220 RUBY LAKE LANE Winter Haven, FL $ 799,977
220 RUBY LAKE LANE
$ 799,977
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220 RUBY LAKE LANE

Winter Haven, FL, 33884
$ 799,977
Bedrooms4 Baths3.0 Sq 2,705

Monthly Estimate*

$ 4,991

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Single Family Home for sale in Winter Haven, FL

for $799,977 with 4 bedrooms and 3 full baths. This 2,705 square foot home was built in 2001 on a lot size of 0.42.

Welcome to 220 Ruby Lake Lane, a stunning lakefront pool residence in the highly sought-after gated community of Ruby Lake, where modern upgrades blend effortlessly with timeless design and waterfront living. Meticulously maintained, the home showcases numerous upgrades including new windows (2022), a new roof (2018), and a remodeled pool (2015).This gorgeous 4 bedroom, 3 bathroom pool home is perfectly positioned on the shores of Lake Ruby to capture breathtaking sunsets and provide endless opportunities for boating, fishing, and entertaining. Complete with a private dock, covered boat slip with lift, and direct access to Lake Ruby and Lake Bess, this property offers a true Florida lakefront lifestyle. Inside, the thoughtfully designed open floor plan offers both elegance and functionality with formal living and dining rooms, a spacious family room, and panoramic lake views that stretch across the entire back of the home. The kitchen serves as the heart of the home with stainless appliances, a breakfast bar, tiled backsplash, a double closet pantry, a custom canned food pantry, and a charming breakfast nook framed by seamless glass windows overlooking the pool and lake. The expansive family room features vaulted ceilings with fans, a built-in media cabinet, and a wall of windows and tinted sliders that flood the space with filtered natural light while showcasing breathtaking water views. The living room is anchored by a cozy fireplace, creating a perfect backdrop for holiday gatherings, while the formal dining room offers an ideal setting for intimate dinners. The primary suite is a true retreat, offering more sweeping lake views, pool access, dual walk-in closets, and a luxurious en-suite bath with a jetted tub, walk-in shower, dual vanities, and a private water closet. The home’s triple-split bedroom layout ensures privacy, with the secondary bedrooms and bath thoughtfully placed to accommodate family and guests. Another bathroom conveniently doubles as a pool bath. The interior laundry room comes equipped with a washer and dryer. Step outside to your private paradise: a pavered, screen-enclosed lanai with a pebble-finished pool, covered lounging space, and a lighted walkway leading to your dock. With power, water, lighting, and a covered boat slip with an electric lift, the dock is fully equipped for all your lake adventures—whether it’s boating, skiing, fishing, or simply watching the mesmerizing sunsets. Evenings bring their own magic—cocktails by the pool, s’mores around the fire pit, or Legoland fireworks sparkling over the water. Additional features include a side-entry two-car garage with a mini split A/C, generator outlet, mature landscaping, fencing for privacy, and lake-fed irrigation. Lake Ruby is a pristine 259-acre lake recognized for its glassy waters ideal for skiing, outstanding bass fishing, and tranquil setting, enhanced by the absence of a public boat ramp. Within the gated community of Ruby Lake, residents enjoy meticulously maintained grounds, tranquil streets, a serene pond with park benches, and a strong sense of neighborhood pride. Ideally located, just minutes from schools, shopping, and restaurants. Winter Haven enjoys a prime Central Florida location, perfectly situated between Tampa and Orlando, with easy access to world-famous attractions and just a short drive to beaches. A rare opportunity to enjoy luxury lakefront living in a premier community!

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Single Family Active

Price

$ 799,977

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 7,665

Style

Custom

Lot Size

0.42

Year Built

2001

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

P4936358

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Connected Public Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Dryer Electric Water Heater Microwave Range Refrigerator Washer
HOA Fee 850
Garage Spaces 2
Association Fee Includes Common Area Taxes Private Road
Patio/Porch Features Covered Patio Rear Porch Screened
Architectural Style Custom
Pool Features Gunite In Ground Screen Enclosure
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK Yes
Year Built 2001
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Lake Front Lake - Chain of Lakes
Community Features Deed Restrictions Gated Community - No Guard
Assoc Fee Paid Per Annually
County Polk
New Construction false
Property Type Residential
Association Amenities Gated
Attached Garage true
Subdivision Name RUBY LAKE PH 04
Facing Direction East
Garage Y/N true
Other Structures Boat House
Total Rooms 12
Full Baths 3
Status Active
Directions Cypress Gardens Blvd to Ruby Lake community. Go through gate. Make a right onto Ruby Lake Ln at the 3 way stop sign. Home is a few houses down on the right.
High School Lake Region High
City WINTER HAVEN
Body of Water LAKE RUBY
Association Name Michellette Ramos with Don Asher
Senior Community Y/N false
MLS Area 33884 - Winter Haven / Cypress Gardens
Lot Size Units Square Feet
Lot Size Square Feet 18404
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Chain O Lakes Elem
Land Lease Y/N false
Tax Annual Amount 7665
Middle/Junior High School Denison Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 80
Legal Description RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 80
Water View Lake Lake - Chain of Lakes
Water Access Type Lake Lake - Chain of Lakes
Minimum Lease 1-2 Years
Water Access Y/N true
Monthly HOA Amount 70.83
Additional Rooms Family Room Formal Dining Room Separate Formal Living Room Separate Inside Utility
Water View Y/N true
Flood Zone Code X
DockY/N true
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Crown Molding Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Open Floorplan Primary Bedroom Main Floor Solid Wood Cabinets Split Bedroom Tray Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Engineered Hardwood Laminate Tile
Fireplace Features Living Room Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Double Pane Windows Shutters Tinted Windows
Fireplace Y/N true
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Private Mailbox
Vegetation Mature Landscaping Oak Trees Trees/Landscaped
Fencing Vinyl
Parking Features Driveway Garage Door Opener Garage Faces Side
Lot Features City Lot Landscaped
Water Source Public
Lot Size Area 18404
Foundation Details Slab
Spa false
Building Area Total 3496
Lot Dimensions 95 x 192
Lot Size Acres 0.42
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Paved Private Road
Road Responsibility Private Maintained Road
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* Excluded Features
List By
The Stones Real Estate Firm

Broker

deannastone@live.com

Email

Affordability Calculator

$5,630
Per Month
89%
11%
0%
Monthly Principal & Interest
$4,991
Monthly Property Taxes
$639
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lake Region High High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$799,977 Listed Price

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220 RUBY LAKE LANE, Winter Haven, FL, 33884 is a Single Family Home for sale at $799,977 with 2,705 sqft and a lot size of 0.42. 220 RUBY LAKE LANE has 4 bedrooms, 3.0 baths, and was built in 2001. The property's zip code is 33884 which is in Winter Haven, FL