a lot size of 0.38.

Tucked away at the end of a quiet street in the gated, golf cart–friendly community of Ruby Lakes, this 4-bedroom, 3-bath beauty is all about relaxed Florida living. From the long driveway and two-car garage to the lush, well-kept landscaping, this home gives you that “welcome home” feeling from the very start. Step through the double front doors and into a bright, open layout that flows beautifully from room to room. Just off the entry, the formal dining room—with its coffered ceiling and sunshine-filled windows—sets the stage for gatherings. The front living area, with tile flooring and sliding glass doors, opens right up to the pool, making indoor-outdoor living a breeze. At the heart of the home, the kitchen and family room create the perfect hangout spot. The kitchen features solid wood cabinetry, stone countertops, stainless steel appliances, a roomy pantry, and a casual breakfast bar. A cozy nook overlooks the pool, while the family room shines with built-in cabinetry, stone accents, and a rustic brick feature wall that adds warmth and personality. The primary suite is its own retreat—sliding doors open directly to the pool deck, and the en-suite bath provides dual vanities, a garden tub, and a walk-in shower. The three additional bedrooms are just as comfortable, each with double-door closets, ceiling fans, and soft carpet. With a dedicated pool bath and a full guest bath, the layout is as practical as it is inviting. Outside, the covered patio is made for lazy afternoons and weekend cookouts. With peaceful views of the pool and backyard, plus a ceiling fan to keep things cool, you’ll want to spend plenty of time out here. The home also includes a laundry room with storage cabinets and a utility sink to keep everything organized. And don’t forget—you’re in Ruby Lakes, where life moves at a laid-back pace. Cruise around the gated neighborhood by foot, car, or even golf cart, and enjoy the peace of mind that comes with quiet security. If you’re looking for comfort, style, and a lifestyle that feels like vacation, this is the one. Let’s set up a tour—you’ll want to see it in person!

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Open House

12/28/2025 12:00 PM - 2:00 PM
349 RUBY LAKE LOOP Winter Haven, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 469,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 7,082

Style

Other

Lot Size

0.38

Year Built

1998

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

L4955628

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Public
Roof Shingle
Appliances Dishwasher Disposal Microwave Range Refrigerator
HOA Fee 425
Garage Spaces 2
Association Fee Includes Maintenance Grounds Security
Patio/Porch Features None
Architectural Style Other
Pool Features In Ground Lighting Outside Bath Access Screen Enclosure
Security Features Gated Community Smoke Detector(s)
Construction Materials Stucco
Pets Allowed Yes
Year Built 1998
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Deed Restrictions Gated Community - No Guard Golf Carts OK Sidewalks
Assoc Fee Paid Per Semi-Annually
County Polk
New Construction false
Property Type Residential
Association Amenities Gated
Attached Garage true
Subdivision Name RUBY LAKE PH 02
Facing Direction North
Garage Y/N true
Total Rooms 10
Full Baths 3
Status Active
Directions Starting on US 17 N take a right onto E Eagle Ave stay onto Eagle Lake Loop Rd to Eloise Loop Rd left onto W Lake Ruby Dr right onto N Lake Ruby Dr stay straight onto Ruby Lake Dr right onto Ruby Lake Ln/Ruby Lake Loop left onto Ruby Lake Loop the house will be on the right.
High School Lake Region High
City WINTER HAVEN
Association Name Don Asher and Asso
Senior Community Y/N false
MLS Area 33884 - Winter Haven / Cypress Gardens
Lot Size Units Square Feet
Lot Size Square Feet 16583
Carport Y/N false
Listing Terms Cash Conventional FHA
Elementary School Chain O Lakes Elem
Land Lease Y/N false
Tax Annual Amount 7082
Middle/Junior High School Denison Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/L4955628
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 35
Legal Description RUBY LAKE PHASE TWO PB 106 PG 10 LOT 35
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 70.83
Water View Y/N false
Flood Zone Code x
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding Kitchen/Family Room Combo Open Floorplan Primary Bedroom Main Floor Solid Surface Counters Solid Wood Cabinets Stone Counters Thermostat Walk-In Closet(s)
Flooring Carpet Tile Vinyl
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Drapes
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Lighting Rain Gutters Sprinkler Metered
Vegetation Trees/Landscaped
Parking Features Driveway Garage Door Opener
Lot Features Corner Lot Landscaped
Water Source Public
Lot Size Area 16583
Foundation Details Block
Spa false
Building Area Total 3108
Lot Size Acres 0.38
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Exp Realty Llc

Broker

jen@thelaygroup.com

Email

Affordability Calculator

$3,516
Per Month
83%
17%
0%
Monthly Principal & Interest
$2,926
Monthly Property Taxes
$590
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lake Region High High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$469,000 -6.01% Price Down
12/19/2025$499,000 Listed Price

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349 RUBY LAKE LOOP, Winter Haven, FL, 33884 is a Single Family Home for sale at $469,000 with 2,374 sqft and a lot size of 0.38. 349 RUBY LAKE LOOP has 4 bedrooms, 3.0 baths, and was built in 1998. The property's zip code is 33884 which is in Winter Haven, FL