4045 Merritt Drive
Cumming, GA, 30041 $ 1,587,000
Bedrooms4 Baths4.1 Sq 4,100 Monthly Estimate*
$ 9,901
for $1,587,000 with 4 bedrooms and 4 full baths, 1 half bath. This 4,100 square foot home was built in 2025 on a lot size of 0.45.
Introducing an extraordinary European-inspired LAKEFRONT estate on the coveted shores of Lake Lanier, where timeless elegance meets modern sophistication. This architectural masterpiece at 4045 Merritt Drive, Cumming, GA offers 4 bedrooms, 2 bonus rooms, 4 1/2 bathrooms, and nearly 4,100 sq. ft. of refined living space, including a 1,200 sq. ft. fully finished terrace level with a kitchenette/bar for entertaining, a private office with a lavish accent wall, a full bathroom and lavish entertaining areas with a gas log fireplace and a wall of windows to take in the wonderful Lake Lanier or walk outside on the FLAT path right to the lake. Crafted with imported European finishes, designer elements, and the trendiest luxury upgrades, every detail reflects today's highest design standards. Perfectly positioned on a 0.45-acre lot with a concrete driveway and 2-car oversized garage, this residence combines lakeside serenity with uncompromising style. The main level is a showcase of grandeur, featuring a spacious open living room with soaring ceilings, a dramatic wall of windows framing the lake, and a gas log fireplace. A large front porch overlooks Lake Lanier, creating seamless indoor-outdoor living. The chef's dream European kitchen is appointed with top-of-the-line appliances-including a warming drawer, custom cabinetry, a hidden butler's pantry, and the most sought-after finishes on the market today. A versatile flex space-perfect for an office, piano room, dining room or sitting room-adds extra functionality. A powder room/half bath completes the main floor's thoughtful design. Upstairs, the master retreat is a sanctuary of indulgence. It features its own private espresso station so you can enjoy your morning coffee without waking the rest of the home, dual vanities, a luxurious sitting tub, an oversized tile shower, and a massive walk-in closet designed for boutique-style organization. Three additional bedrooms and two spa-inspired bathrooms continue the home's theme of modern luxury and comfort. The terrace level transforms entertaining into an art form, offering a second full bar with a wine cooler and sink, an expansive recreation area with a sitting lounge, and a dedicated office/bonus room alongside a full bath. From there, a beautifully landscaped 40-foot wide trail leads to your own private platform dock, delivering the pinnacle of lakefront living. Just minutes from Bald Ridge Marina and downtown conveniences, yet perfectly secluded, this remarkable estate redefines luxury lakefront living with all of today's most desirable finishes.
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Single Family ActiveContemporary,European,Modern
FeaturesInteriorInterior Amenities Beamed Ceilings Double Vanity High Ceilings 9 ft Upper High Ceilings 10 ft Main High Speed Internet Vaulted Ceiling(s) Walk-In Closet(s)
Basement Finished Full
Flooring Hardwood Tile
Total Fireplaces 2
Fireplace Features Basement Family Room Gas Log Living Room
Common Walls No Common Walls
Window Features Storm Window(s)
Above Grade Finished Area 2900
Half Baths 1
Laundry Features Laundry Room Upper Level
Total Bedrooms 4
Below Grade Finished Area 1200
Room Type Basement Bonus Room Computer Room Family Room Great Room Kitchen Laundry Other
Main Level Bedrooms 0
Main Level Bathrooms 0
Kitchen Features Cabinets Other Eat-in Kitchen Kitchen Island Pantry Second Kitchen View to Family Room
Total Baths 5
Primary Bathroom Features Double Vanity Separate Tub/Shower Soaking Tub Other
Dining Room Features Open Concept Separate Dining Room
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GeneralSewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Available Phone Available Water Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Gas Oven Gas Range Microwave Refrigerator
HOA Fee 0
Garage Spaces 2
Patio/Porch Features Covered Patio Rear Porch
Architectural Style Contemporary European Modern
Pool Features None
Security Features None
Construction Materials Brick 4 Sides Cement Siding
Year Built 2025
Electric Other
View Lake Rural Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Y
Community Features Near Public Transport Near Schools Near Shopping Near Trails/Greenway
Accessibility Accessible Doors Accessible Entrance Accessible Hallway(s) Accessible Kitchen Accessible Kitchen Appliances
HOA Fee 2 0
County Forsyth - GA
Property Type Residential
HOA No
Energy Efficient None
Subdivision Name None
Green Energy Generation None
Other Structures None
Full Baths 4
Status Active
Directions From Walmart in Cumming turn L onto Market Place Blvd. In 0.3 mi turn R onto Buford Hwy. In 0.2 mi turn R onto 400 N. In 3.6 mi take exit 16 onto Pilgrim Mill Road. In 0.4 mi turn R onto Pilgrim Mill
High School East Forsyth
City Cumming
Body of Water Lanier
Spa Features None
Elementary School Chattahoochee - Forsyth
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 0
Home Warranty Y/N No
Middle/Junior High School Little Mill
Property Condition Resale
Virtual Tour https://drive.google.com/file/d/1E6m7kR8kxsBc9C3gArePZ-FIhv0V3iyT/view?usp=sharing
Standard Status Active
Occupancy Type Owner
Tax Lot 31
Legal Description 222 100
Corporate Owner None
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ExteriorExterior Amenities Private Entrance Private Yard
Fencing None
Parking Features Driveway Garage Garage Door Opener Garage Faces Front Kitchen Level
Lot Features Back Yard Cleared Landscaped Open Lot Private
Water Source Public
Total Parking 8
Foundation Details See Remarks
Building Area Total 4100
Lot Dimensions 123456
Lot Size Acres 0.45
Road Surface Type Concrete Paved
Private Pool No
Lot Size Source Builder
Road Frontage Type County Road
Other Equipment None
Horse Amenities None
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* Excluded FeaturesList ByRe/Max Town And CountryBroker
emilyrachelreece@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $9,901
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cumming, GA
Average List Price $774,287
Percent of Sale Price 51%
About Cumming, GA 7,395 Population
68% Since 2002
$ 52,771 Median Income
37.22 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
3404474 Elementary School
3403865 Middle School
East Forsyth High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/12/2025 | $1,587,000 | -0.63% | Price Down |
| 9/20/2025 | $1,597,000 | | Listed Price |