78 Spruce Street Schenectady, NY $ 159,000
78 Spruce Street
$ 159,000
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78 Spruce Street

Schenectady, NY, 12304
$ 159,000
Bedrooms2 Baths1.0 Sq 684

Monthly Estimate*

$ 992

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Single Family Home for sale in Schenectady, NY

for $159,000 with 2 bedrooms and 1 full bath. This 684 square foot home was built in 1905 on a lot size of 0.08.

Presenting a comfortable and cozy single-family home in the heart of Schenectady. This well-maintained residence features 2 bedrooms and 1 bathroom, with an updated kitchen, modernized bath, and improved driveway. Ideally located within close proximity to State Street, public transportation, local shopping, restaurants, and Central Park, it offers convenient urban access with neighborhood charm. Schedule a private showing to learn more or to arrange a visit.

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Single Family Active

Price

$ 159,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 2,808

Style

Ranch

Lot Size

0.08

Year Built

1905

Town/City

Schenectady

County/Region

Schenectady

MLS | Web ID

202525910

Features
Interior
Interior Amenities Ceramic Tile Bath
Basement Full Unfinished
Flooring Vinyl
Total Fireplaces 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Storm Window(s) Blinds
Fireplace Y/N Y
Above Grade Finished Area 684.0
Half Baths 0
Laundry Features In Basement Washer Hookup
Total Bedrooms 2
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 1
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General
Sewer Public Sewer
Heating Natural Gas Radiant
Cooling Window Unit(s)
Possession At Closing
Roof Shingle Asphalt
Appliances Electric Oven ENERGY STAR Qualified Appliances Refrigerator
Garage Spaces 0.0
Architectural Style Ranch
Security Features Smoke Detector(s) Carbon Monoxide Detector(s)
Construction Materials Block Brick Drywall
Year Built 1905
Electric Circuit Breakers
Property Subtype Single Family Residence
County Schenectady
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N N
Total Rooms 5
Full Baths 1
Status Active
Directions Central Park Rd to Spruce St.
High School Schenectady
City Schenectady
High School District Schenectady
Lot Size Units Acres
Lot Size Square Feet 3484.8
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 2808.48
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 24.000
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Exterior
Exterior Amenities Other
Fencing Wire
Parking Features Off Street
Lot Features Level Private Cleared
Water Source Public
Total Parking 1.0
Lot Size Area 0.08
Foundation Details Brick/Mortar Combination
Spa N
Lot Size Acres 0.08
Waterfront Y/N N
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 78
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* Excluded Features
List By
Moonrani Gumani

Listing Agent

Miranda Real Estate Group Inc

Broker

(201) 238-4972

Phone

mgumani2241@gmail.com

Email

Affordability Calculator

$1,226
Per Month
81%
19%
0%
Monthly Principal & Interest
$992
Monthly Property Taxes
$234
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
853437 Elementary School
853433 Middle School
Schenectady High School High School
Pricing History
DatePricePrice ChangeDescription
12/11/2025$159,000 -3.64% Price Down
10/27/2025$165,000 -2.88% Price Down
10/3/2025$169,900 -5.08% Price Down
9/16/2025$179,000 Listed Price

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78 Spruce Street, Schenectady, NY, 12304 is a Single Family Home for sale at $159,000 with 684 sqft and a lot size of 0.08. 78 Spruce Street has 2 bedrooms, 1.0 baths, and was built in 1905. The property's zip code is 12304 which is in Schenectady, NY