601 E Milw Street Spencer, IA ^$ 98,900

601 E Milw Street

^$ 98,900

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601 E Milw Street

Spencer, IA, 51301

^$ 98,900

Bedrooms2 Baths1.0 Sq 1,008

Monthly Estimate*

^$ 617

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601 E Milw Street, Spencer, IA 51301 - Image 11

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601 E Milw Street, Spencer, IA 51301 - Image 13

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Single Family Home for sale in Spencer, IA

for $98,900 with 2 bedrooms and 1 full bath. This 1,008 square foot home was built in 1920 on a lot size of 0.18.

Charming Corner-Lot Home! This 2-bedroom, 1-bath home offers convenient main-floor living and modern updates throughout. Enjoy the beautifully renovated kitchen and bath, thoughtfully designed for comfort and style. Situated on a desirable corner lot, this move-in-ready property combines charm and functionality perfect for easy living

Single Family Active

Price

^$ 98,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 468

Style

Bungalow

Lot Size

0.18

Year Built

1920

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251196

Features

General

Sewer Public Sewer

Construction Concrete Block

Heating Forced Air

Flood Zone No

Number of Garage Spaces 1

School District Spencer

Architctural Style Bungalow

Stories Count 1

Class RESIDENTIAL

Assessments Unknown

Levels One

Type Single Family Residence

Yearly Taxes 468

Tax Year 2023

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 7900

Construction Materials Steel Siding

Primary City Spencer

Year Built 1920

City Spencer

Total Sq Ft 1008

DOM 84

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 98.12

Public Remarks Charming Corner-Lot Home! This 2-bedroom 1-bath home offers convenient main-floor living and modern updates throughout. Enjoy the beautifully renovated kitchen and bath thoughtfully designed for com

Exterior

Waterfront 0

Garage Type Detached

Garage Capacity 20X28

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 1

Full Baths 1

1/4 Baths 0

Basement Style Full

* Excluded Features

List By

Kari Stave

Listing Agent

Exit Realty Midwest- Spencer/Emmetsburg

Broker

(712) 363-2691

Phone

klstave@gmail.com

Affordability Calculator

$656

Per Month

Monthly Principal & Interest: $617
Monthly Property Taxes: $39
Monthly Home Insurance: --

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Down Payment

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$207,407

Percent of Sale Price 110%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/10/2025	$98,900	-5.81%	Price Down
11/5/2025	$105,000	-4.55%	Price Down
10/19/2025	$110,000	-2.22%	Price Down
9/15/2025	$112,500		Listed Price

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601 E Milw Street, Spencer, IA, 51301 is a Single Family Home for sale at $98,900 with 1,008 sqft and a lot size of 0.18. 601 E Milw Street has 2 bedrooms, 1.0 baths, and was built in 1920. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 12/11/2025.

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601 E Milw Street

Single Family Home for sale in Spencer, IA

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