1403 PROSPECT Street Palatka, FL $ 229,800
1403 PROSPECT Street
$ 229,800
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1403 PROSPECT Street

Palatka, FL, 32177
$ 229,800
Bedrooms3 Baths2.0 Sq 1,296

Monthly Estimate*

$ 1,434

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Single Family Home for sale in Palatka, FL

for $229,800 with 3 bedrooms and 2 full baths. This 1,296 square foot home was built in 1976 on a lot size of 0.19.

3-bedroom, 2-bath wonderland—remodeled to dazzle! Nestled on a corner lot, concrete driveway and a fenced backyard, this beauty boasts tiled floors and brand-new luxury vinyl in the bedrooms. The cozy family room is an ideal gathering place, featuring a charming window bench seat with built-in storage. This clever addition is both practical and stylish, offering extra space to store blankets, games, or anything else you might need. The outside has been freshly painted and has a sturdy metal roof. A concrete patio to enjoy your evenings while watching the kids or grandkids play in the fenced backyard. Enjoy peace of mind with the whole house water filter system. Ready to move in? You bet! 100% financing offered to qualified buyer. Side-by-side refrigerator with ice maker, but ice maker is not currently hooked up

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Single Family Active

Price

$ 229,800

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,580

Style

Single Family Residence

Lot Size

0.19

Year Built

1976

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

2109514

Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Primary Bathroom - Shower No Tub
Flooring Laminate Tile
Furnished Y/N Unfurnished
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup In Unit
Total Bedrooms 3
Total Baths 2
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General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Electric Range Electric Water Heater Ice Maker Refrigerator
Construction Materials Frame
Year Built 1976
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Current Use Residential Single Family
Parcel Number 121026810000400130
County Putnam
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rudds
Facing Direction West
Garage Y/N N
Total Rooms 7
Full Baths 2
Status Active
Directions Crill Ave. East to Mosley Ave turn right to Silver Lake turn right to Prospect St turn right to house on corner of Prospect St and Cecille Ave.
City Palatka
Senior Community Y/N N
Zoning Description Residential
MLS Area 561-Greater Palatka
Lot Size Units Acres
Lot Size Square Feet 8276.4
Carport Y/N N
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Property Attached Y/N N
Tax Annual Amount 2580.55
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
MLS Area Minor 561-Greater Palatka
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Fencing Back Yard Chain Link
Parking Features Off Street
Lot Features Corner Lot
Water Source Public
Lot Size Area 0.19
Spa N
Building Area Total 1296.0
Lot Dimensions 140 X 50
Lot Size Acres 0.19
Road Surface Type Asphalt
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 1403
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* Excluded Features
List By
Coldwell Banker Ben Bates Inc

Broker

margaret@margaretzahner.com

Email

Affordability Calculator

$1,649
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,434
Monthly Property Taxes
$215
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/7/2025$229,800 -2.13% Price Down
9/30/2025$234,800 -2.09% Price Down
9/19/2025$239,800 Listed Price

Map


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1403 PROSPECT Street, Palatka, FL, 32177 is a Single Family Home for sale at $229,800 with 1,296 sqft and a lot size of 0.19. 1403 PROSPECT Street has 3 bedrooms, 2.0 baths, and was built in 1976. The property's zip code is 32177 which is in Palatka, FL