1022 KELLY FERN LOOP Ruskin, FL $ 389,900
1022 KELLY FERN LOOP
$ 389,900
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1022 KELLY FERN LOOP

Ruskin, FL, 33570
$ 389,900
Bedrooms4 Baths3.0 Sq 2,289

Monthly Estimate*

$ 2,432

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Single Family Home for sale in Ruskin, FL

for $389,900 with 4 bedrooms and 3 full baths. This 2,289 square foot home was built in 2022 on a lot size of 0.1.

Now available in the desirable South Haven community of Ruskin! This move-in ready two-story home, only 3 years old, offers 4 bedrooms, 3 bathrooms, and a 2-car garage with a thoughtful layout designed for comfort and convenience. Inside, you’ll find brand-new carpeting and fresh paint throughout, creating a bright, like-new feel. The modern kitchen is equipped with granite countertops, newer stainless steel appliances, and ample storage, flowing seamlessly into the open-concept living and dining areas. Upstairs, a spacious loft/bonus room provides flexible space for a home office, playroom, or media room. All bedrooms feature walk-in closets, while the first-floor bedroom and full bath are perfect for guests or multigenerational living. The laundry room is conveniently located upstairs with a full-size washer and dryer, shelving, and extra storage space. Step outside to enjoy a generously sized backyard with an open patio, ideal for grilling or soaking up the Florida sunshine. South Haven is a small, welcoming community with NO CDD, LOW HOA dues, and access to a playground and dog park. Location grants easy access to all major highways including I75, I4, Selmon Expressway, and US Highway 301, beaches, restaurants, theme parks, and many other entertainment destinations. Don’t miss your chance to own this modern, updated home in a sought-after neighborhood! SELLER OFFERING $5,000 CONCESSION TOWARDS BUYER'S CLOSING COSTS WITH ACCEPTABLE OFFER!!!

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Single Family Active

Price

$ 389,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 5,584

Style

Contemporary

Lot Size

0.1

Year Built

2022

Town/City

Ruskin

County/Region

Hillsborough

MLS | Web ID

O6346772

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Connected Fiber Optics Phone Available Public Sewer Connected Sprinkler Meter Street Lights Underground Utilities Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning PD
HOA Fee 409
Garage Spaces 2
Association Fee Includes Common Area Taxes Escrow Reserves Fund Recreational Facilities
Patio/Porch Features Front Porch Patio
Architectural Style Contemporary
Construction Materials Block Stucco Wood Siding
Pets Allowed Yes
Year Built 2022
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Community Mailbox Deed Restrictions Dog Park Playground
Assoc Fee Paid Per Semi-Annually
County Hillsborough
New Construction false
Property Type Residential
Association Amenities Fence Restrictions Playground
Attached Garage true
Subdivision Name SOUTH HAVEN
Facing Direction South
Garage Y/N true
Total Rooms 4
Full Baths 3
Status Active
Directions I-75 to Ruskin Exit 240 (E College Ave/674 W) West on E College Ave/674 Right onto 24th St NE Left onto Harris Hawk Ave Right onto Kelly Fern Loop
High School Lennard-HB
City RUSKIN
Association Name Prime Community Management
Senior Community Y/N false
MLS Area 33570 - Ruskin/Apollo Beach
Lot Size Units Square Feet
Lot Size Square Feet 4293
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Cypress Creek-HB
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 5584.66
Middle/Junior High School Shields-HB
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6346772
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name Starlight Homes
Standard Status Active
Occupancy Type Vacant
Tax Lot 42
Legal Description SOUTH HAVEN LOT 42
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 68.17
Additional Rooms Bonus Room Great Room Inside Utility Loft
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Dry Bar Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Open Floorplan PrimaryBedroom Upstairs Solid Wood Cabinets Split Bedroom Stone Counters Thermostat Walk-In Closet(s) Window Treatments
Flooring Carpet Vinyl
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Upper Level Washer Hookup
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Lighting Sidewalk Sliding Doors Sprinkler Metered
Vegetation Trees/Landscaped
Parking Features Driveway Garage Door Opener
Lot Features In County Landscaped Sidewalk
Water Source Public
Lot Size Area 4293
Foundation Details Slab
Spa false
Building Area Total 2758
Lot Size Acres 0.1
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
Number of Lots 1
Builder Model Magellan
Road Responsibility Public Maintained Road
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* Excluded Features
List By
You Have Realty Llc

Broker

angela.j.lara@gmail.com

Email

Affordability Calculator

$2,898
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,432
Monthly Property Taxes
$465
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3221724 Elementary School
266360 Middle School
Lennard-HB High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$389,900 Listed Price

Map


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1022 KELLY FERN LOOP, Ruskin, FL, 33570 is a Single Family Home for sale at $389,900 with 2,289 sqft and a lot size of 0.1. 1022 KELLY FERN LOOP has 4 bedrooms, 3.0 baths, and was built in 2022. The property's zip code is 33570 which is in Ruskin, FL