15445 Potomac River Drive
Cobb Island, MD, 20625 $ 929,000
Bedrooms4 Baths3.0 Sq 2,554 Monthly Estimate*
$ 5,796
for $929,000 with 4 bedrooms and 3 full baths. This 2,554 square foot home was built in 1937.
This waterfront 4 bedroom, 3 bathroom retreat is perfectly positioned on the Potomac River with sweeping views and unforgettable sunsets. Offered fully furnished, this home is truly move-in readywhether youre looking for a primary residence, a second home, or an Airbnb investment. Completely reimagined in 2022, the property was lifted to meet modern floodplain requirements and enhanced with a full remodel and addition, blending timeless coastal charm with todays comfort and efficiency. Inside you are greeted by floor-to-ceiling water views framed by expansive windows and doors across the back of the home. The open main level features a wood-burning insert fireplace separating the kitchen and family room, a shiplap ceiling, and durable LVP flooring. The gourmet kitchen boasts all new appliances, including an 8-burner double oven gas range, while the adjacent partially covered deck with Trex flooring and hot tub invites you to relax or entertain outdoors. The layout is both functional and inviting, offering a first-floor bedroom and bath, two additional bedrooms and a spa-inspired bath upstairs, plus a stunning owners suite with commanding Potomac River views. Bathrooms are all new, with a soaking tub upstairs and a dual-head shower downstairs. Every bedroom is equipped with its own ductless mini-split for customized comfort and energy savings. Additional highlights include bamboo flooring upstairs, craftsman trim, a whole-house water filter, new well tank, and tankless Infinity water heater. A finished bunk room (possible 5th bedroom) above the detached workshop with its own entrance and mini-split HVAC adds versatile space for guests, hobbies, or work. The property also features a pier with a 10,000 lb boat lift, making it easy to explore the Potomac River, Wicomico River, and Neale Sound. Life on Cobb Island is as special as the home itself. This golf-cart and water-access community offers no HOA, yet the Citizens Association keeps the island lively with events like Cobb Island Day, Witches on the Water, Monarch Mania, and the Lighting of the Christmas Crab Basket Tree. Local marinas, restaurants, and the recently updated market are all just a short stroll or cart ride away. Fully furnished and turnkey, this is waterfront living at its finest and ready for you to start making memories from day one.
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Single Family ActiveTraditional,Craftsman,Colonial
FeaturesGeneralLiving Area 2554
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Zoning RV
Architectural Style Traditional Craftsman Colonial
Construction Materials Cement Siding Composition
School District CHARLES COUNTY PUBLIC SCHOOLS
Year Built 1937
Levels 2
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Section B2
Accessibility None
County CHARLES
New Construction N
Property Type Residential
HOA N
Subdivision Name COBB ISLAND
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Rt. 257 to Cobb Island Road. Turn left onto Potomac River Drive property is located on the right
City COBB ISLAND
Body of Water Potomac River
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 3.00
Tax Annual Amount 6988.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 363.74
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision COBB ISLAND SUB
Tax Lot 566
Federal Flood Zone AO
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InteriorHeating Fuel Electric
Total Fireplaces 1
Hot Water Bottled Gas
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2554
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Living Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Laundry Bathroom 2 Bathroom 3 Primary Bathroom
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorPool No Pool
Water Source Well
Type of Parking Driveway
Foundation Details Flood Vent Pillar/Post/Pier Pilings
Water View Y/N N
Lot Size Acres 0.00
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N Y
Number of Docks 1
Land Assessed Value 230000.00
Navigable Water Y/N Y
Number of Slips 2
Water Oriented Y/N Y
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* Excluded FeaturesList ByBaldus Real Estate, Inc.Broker
sarahswannre@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,796
- Monthly Property Taxes
- $582
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cobb Island, MD
Average List Price $454,018
Percent of Sale Price 51%
About Cobb Island, MD 1,048 Population
13% Since 2002
$ 49,140 Median Income
45.9 Median Age
31% Households with Children
Trends Information provided by ATTOM Data Solutions.
3538223 Elementary School
3535736 Middle School
La Plata High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/23/2025 | $929,000 | -2.21% | Price Down |
| 9/14/2025 | $950,000 | | Listed Price |