4038 RUDDER WAY New Port Richey, FL $ 645,000
4038 RUDDER WAY
$ 645,000
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4038 RUDDER WAY

New Port Richey, FL, 34652
$ 645,000
Bedrooms3 Baths2.0 Sq 1,686

Monthly Estimate*

$ 4,024

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View a Virtual Tour

Single Family Home for sale in New Port Richey, FL

for $645,000 with 3 bedrooms and 2 full baths. This 1,686 square foot home was built in 1981 on a lot size of 0.14.

They say the best is yet to come—or maybe you’ve already found it here at 4038 Rudder Way in Gulf Harbors’ treasured waterfront community. This 3-bedroom, 2-bath, 2-car garage home is a PRIVATE, and sacred coastal retreat that has been reimagined with a modern, contemporary design and luxury finishes throughout. Step inside to a wide-open floor plan dressed in plank tile flooring and filled with natural light. The kitchen is a true show stopper—outfitted with soft-close solid wood shaker cabinetry, brass accents, LG WiFi stainless appliances, a gas cooktop with center griddle, air fryer oven, stone backsplash that reaches the ceiling, and a stunning waterfall island complete with a trendy microwave drawer. Dual pantries surround the refrigerator, and just off the kitchen you’ll find a cabinet hidden mudroom and indoor laundry space with floating shelves, a utility sink, and even a dog shower—a thoughtful touch for modern easy living. The primary suite offers both a walk-in and secondary closet, along with water and pool views and a sleek ensuite featuring a his-and-hers floating vanity, a walk-in shower, and private water closet. The real showstopper is tucked behind a hidden door: a Hard Rock Hotel-inspired spa-like bathroom complete with a walk-in steam shower with wall jets, dual shower heads, mosaic ceiling tile, soaking tub, double vanities, and floating toilet in the private water closet. Lots of updates have been done to the home including all updated windows and slider that are hurricane rated, with low home insurance with practically every discount available, and the sellers will install a new roof at closing. Flood insurance is available and assumable being extremely low at around $3,000 a year. Outside, the backyard delivers the “wow” factor with uninterrupted views of the protected Eagles Nest Park, where bald eagles, spoonbills, herons, dolphins, and manatees are regular visitors. The concrete pool with waterfall feature, covered screened lanai, new outdoor contemporary roofed kitchen with gas grill and refrigerator, and the side dog run make it easy to enjoy Florida living at its best. A floating dock with Gulf access offers adventure at high tide and a sandbar to explore at low tide all with easy access at your backdoor. This is the perfect place for adventurist who love paddleboarding, kayaking, and jet skiing or light boating. The community has an optional HOA of only $125/year, and for just $200/year, you can enjoy the private Gulf Harbors Beach Club with its gated beach, cabanas, grills, restrooms, and shaded seating. All of this just a golf cart ride away from the expanding downtown New Port Richey with restaurants, shops, and live entertainment. This home is more than move-in ready—it’s a private paradise waiting for its next chapter. Will it be yours?

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Single Family Active

Price

$ 645,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,617

Style

Single Family Residence

Lot Size

0.14

Year Built

1981

Town/City

New Port Richey

County/Region

Pasco

MLS | Web ID

W7879189

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Available Sewer Connected Sprinkler Meter Street Lights Underground Utilities Water Available
Roof Shingle
Appliances Dishwasher Microwave Range Range Hood Refrigerator
Zoning R4
HOA Fee 125
Garage Spaces 2
Patio/Porch Features Deck Enclosed Patio Porch Rear Porch Screened
Pool Features In Ground
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1981
Electric Photovoltaics Seller Owned
View Park/Greenbelt Pool Trees/Woods Water
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Waterfront Canal - Saltwater
Community Features Dock Private Boat Ramp Water Access Waterfront
Assoc Fee Paid Per Annually
County Pasco
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name FLOR A MAR
Facing Direction North
Garage Y/N true
Other Structures Outdoor Kitchen
Total Rooms 9
Full Baths 2
Status Active
Directions From US Hwy 19 go west on Floramar Terrace. Turn left on Shell Stream Blvd. Turn left on Rudder Way. Property on the left.
High School Gulf High-PO
City NEW PORT RICHEY
Association Name Gulf Harbors Civic Association/office manager
Senior Community Y/N false
MLS Area 34652 - New Port Richey
Lot Size Units Square Feet
Lot Size Square Feet 6098
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Mittye P. Locke-PO
Land Lease Y/N false
Tax Annual Amount 2617.85
Home Warranty Y/N false
Middle/Junior High School Gulf Middle-PO
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://client.logorzmediagroup.com/4038-Rudder-Way/idx https://client.logorzmediagroup.com/4038-Rudder-Way
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 76
Legal Description Floramar Section 18 B Pb 11 Pg 112 Blk 2 Lot 76 Or 4173 Pg 1219
Water View Canal
Water Access Type Canal - Saltwater Gulf/Ocean
Minimum Lease No Minimum
Water Access Y/N true
Monthly HOA Amount 10.42
HOA Monthly Maintenance 0
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Living Room/Dining Room Combo Solid Surface Counters Split Bedroom Walk-In Closet(s)
Flooring Tile
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Dog Run Lighting Outdoor Grill Outdoor Kitchen Private Mailbox Rain Gutters Sidewalk Sliding Doors
Vegetation Trees/Landscaped
Fencing Fenced Vinyl
Parking Features Circular Driveway Garage Faces Side Guest Off Street
Lot Features Conservation Area Flood Insurance Required FloodZone In County Landscaped Level Private
Water Source Public
Lot Size Area 6098
Foundation Details Slab
Building Area Total 2330
Lot Size Acres 0.14
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
Keller Williams Realty- Palm H

Broker

info@judipobst.com

Email

Affordability Calculator

$4,242
Per Month
95%
5%
0%
Monthly Principal & Interest
$4,024
Monthly Property Taxes
$218
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3324674 Elementary School
0 Middle School
Gulf High-PO High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$645,000 Listed Price

Map


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4038 RUDDER WAY, New Port Richey, FL, 34652 is a Single Family Home for sale at $645,000 with 1,686 sqft and a lot size of 0.14. 4038 RUDDER WAY has 3 bedrooms, 2.0 baths, and was built in 1981. The property's zip code is 34652 which is in New Port Richey, FL