541 PALMETTO BLUFF Road Palatka, FL $ 323,900
541 PALMETTO BLUFF Road
$ 323,900
New Construction
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541 PALMETTO BLUFF Road

Palatka, FL, 32177
$ 323,900
Bedrooms3 Baths2.0 Sq 1,334

Monthly Estimate*

$ 2,021

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Single Family Home for sale in Palatka, FL

for $323,900 with 3 bedrooms and 2 full baths. This 1,334 square foot home was built in 2025.

NEW Construction - Be the first owner! $5,000 Buyer Credit Incentive Available with an Acceptable Offer. Beautifully designed 3BR/2BA floor plan featuring 10' ceilings and 8' doors throughout for a spacious, open feel. Includes modern cabinetry, beautiful finishes and appliances. Open-concept home with split bedroom layout offers both functionality and privacy. Energy efficiency with full spray foam insulation—keeping utility costs low year-round. No HOA or CDD fees. Located less than 15 miles from Palatka, 20 minutes to the new expressway, and the public boat ramp with access to the St. Johns river is just around the corner, offering quick access to recreation and town conveniences. Primary suite with walk-in closet, and his/her sinks in the bathroom Laundry/mud room Ample natural light throughout

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Single Family Active

Price

$ 323,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Year Built

2025

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

2108821

Features
Interior
Interior Amenities Jack and Jill Bath Kitchen Island Open Floorplan
Flooring Vinyl
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Total Baths 2
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General
Sewer Septic Tank
Heating Central
Cooling Central Air Other
Utilities Other
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Electric Oven Electric Range Microwave Refrigerator
Patio/Porch Features Covered Front Porch Rear Porch
Construction Materials Composition Siding Frame Stone
Year Built 2025
Stories Count 1
Levels One
Property Subtype Single Family Residence
Current Use Residential
Parcel Number 26-08-27-8152-0090-0030
County Putnam
New Construction 1
Property Type Residential
HOA N
Attached Garage N
Subdivision Name St Johns Harbor 3
Garage Y/N N
Total Rooms 0
Full Baths 2
Status Active
Directions From Highway 17 Turn East on Palmetto Bluff Rd. House is 4 miles down on the right hand side.
City Palatka
Senior Community Y/N N
Zoning Description Residential
MLS Area 563-East Bostwick/Bridgeport/Cedar Creek
Lot Size Square Feet 0.0
Carport Spaces 1.0
Carport Y/N Y
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N N
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 563-East Bostwick/Bridgeport/Cedar Creek
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Carport
Water Source Well
Lot Size Area 0.0
Spa N
Lot Size Acres 0.0
Road Surface Type Asphalt
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 541
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* Excluded Features
List By
Anchor Realty Jax

Broker

kmkempton86@gmail.com

Email

Affordability Calculator

$2,021
Per Month
100%
0%
0%
Monthly Principal & Interest
$2,021
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/13/2025$323,900 -1.82% Price Down
9/17/2025$329,900 Listed Price

Map


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541 PALMETTO BLUFF Road, Palatka, FL, 32177 is a Single Family Home for sale at $323,900 with 1,334 sqft. 541 PALMETTO BLUFF Road has 3 bedrooms, 2.0 baths, and was built in 2025. The property's zip code is 32177 which is in Palatka, FL