121 C and O Club Drive
Charlevoix, MI, 49720 $ 2,400,000
Bedrooms6 Baths6.1 Sq 4,300 Monthly Estimate*
$ 14,973
for $2,400,000 with 6 bedrooms and 6 full baths, 1 half bath. This 4,300 square foot home was built in 1996 on a lot size of 0.34.
Where timeless Charlevoix character meets lakeside luxury. Nestled within the prestigious C&O Club, this beautifully maintained 6-Bedroom, 6-Bathroom home captures the essence of Northern Michigan livingârelaxed, refined, and surrounded by water. Overlooking the sparkling waters of Lake Charlevoix, 121 C&O Club Drive offers an unmatched location just steps from Round Lake, Pine River, and downtown Charlevoix, making every day feel like a vacation. Blending cottage-style warmth with modern sophistication, the home is designed for both gathering and retreat. Four spacious ensuite bedrooms offer comfort and privacy for family and guests, while multiple open living spaces flow seamlessly outdoors. The expansive 650+ sq. ft. covered front porch sets the stage for al fresco dining and unforgettable lake sunsets. Upstairs, the primary suite is a true sanctuary with panoramic lake views, dual bathrooms, custom closets, and a dedicated office area. The finished lower level expands the living space with two additional bedrooms, a full bath, and a large family roomâideal for hosting guests or quiet evenings in. Practical luxury abounds: an elevator, radiant heated floors, dual furnaces, central air, two water heaters, a heated two-car garage, and 220-amp service ready for a future hot tub. Outside, enjoy professional landscaping with irrigation and a wireless pet fence for effortless year-round living. Ownership in the C&O Club is truly special featuring 150 feet of shared sandy shoreline and an exclusive boat slip for vessels up to 25 feet, with no waiting list a rare privilege on Lake Charlevoix. Adding to the appeal, a home in the same community recently sold for $4 million, underscoring what an incredible value this property represents at its current price. Lovingly maintained by the same family for nearly a decade, this home embodies the best of Charlevoix: history, elegance, and a deep connection to the water. Welcome to a lifestyle where every day feels like summer!
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FeaturesInteriorInterior Amenities Built-In Bookcase Bay Window(s) Walk-In Closet(s) Pantry Solid Surface Counters Island Kitchen Formal Dining Room Great Room Den/Study Drywall
Basement Full Finished Rooms Full Finished
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GeneralRoof Asphalt
Zoning Residential
Sewer Municipal
Construction Frame
HOA Fee Includes Snow Removal Other
School District Charlevoix Public Schools
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ExteriorBody of Water Lake Charlevoix
Waterfront 150
Garage Capacity 2
Water Features Inland Lake All Sports Water View Sandy Bottom Great Lake Public Lake Sandy Shoreline
Land Features Sloping
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* Excluded FeaturesList ByBerkshire Hathaway Homeservices-Boyne CityBroker
Affordability Calculator
- Monthly Principal & Interest
- $14,973
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Charlevoix, MI
Average List Price $1,890,947
Percent of Sale Price 21%
About Charlevoix, MI 2,728 Population
-11% Since 2002
$ 33,495 Median Income
47.6 Median Age
16% Households with Children
Trends Information provided by ATTOM Data Solutions.
4052530 Elementary School
4052529 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/15/2025 | $2,400,000 | -2.04% | Price Down |
| 9/14/2025 | $2,450,000 | | Listed Price |