7786 SW 188th Ter Cutler Bay, FL $ 1,399,000
7786 SW 188th Ter
$ 1,399,000
Open House 12/21 2pm - 4pm
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7786 SW 188th Ter

Cutler Bay, FL, 33157
$ 1,399,000
Bedrooms5 Baths4.0 Sq 3,945

Monthly Estimate*

$ 8,728

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View a Virtual Tour

Single Family Home for sale in Cutler Bay, FL

for $1,399,000 with 5 bedrooms and 4 full baths. This 3,945 square foot home was built in 2005.

Life is better by the water, especially when sunsets paint the sky each night! One of a kind 5 bed 4 bath lakefront home tucked away on a cul-de-sac lot in the gated community of Cutler Cay, offering privacy, comfort and timeless style. Inside, you will be welcomed by soaring ceilings, dual staircases and sun-filled living areas. The kitchen features quartz counters, updated appliances and breakfast nook. A first floor bedroom adds convenience for guests. Upstairs, the primary suite boasts dual closets, dual sinks, a tub, walk-in shower and balcony. The association includes cable, internet, alarm and a resort-style clubhouse with pool, spa, gym, tennis, pickleball, basketball and playground. All just minutes from the Marina and major expressways. This is the home you've been waiting for!

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Open House

12/21/2025 2:00 PM - 4:00 PM
7786 SW 188th Ter Cutler Bay, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 1,399,000

Bedrooms

5

Full Bath

4

Property Type

Single Family

Taxes

$ 11,539

Style

Year Built

2005

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A11871135

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available
Possession Closing & Funding
Roof Spanish Tile
Appliances Built-In Oven Dryer Dishwasher Electric Range Electric Water Heater Disposal Microwave Refrigerator Washer
HOA Fee 499
Garage Spaces 2
Architectural Style Detached Mediterranean Two Story
Pool Features None Community
Security Features Gated Community Smoke Detector(s) Security Guard
Restrictions Association Approval Required Limited Number Vehicles OK To Lease
Construction Materials Block
Pets Allowed Conditional Yes
Year Built 2005
View Lake Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Waterfront Features Lake Front
Community Features Clubhouse Fitness Gated Home Owners Association Maintained Community Pickleball Pool Sauna Street Lights Tennis Court(s)
Assoc Fee Paid Per Monthly
County Miami-Dade
Property Type Residential
Attached Garage true
Subdivision Name CUTLER CAY
Facing Direction Southwest
Garage Y/N true
Total Rooms 0
Full Baths 4
Special Listing Conditions Listed As-Is
Status Active
High School Miami Southridge
City Cutler Bay
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 12468
Listing Terms Conventional VA Loan
Spa Features Community
Elementary School Edward Whigham
Year Built Details Resale
Tax Annual Amount 11539
Middle/Junior High School Cutler Bay
Lease Considered Y/N false
Virtual Tour https://www.youtube.com/watch?app=desktop&v=eihXy0OBno8
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Legal Description CUTLER CAY PB 162-23 T-21739 LOT 6 BLK 8 LOT SIZE 12468 SQ FT FAU 30 6003 032 0010 THRU 5290 COC 23248-0716 02 2005 1 F/A/U 30-6003-034-1240
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Interior
Interior Amenities Breakfast Bar Bedroom on Main Level Breakfast Area Dining Area Separate/Formal Dining Room Dual Sinks Entrance Foyer French Door(s)/Atrium Door(s) Sitting Area in Primary Separate Shower Upper Level Primary
Flooring Tile
Furnished Y/N Negotiable
Air Conditioning Y/N true
Heating Y/N true
Total Bedrooms 5
Total Baths 4
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Exterior
Exterior Amenities Room For Pool Storm/Security Shutters
Parking Features Attached Driveway Garage Garage Door Opener
Lot Features Cul-De-Sac < 1/4 Acre
Water Source Public
Lot Size Area 12468
Building Area Total 5039
Frontage Length 150
Waterfront Y/N true
Covered Spaces 2
Door Features French Doors
Builder Model Milan
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* Excluded Features
List By
Coldwell Banker Realty

Broker

monika@thetefelgroup.com

Email

Affordability Calculator

$9,690
Per Month
90%
10%
0%
Monthly Principal & Interest
$8,728
Monthly Property Taxes
$962
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4658030 Elementary School
1901317 Middle School
Miami Southridge High School High School
Pricing History
Date Price Price Change Description
12/1/2025 $1,399,000 -3.52% Price Down
10/22/2025 $1,450,000 Listed Price

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7786 SW 188th Ter, Cutler Bay, FL, 33157 is a Single Family Home for sale at $1,399,000 with 3,945 sqft. 7786 SW 188th Ter has 5 bedrooms, 4.0 baths, and was built in 2005. The property's zip code is 33157 which is in Cutler Bay, FL