12640 US HIGHWAY 98 N Lakeland, FL $ 849,900
12640 US HIGHWAY 98 N
$ 849,900
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12640 US HIGHWAY 98 N

Lakeland, FL, 33809
$ 849,900
Bedrooms4 Baths3.0 Sq 3,726

Monthly Estimate*

$ 5,302

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View a Virtual Tour

Single Family Home for sale in Lakeland, FL

for $849,900 with 4 bedrooms and 3 full baths. This 3,726 square foot home was built in 2004 on a lot size of 5.01.

Welcome to 12640 US Highway 98 North in beautiful North Lakeland, Florida. This private retreat sits on just over five acres and offers the perfect blend of space, comfort, and modern updates in a peaceful country setting. Custom-built and thoughtfully designed, the home features a BRAND-NEW ROOF, a heated saltwater pool, four bedrooms, three bathrooms, and more than 3,700 square feet of living space. With both functionality and flow in mind, it includes a spacious office plus formal and informal living and dining areas, ideal for everyday comfort or elegant entertaining. At the heart of the home is a remodeled kitchen (2024) boasting new stone countertops, a touchless faucet, Samsung flex-zone refrigerator, stovetop, dishwasher, microwave/toaster oven combo, and built-in kegerator, making it a true chef’s dream. Upstairs, a large fourth bedroom doubles perfectly as a bonus room, while the primary suite offers added flex space for an office, gym, or cozy sitting area. Pocket sliding doors lead to the screened paver patio with pool, spa, outdoor kitchen, and fenced dog run—an inviting outdoor oasis surrounded by lush landscaping for privacy and relaxation. Additional highlights include four AC units, a GE washer and dryer, ample closets and storage spaces, and an oversized garage with room for an ATV, golf cart, or extra toys. The extended driveway provides plenty of guest parking, and best of all—no HOA. Nestled between Lakeland and Zephyrhills, this rare property combines privacy, modern upgrades, flexible living spaces, and Florida living at its finest.

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Single Family Active

Price

$ 849,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 6,867

Style

Single Family Residence

Lot Size

5.01

Year Built

2004

Town/City

Lakeland

County/Region

Polk

MLS | Web ID

L4955763

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available
Roof Shingle
Appliances Built-In Oven Cooktop Dishwasher Dryer Refrigerator Touchless Faucet Washer Water Filtration System Water Softener
Garage Spaces 2
Patio/Porch Features Covered Patio Rear Porch Screened
Pool Features Heated In Ground Salt Water
Construction Materials Block
Pets Allowed Yes
Year Built 2004
View Trees/Woods
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
County Polk
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name LAKELAND ACRES
Facing Direction North
Garage Y/N true
Other Structures Outdoor Kitchen Shed(s)
Total Rooms 15
Full Baths 3
Status Active
Directions From I4 Take exit 32 onto US-98 Keep left onto US-98 North toward Lakeland Continue onto US Highway 98 N Left at 12640 US Highway 98 N.
High School Lake Gibson High
City LAKELAND
Senior Community Y/N false
MLS Area 33809 - Lakeland / Polk City
Lot Size Units Acres
Lot Size Square Feet 218066
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Spa Features Heated In Ground
Elementary School Socrum Elem
Land Lease Y/N false
Tax Annual Amount 6867.78
Middle/Junior High School Kathleen Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.youtube.com/watch?v=qZr7B5ZODL4 https://www.youtube.com/watch?v=fMuyTRO_E3g
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 2
Legal Description LAKELAND ACRES PB 46 PG 29 SEC 16 17 & 20 TWP 26 RGE 23 BLK 3 LOT 2
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Inside Utility
Water View Y/N false
Flood Zone Code X A
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Coffered Ceiling(s) Crown Molding Eating Space In Kitchen High Ceilings Primary Bedroom Main Floor Stone Counters Thermostat Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Carpet Tile
Furnished Y/N Unfurnished
Fireplace Features Electric
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Lighting Outdoor Kitchen Private Mailbox Rain Gutters Sliding Doors Storage
Vegetation Mature Landscaping Wooded
Water Source Well
Lot Size Area 5.0061
Foundation Details Slab
Spa true
Building Area Total 5181
Lot Size Acres 5.01
Road Surface Type Other Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Keller Williams Realty Smart

Broker

Mstudiale@gmail.com

Email

Affordability Calculator

$5,875
Per Month
90%
10%
0%
Monthly Principal & Interest
$5,302
Monthly Property Taxes
$572
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lake Gibson High High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$849,900 Listed Price

Map


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12640 US HIGHWAY 98 N, Lakeland, FL, 33809 is a Single Family Home for sale at $849,900 with 3,726 sqft and a lot size of 5.01. 12640 US HIGHWAY 98 N has 4 bedrooms, 3.0 baths, and was built in 2004. The property's zip code is 33809 which is in Lakeland, FL