319 E 11Th Street Street Spencer, IA ^$ 79,900

319 E 11Th Street Street

^$ 79,900

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319 E 11Th Street Street

Spencer, IA, 51301

^$ 79,900

Bedrooms3 Baths1.0 Sq 1,184

Monthly Estimate*

^$ 498

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Single Family Home for sale in Spencer, IA

for $79,900 with 3 bedrooms and 1 full bath. This 1,184 square foot home was built in 1910 on a lot size of 0.14.

Located close to the Hospital, this one-bedroom has an upper loft area and a finished (tiled) basement room for a possible 2nd bedroom. Open living - Dining area, enclosed front porch, landscaped backyard, double car garage and off-street parking. Buyer's agent to submit offers via www.propoffers.com.

Single Family Contingent

Price

^$ 79,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,126

Style

1.5 STORY

Lot Size

0.14

Year Built

1910

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251209

Features

General

Sewer Public Sewer

Construction Stick Built

Heating Forced Air

Cooling Central

Roof Asphalt

Appliances Range/Stove

Flood Zone Unknown

Number of Garage Spaces 2

School District Spencer

Electric Breakers

Architctural Style 1.5 STORY

Stories Count 2

Class RESIDENTIAL

Assessments No

Levels One and One Half

Type Single Family Residence

Total Lots 1

Terms Cash Conventional

Yearly Taxes 1126

Tax Year 2024

Fuel Natural Gas

Status Active Contingent-CTS

Subdivision IA

Sale/Rent For Sale

Status Detail 1

Lot Sqft 6020

Construction Materials Vinyl Siding

Primary City Spencer

Year Built 1910

City Spencer

Total Sq Ft 1184

DOM 80

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 67.48

Public Remarks Located close to the Hospital this one-bedroom has an upper loft area and a finished (tiled) basement room for a possible 2nd bedroom. Open living - Dining area enclosed front porch landscaped backy

Exterior

Exterior Features Deck Driveway-Gravel Fenced Yard-Partial Patio Porch

Waterfront 0

Garage Type Detached

Garage Capacity 24x26

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Fireplace 0

Total Baths 1

Full Baths 1

Bath Description Main Floor Full Bath

1/4 Baths 0

Basement Features Finished-Partial Sump Pump

Basement Style Full

* Excluded Features

List By

Dana Reinders

Listing Agent

Exit Realty Midwest- Spencer/Emmetsburg

Broker

(712) 358-0042

Phone

dana@exitisgreat.com

Affordability Calculator

$592

Per Month

Monthly Principal & Interest: $498
Monthly Property Taxes: $94
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$207,407

Percent of Sale Price 160%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/22/2025	$79,900	-11.12%	Price Down
9/18/2025	$89,900		Listed Price

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319 E 11Th Street Street, Spencer, IA, 51301 is a Single Family Home for sale at $79,900 with 1,184 sqft and a lot size of 0.14. 319 E 11Th Street Street has 3 bedrooms, 1.0 baths, and was built in 1910. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 12/10/2025.

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319 E 11Th Street Street

Single Family Home for sale in Spencer, IA

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