96054 RIDGEWOOD Circle Fernandina Beach, FL $ 385,000
96054 RIDGEWOOD Circle
$ 385,000
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96054 RIDGEWOOD Circle

Fernandina Beach, FL, 32034
$ 385,000
Bedrooms3 Baths2.1 Sq 1,851

Monthly Estimate*

$ 2,402

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Single Family Home for sale in Fernandina Beach, FL

for $385,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,851 square foot home was built in 2007 on a lot size of 0.14.

Welcome to this move-in ready gem, nestled on a desirable corner lot and just a short drive to the BEACH! Recent upgrades—including a 2022 ROOF and BRAND NEW AC—bring peace of mind for years to come, while the FRESH INTERIOR PAINT and striking flooring set the tone for modern living. Inside, the open floor plan is enhanced by upgraded light fixtures and ceiling fans, offering an airy and inviting atmosphere. The kitchen shines with granite countertops, newer stainless steel appliances, abundance of Espresso cabinetry, and generous counter space, blending style and functionality effortlessly. Both bathrooms mirror the kitchen's upscale granite finishes for a cohesive design throughout. You'll love the large size of each bedroom, including the massive master suite with a walk-in closet and a nook area, ideal spot for a make-up vanity or reading nook! French doors open to a spacious, fenced backyard complete with an extended covered patio and cozy fire pit—perfect for outdoor gatherings and relaxing under the stars. This corner-lot property also offers walking access to the community playground, making it ideal for families. Schedule your private viewing today, before this move-in ready home is SOLD tomorrow!

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Single Family Active

Price

$ 385,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,138

Style

Traditional

Lot Size

0.14

Year Built

2007

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2108728

Features
Interior
Interior Amenities Ceiling Fan(s) Pantry Walk-In Closet(s)
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 1
Total Bedrooms 3
Total Baths 3
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General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave Refrigerator
HOA Fee 570.0
Garage Spaces 2.0
Patio/Porch Features Covered Patio
Architectural Style Traditional
Construction Materials Frame
Year Built 2007
Stories Count 2
Property Subtype Single Family Residence
Tax Year 2024
Current Use Residential Single Family
Parcel Number 012N27127000890000
Assoc Fee Paid Per Annually
County Nassau
New Construction 0
Property Type Residential
Association Amenities Park Playground
HOA Y
Attached Garage N
Subdivision Name Lofton Point
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions From Amelia Concourse turn left into the 2nd Lofton Pointe entrance. House will be on the right of roundabout with sign in yard.
City Fernandina Beach
Senior Community Y/N N
MLS Area 472-Oneil/Nassaville/Holly Point
Lot Size Units Acres
Lot Size Square Feet 6098.4
Carport Y/N N
Listing Terms Cash Conventional FHA
Property Attached Y/N N
Tax Annual Amount 4138.42
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 472-Oneil/Nassaville/Holly Point
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Exterior Amenities Fire Pit
Fencing Back Yard
Parking Features Garage
Lot Features Corner Lot
Water Source Public
Lot Size Area 0.14
Spa N
Lot Size Acres 0.14
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 96054
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* Excluded Features
List By
Watson Realty Corp

Broker

AGarcia@WatsonRealtyCorp.com

Email

Affordability Calculator

$2,747
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,402
Monthly Property Taxes
$345
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/5/2025$385,000 -1.03% Price Down
9/14/2025$389,000 Listed Price

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96054 RIDGEWOOD Circle, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $385,000 with 1,851 sqft and a lot size of 0.14. 96054 RIDGEWOOD Circle has 3 bedrooms, 2.1 baths, and was built in 2007. The property's zip code is 32034 which is in Fernandina Beach, FL