527 Settlement Drive Lancaster, KY $ 635,000
527 Settlement Drive
$ 635,000
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527 Settlement Drive

Lancaster, KY, 40444
$ 635,000
Bedrooms3 Baths3.0 Sq 2,412

Monthly Estimate*

$ 3,962

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Single Family Home for sale in Lancaster, KY

for $635,000 with 3 bedrooms and 3 full baths. This 2,412 square foot home was built in 2010 on a lot size of 6.92.

Nestled in a quiet, picturesque neighborhood that backs up to a serene creek and open farmland, this beautifully crafted home blends timeless style with modern comfort. Just a short 25-minute drive to Lexington and 20 minutes to Danville, you'll enjoy the perfect balance of peaceful country living and convenient access to city amenities—plus you're just minutes from the marina at Lake Herrington. Step inside to discover a spacious open-concept living room and kitchen, filled with natural light from soaring ceilings and expansive windows. The stunning stone fireplace adds warmth and character, while the eat-in kitchen features a walk-in pantry and flows seamlessly into the formal dining area—perfect for entertaining. The oversized, updated primary suite is a true sanctuary, complete with a luxurious ensuite bathroom and a massive walk-in closet. Two additional bedrooms share a well-appointed Jack-and-Jill bathroom, and a dedicated home office provides a quiet space for work or study. The enormous walk-out basement offers endless potential with plumbing for an additional bathroom, a large workshop, and a separate garage for tool and lawn equipment storage. You'll also find a secure storm shelter with concrete walls for peace of mind. Enjoy sweeping views of rolling hills from the expansive back deck and covered porch, or relax on the charming wraparound front porch that captures the essence of classic Craftsman design. This home is situated on over six acres of beautiful rolling hills, and there is also an additional lot with 3.34 acres available for purchase if interested. Additional highlights include geothermal heating and air (with a never-used basement unit), a large laundry room, and beautiful landscaping. This one-of-a-kind home is a rare gem—offering space, style, and serenity in an unbeatable location.

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Single Family Pending

Price

$ 635,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Craftsman

Lot Size

6.92

Year Built

2010

Town/City

Lancaster

County/Region

Garrard

MLS | Web ID

25501269

Features
Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Eat-in Kitchen Entrance Foyer Walk-In Closet(s)
Basement Bath/Stubbed Concrete Exterior Entry Interior Entry Partial Walk-Out Access
Flooring Ceramic Tile Concrete Hardwood
Total Fireplaces 1
Fireplace Features Gas Log Living Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2412.0
Half Baths 0
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
Total Baths 3
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General
Sewer Septic Tank
Heating Geothermal
Cooling Geothermal
Possession Close Of Escrow
Roof Dimensional Style
Appliances Dishwasher Dryer Microwave Refrigerator Self Cleaning Oven Washer
Garage Spaces 3.0
Patio/Porch Features Deck Porch Front Porch Side Porch
Architectural Style Craftsman
Security Features Security System Owned
Construction Materials Stone Vinyl Siding
Year Built 2010
View Farm Neighborhood Trees/Woods
Property Subtype Single Family Residence
Parcel Number 05C-45
County Garrard
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Homestead Herrington
Garage Y/N Y
Total Rooms 10
Full Baths 3
Status Contingent
Directions Take Old Bridge Rd to KY-34 E 1 min (0.3 mi) Turn left at the 1st cross street onto KY-34 E 1 min (1.3 mi) Continue on Fisher Ford Rd. Take State Hwy 1355 to Settlement Dr 7 min (3.4 mi) Arrive at
High School Garrard Co
City Lancaster
High School District Garrard County - 23
MLS Area 023 - Garrard County
Lot Size Units Acres
Lot Size Square Feet 301304.52
Carport Y/N N
Elementary School Camp Dick
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Garrard Co
MLS Area Minor 023 - Garrard County
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Pending
Senior Community None
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Exterior
Exterior Amenities Outdoor Grill
Parking Features Attached Garage Driveway Garage Faces Rear Garage Faces Side
Lot Features Landscaped Many Trees
Water Source Private Public
Lot Size Area 6.92
Foundation Details Block
Building Area Total 2412.0
Lot Size Acres 6.92
Lot Size Source Appraiser
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 527
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* Excluded Features
List By
Dexter Real Estate

Broker

marketplacegray@gmail.com

Email

Affordability Calculator

$3,962
Per Month
100%
0%
0%
Monthly Principal & Interest
$3,962
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3289476 Elementary School
3292776 Middle School
Garrard Co High School High School
Pricing History
DatePricePrice ChangeDescription
11/28/2025$635,000 -8.63% Price Down
9/14/2025$695,000 Listed Price

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527 Settlement Drive, Lancaster, KY, 40444 is a Single Family Home for sale at $635,000 with 2,412 sqft and a lot size of 6.92. 527 Settlement Drive has 3 bedrooms, 3.0 baths, and was built in 2010. The property's zip code is 40444 which is in Lancaster, KY