3846 CEDAR HAMMOCK TRAIL Saint Cloud, FL $ 665,000
3846 CEDAR HAMMOCK TRAIL
$ 665,000
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3846 CEDAR HAMMOCK TRAIL

Saint Cloud, FL, 34772
$ 665,000
Bedrooms5 Baths3.1 Sq 3,642

Monthly Estimate*

$ 4,149

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View a Virtual Tour

Single Family Home for sale in Saint Cloud, FL

for $665,000 with 5 bedrooms and 3 full baths, 1 half bath. This 3,642 square foot home was built in 2005 on a lot size of 0.26.

Meticulously upgraded 5-bedroom, 3.5-bath home located in Steven Plantation community(HOA $68 per month) in St. Cloud. This move-in-ready property sits on a premium lot — the home features a bright and open floor plan with tile flooring throughout the entire first floor and energy-efficient fixtures. The fully remodeled kitchen is a standout, offering an abundance of cabinet space, granite countertops, a designer backsplash, including a wine refrigerator, all of which are included with the sale. Upstairs, a second living room offers flexible space that can be used as a media area, playroom, or family lounge. The primary suite boasts a custom-designed luxury walk-in closet and an upgraded en-suite bath with modern high-end finishes. Step outside into your private backyard oasis, featuring an enclosed screened lanai with pavers, the oversized driveway, and side access areas, adding both elegance and practicality. An automated, innovative irrigation system keeps the yard lush with ease, and gutters surround the entire home for adequate drainage. Additional upgrades include a new roof, installed in 2024. The home also features a completely remodeled kitchen and bathrooms, as well as a washer, dryer, and wine refrigerator, all included. Steven Plantation is a quiet, well-maintained community with low HOA fees. Residents enjoy tree-lined sidewalks, mature landscaping, and a walkable, bike-friendly atmosphere. Located just minutes from major roadways, including Florida’s Turnpike, this home offers convenient access to Lake Nona, Medical City, downtown Orlando, and Central Florida’s top attractions. It’s just under 35 minutes to Orlando International Airport and approximately 40 minutes to Walt Disney World and Universal Orlando Resort. Nearby amenities include excellent schools, parks, shopping, and dining. This is a rare opportunity to own a thoughtfully upgraded, smart-living home in one of St. Cloud’s most desirable neighborhoods. Don’t miss your chance to experience the perfect balance of style, comfort, and modern convenience. This home is truly a must-see to appreciate the quality and care that went into every detail. Roof in 2024, Pool and Jacuzzi, fenced, low HOA, Owner's suite downstairs with custom-made Closet and tankless water heater.

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Single Family Active

Price

$ 665,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 5,011

Style

Single Family Residence

Lot Size

0.26

Year Built

2005

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5134914

Features
Interior
Interior Amenities ceiling fan(s)
Flooring carpet ceramic tile laminate
Total Stories 2
Air Conditioning Y/N yes
Heating Y/N yes
Fireplace Y/N no
Half Baths 1
Laundry Features laundry room
Total Bedrooms 5
Total Baths 4
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General
Sewer public sewer
Heating electric heat pump
Cooling central air
Utilities cable available electricity available fire hydrant
Roof shingle
Appliances dishwasher disposal dryer electric water heater tankless water heater
Zoning spud
HOA Fee 202
Garage Spaces 3
Association Fee Includes cable tv internet
Patio/Porch Features rear porch screened
Pool Features gunite in ground screen enclosure
Construction Materials block
Pets Allowed cats ok dogs ok
Year Built 2005
Levels two
Property Subtype single family residence
Tax Year 2024
Ownership fee simple
Community Features deed restrictions irrigation-reclaimed water
Assoc Fee Paid Per quarterly
County osceola
New Construction no
Property Type residential
Association Amenities cable tv
HOA Y
Attached Garage yes
Subdivision Name stevens plantation
Facing Direction north
Garage Y/N yes
Total Rooms 8
Full Baths 3
Status active
Directions from kissimmee east to saint cloud right on canoe creek left on nolte road to cedar hammock trail.
City st cloud
Association Name kaitlin marshall
Senior Community Y/N no
MLS Area 34772 - st cloud (narcoossee road)
Lot Size Units square feet
Lot Size Square Feet 11369
Carport Y/N no
Listing Terms cash conventional fha
Spa Features in ground
Property Attached Y/N no
Land Lease Y/N no
Tax Annual Amount 5011.69
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.propertypanorama.com/instaview/stellar/s5134914
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type owner
TaxOtherAnnualAssessmentAmount 1492
Tax Lot 136
Legal Description stevens plantation pb 16 pgs 34-41 lot 136
Minimum Lease 8-12 months
Water Access Y/N no
Monthly HOA Amount 67.33
Water View Y/N no
Flood Zone Code x
DockY/N no
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Exterior
Exterior Amenities french doors garden irrigation system lighting private mailbox sprinkler metered
Fencing fenced
Water Source public
Lot Size Area 11369
Foundation Details slab
Spa yes
Building Area Total 4345
Lot Size Acres 0.26
Road Surface Type paved
Private Pool yes
Waterfront Y/N no
Covered Spaces 3
Road Responsibility public maintained road
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Internal Only
Street Number 1 3846
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* Excluded Features
List By
La Rosa Realty Kissimmee

Broker

407myhome@gmail.com

Email

Affordability Calculator

$4,566
Per Month
91%
9%
0%
Monthly Principal & Interest
$4,149
Monthly Property Taxes
$418
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
266288 Elementary School
265661 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/17/2025$665,000 -1.48% Price Down
9/22/2025$675,000 Listed Price

Map


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3846 CEDAR HAMMOCK TRAIL, Saint Cloud, FL, 34772 is a Single Family Home for sale at $665,000 with 3,642 sqft and a lot size of 0.26. 3846 CEDAR HAMMOCK TRAIL has 5 bedrooms, 3.1 baths, and was built in 2005. The property's zip code is 34772 which is in Saint Cloud, FL