431 Summer Lake Drive
Bedford, IN, 47421 $ 889,000
Bedrooms4 Baths5.1 Sq 7,318 Monthly Estimate*
$ 5,546
for $889,000 with 4 bedrooms and 5 full baths, 1 half bath. This 7,318 square foot home was built in 2001 on a lot size of 0.94.
Immediate equity - last appraised for $1,025,000 in August 2024. Stonecrest Golf Course Luxury Estate. Set on nearly an acre overlooking the Stonecrest golf course and pond, this 7,318 sq ft, 2-story estate with a finished walk-out basement blends elegance, comfort, and function. Featuring 4+ bedrooms, 5.5 baths, and a 6-car garage (1,895 sq ft) with epoxy floors and 4 EV chargers, this home was designed for both everyday living and grand entertaining. The main level showcases a grand foyer, office/library, formal dining, and a vaulted great room with abundant natural light and a floor-to-ceiling stone fireplace. The chefs kitchen offers custom cabinetry, striking granite counters, Sub-Zero refrigerator, 6-burner gas cooktop with pot filler, double ovens, convection oven, microwave, and wine chiller. A sunroom and new Trex deck overlook the heated indoor pool. The primary suite includes a sitting room with fireplace, dual closets (one over 400 sq ft), and a spa bath with double vanities, soaking tub, new tile walk-in shower, and private water closet. Upstairs are the other two en-suite bedrooms and a massive laundry room. The lower level offers two rec rooms, a movie room, fully equipped gym, kitchenette, and abundant storage. Engineered hardwood floors, crown molding, and custom built-ins elevate the home throughout. Recent upgrades include new roof, new HVAC systems, exterior paint, and aluminum fencing. This property combines striking design, modern upgrades, and resort-style amenities in one of Stonecrests most desirable settings. Full list of features and updates are available.
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FeaturesGeneralSewer Private
Heating Gas Forced Air Geothermal Heat Pump
Kitchen Level Main
Cooling Central Air
Laundry Y/N Upper
Fireplaces Yes
Garage Attached
Amenities Built-In Bookcase Built-In Entertainment Ct Ceiling-9+ Ceiling-Tray Ceiling Fan(s) Ceilings-Vaulted Closet(s) Walk-in Countertops-Stone Crown Molding Deck on Waterfront Detector-Carbon Monoxide Detec
Status Active Active
Full Baths 5
Half Baths 1
Bathrooms 6
Year Built 2001
New Construction No
Subdivision Stone Crest / Stonecrest
Style Two Story
Township Perry
Class RESIDENTIAL
Type Site-Built Home
Age 24
REO No
Status Detail 0
Common Amenities Golf Course Sidewalks
Dining Room Level Main
Area Lawrence County
High School Bedford-North Lawrence
City Bedford
School District North Lawrence Community Schools
HOA Fees $ 85.25
Energy Efficient HVAC Water Heater
Total Sq Ft 7318
Elementary School Needmore
Middle School Oolitic
Legal Description LAUREL LAKE LOT 31 .94A
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202537069
Agent First Name Sable
Agent Last Name Beyers
DOM 93
Tax Year 2024 pay 2025
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InteriorBasement Full Basement Walk-Out Basement Finished
Fireplace(s) 2
Flooring Hardwood Floors Carpet Tile
HVAC Geothermal Hvac
Beds 4
Total Rooms 18
Dining Room Length 14
Dining Room Width 16
Breakfast Room Length 11
Breakfast Room Width 16
Fireplace Family Rm 2nd Bdrm Two Gas Starter
Living Room Width 26
Other Room 1 Description Pool Room
Other Room 2 Description Exercise Room
Other Room 3 Decription TV / REC Room
Living Room Length 18
Full Baths Main 1
Full Baths Upper 3
Above Grade Bedrooms 4
Below Grade Baths 1
Below Grade Bedrooms 0
Full Baths Below Grade 1
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 14
2nd Bedroom Length 28
2nd Bedroom Level Upper
2nd Bedroom Width 18
3rd Bedroom Length 13
3rd Bedroom Level Upper
3rd Bedroom Width 13
4th Bedroom Length 14
4th Bedroom Level Upper
4th Bedroom Width 14
Extra Room Level Lower
Rec Room Length 25
Rec Room Level Lower
Rec Room Width 19
Basement Material Poured Concrete
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ExteriorExterior Cement Board
Driveway Concrete
Pool No
Waterfront Pond
Garage Length 57
Garage Width 22
Lot Size Area 40946
Lot Dimensions 0.94 acres
Lot Description Level Waterfront Water View
Fence Metal
Water Features Assoc
Garage Capacity 6
Waterfront Y/N Yes
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* Excluded FeaturesList BySable BeyersListing Agent
sable.beyers@homefinder.orgEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,546
- Monthly Property Taxes
- $718
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Bedford, IN
Average List Price $291,748
Percent of Sale Price 67%
About Bedford, IN 13,724 Population
-2% Since 2002
$ 38,167 Median Income
41.36 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
1236287 Elementary School
1236104 Middle School
Bedford-North Lawrence High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/6/2025 | $889,000 | -6.41% | Price Down |
| 10/30/2025 | $949,900 | -4.91% | Price Down |
| 9/13/2025 | $999,000 | | Listed Price |