1312 4Th Avenue W Spencer, IA $ 185,000
1312 4Th Avenue W
$ 185,000
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1312 4Th Avenue W

Spencer, IA, 51301
$ 185,000
Bedrooms3 Baths2.0 Sq 1,672

Monthly Estimate*

$ 1,154

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Single Family Home for sale in Spencer, IA

for $185,000 with 3 bedrooms and 2 full baths. This 1,672 square foot home was built in 1942 on a lot size of 0.16.

Showstopper Alert Don’t Look Any Further! This stunning Cape Cod style home offers over 1,600 sq. ft. of living space and is designed to impress. The main floor features an open concept living room, sunroom, and dining room, creating a warm and inviting flow for everyday living and entertaining. The kitchen, complete with all appliances to stay, is set apart for those who prefer a defined cooking space. Also on the main level are two spacious bedrooms and a beautiful three-quarter bath featuring a walk-in tiled shower. Upstairs, the master suite is your private retreat, offering a spacious bedroom, family room, full bathroom, and plenty of storage. A full basement provides additional storage and laundry space, ensuring convenience throughout. Outside, enjoy a two-car detached garage and charming curb appeal that makes this home a true standout. Don’t wait—this home combines style, comfort, and function Make it yours!

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Single Family Contingent

Price

$ 185,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,246

Style

1.5 STORY

Lot Size

0.16

Year Built

1942

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251249

Features
General
Sewer Public Sewer
Construction Concrete Block
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Dryer Range/Stove Refrigerator Washer
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Architctural Style 1.5 STORY
Stories Count 1.5
Class RESIDENTIAL
Assessments Unknown
Levels One and One Half
Type Single Family Residence
Terms Cash Conventional FHA Rural Development
Yearly Taxes 2246
Tax Year 2024
Fuel Natural Gas
Status Active Contingent-No Show
Subdivision IA
Sale/Rent For Sale
Status Detail 5
Lot Sqft 7100
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1942
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 2580
DOM 72
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 110.65
Public Remarks Showstopper Alert Don’t Look Any Further! This stunning Cape Cod style home offers over 1 600 sq. ft. of living space and is designed to impress. The main floor features an open concept living ro
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Exterior
Waterfront 0
Garage Type Detached
Lot Size Source Assessor
Water Source Public/City
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Interior
Furnished Y/N Negotiable
Total Baths 2
Full Baths 1
1/4 Baths 0
Basement Style Full
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* Excluded Features
List By
Kari Stave

Listing Agent

Exit Realty Midwest- Spencer/Emmetsburg

Broker

(712) 363-2691

Phone

klstave@gmail.com

Email

Affordability Calculator

$1,341
Per Month
86%
14%
0%
Monthly Principal & Interest
$1,154
Monthly Property Taxes
$187
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/28/2025$185,000 -5.13% Price Down
10/5/2025$195,000 -2.50% Price Down
9/26/2025$200,000 Listed Price

Map


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1312 4Th Avenue W, Spencer, IA, 51301 is a Single Family Home for sale at $185,000 with 1,672 sqft and a lot size of 0.16. 1312 4Th Avenue W has 3 bedrooms, 2.0 baths, and was built in 1942. The property's zip code is 51301 which is in Spencer, IA