165 20th Street San Diego, CA ^$ 2,000,000

165 20th Street

^$ 2,000,000

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165 20th Street

San Diego, CA, 92102

^$ 2,000,000

Studio Baths4.0 Sq 3,982

Monthly Estimate*

^$ 12,477

Listed by Top Gun CRE

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Studio

Multi-Family Home for sale in San Diego, CA

for $2,000,000 with 4 full baths. This 3,982 square foot home was built in 1966 on a lot size of 0.1146.

Well-maintained 7-unit value-add multifamily property in the heart of Sherman Heights, one of San Diego’s most vibrant and rapidly growing neighborhoods. Spans two buildings on a corner lot and includes: (4) 2-bed/1-bath units, (3) 1-bed/1-bath units, (5) large 1-car garages, (5) storage units, gated courtyard, on-site laundry. Potential to convert garages to ADUs. Separate water meters/heaters for all units - tenants pay all utilities. Upgrades include new roofs (2016), new windows (last 3–4 years), interior improvements, various plumbing and electric upgrades, and a sewer main line replacement (15 years ago). Some upper units offer bay, bridge, and Downtown skyline views. With month-to-month tenants in place, there's an estimated 43% income upside, and the units are ready for further upgrades. The location offers easy access to Downtown San Diego, Balboa Park, Petco Park, and the Gaslamp Quarter, plus convenient public transit and freeway access.

Multi-Family Active

Price

^$ 2,000,000

Bedrooms

Studio

Full Bath

Property Type

Multi-Family

Taxes

^$ 0

Style

Lot Size

0.1146

Year Built

1966

Town/City

San Diego

County/Region

San Diego

MLS | Web ID

PTP2507257

Days on Market

Features

General

Sewer Public Sewer

Zoning RX-1-1 https://scoutred.

HOA Fee 0

Garage Spaces 5

Pool Features None

Year Built 1966

Gross Income 134040

Community Features Curbs Park Storm Drain(s) Street Lights Sidewalks Urban

County San Diego

Net Operating Income 74781

Operating Expense 55317

Insurance Expense 7995

New Construction false

Property Type Residential Income

HOA false

Garage Y/N true

Special Listing Conditions Standard

Status Active

Directions Google Maps

City San Diego

Entry Location Gate

Senior Community Y/N false

Number Of Units Total 7

MLS Area 92102 - San Diego

Lot Size Units Square Feet

Lot Size Square Feet 4992

Number of Units Leased 7

Listing Terms Cash Cash to New Loan Conventional 1031 Exchange FHA Fannie Mae Freddie Mac Private Financing Available Trust Deed

Property Attached Y/N true

Land Lease Y/N false

Trash Expense 4200

Rent Control Y/N true

Virtual Tour https://www.propertypanorama.com/instaview/crmls/PTP2507257

Building Area Units Square Feet

Standard Status Active

Year Built Source Assessor

Tax Lot 535-424-01-00

Total Actual Rent 10950

Taxes 25843

Cap Rate 3.57

Interior

Total Stories 2

Common Walls 2+ Common Walls

Air Conditioning Y/N false

Heating Y/N false

Fireplace Y/N false

Laundry Features Common Area

Entry Level 1

Total Baths 0

Exterior

Lot Features Corner Lot Level Near Public Transit Paved Street Level

Total Parking 5

Lot Size Area 4992

Number of Buildings 2

Spa false

Building Area Total 3982

Lot Size Acres 0.1146

Private Pool false

Lot Size Source Assessor

Number of Separate Water Meters 7

Number of Separate Gas Meters 7

Number of Separate Electric Meters 7

* Excluded Features

List By

Top Gun Cre

Broker

maxd@topguncre.com

Affordability Calculator

$12,477

Per Month

Monthly Principal & Interest: $12,477
Monthly Property Taxes: --
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in San Diego, CA

Average List Price ^$2,245,633

Percent of Sale Price 12%

About San Diego, CA

1,417,428 Population

15% Since 2002

^$72,408 Median Income

36.37 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4827338 Elementary School

4827337 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/20/2025	$2,000,000		Listed Price

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165 20th Street, San Diego, CA, 92102 is a Multi-Family Home for sale at $2,000,000 with 3,982 sqft and a lot size of 0.1146. 165 20th Street is a studio with 4.0 baths and was built in 1966. The property's zip code is 92102 which is in San Diego, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the California Regional Multiple Listing Service, Inc..

Based on information from California Regional Multiple Listing Service, Inc. as of 12/25/2025. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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165 20th Street

Multi-Family Home for sale in San Diego, CA

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