95 Phillip Street Bay Saint Louis, MS $ 1,099,000
95 Phillip Street
$ 1,099,000
Share Save

95 Phillip Street

Bay Saint Louis, MS, 39520
$ 1,099,000
Bedrooms6 Baths4.2 Sq 3,000

Monthly Estimate*

$ 6,856

95 Phillip Street, Bay Saint Louis, MS 39520 - Image 1
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 2
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 3
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 4
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 5
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 6
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 7
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 8
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 9
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 10
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 11
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 12
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 13
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 14
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 15
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 16
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 17
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 18
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 19
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 20
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 21
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 22
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 23
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 24
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 25
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 26
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 27
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 28
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 29
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 30
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 31
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 32
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 33
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 34
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 35
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 36
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 37
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 38
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 39
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 40
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 41
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 42
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 43
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 44
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 45
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 46
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 47
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 48
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 49
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 50
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 51
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 52
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 53
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 54
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 55
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 56
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 57
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 58
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 59
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 60
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 61
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 62
95 Phillip Street, Bay Saint Louis, MS 39520 - Image 63
View a Virtual Tour

Single Family Home for sale in Bay Saint Louis, MS

for $1,099,000 with 6 bedrooms and 4 full baths, 2 half baths. This 3,000 square foot home was built in 2021 on a lot size of 0.13.

Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both. Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep. Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views. Additional features of the property include: Unit A will be sold fully furnished, Unit B most furniture will be included in the sale, Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income. Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!

See more

Single Family Active

Price

$ 1,099,000

Bedrooms

6

Full Bath

4

Half Bath

2

Property Type

Single Family

Taxes

$ 3,313

Style

Lot Size

0.13

Year Built

2021

Town/City

Bay Saint Louis

County/Region

Hancock

MLS | Web ID

4125580

Features
Interior
Interior Amenities Ceiling Fan(s) Crown Molding High Ceilings Kitchen Island Primary Downstairs Recessed Lighting
Furnished Y/N Yes
Basement (Y/N) N
Half Baths 2
Laundry Features Inside Laundry Closet
Total Bedrooms 6
Total Baths 6
See more
General
Sewer Public Sewer
Heating Central Electric
Cooling Ceiling Fan(s) Central Air Electric
Utilities Electricity Connected Sewer Connected Water Connected
Roof Metal
Appliances Dishwasher Dryer Free-Standing Electric Range Microwave Range Refrigerator Washer Wine Refrigerator
Garage Spaces 1.0
Patio/Porch Features Covered Front Porch Rear Porch
Construction Materials HardiPlank Type
Year Built 2021
Levels Two
Tax Year 2024
Waterfront Features View
Community Features Boating Fishing Near Entertainment
County Hancock
New Construction N
Property Type Res Income Multi-Fam
HOA N
Attached Garage N
Subdivision Name Metes And Bounds
Garage Y/N N
Other Structures Second Garage Second Residence
Full Baths 4
Status Active
Directions Traveling East on Highway 90 Take a Left Turn At the Red Light onto Beach Blvd. Take an Immediate Left onto Phillip Street. Duplex is Located on the Right Hand Side.
City Bay Saint Louis
Number Of Units Total 2
Lot Size Units Acres
Lot Size Square Feet 5662.8
Carport Spaces 2.0
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 3313.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/95-Phillip-Street-Bay-Saint-Louis-MS-39520--4125580/unbranded
Structure Type House
Standard Status Active
Year Built Source Assessor
Legal Description BEACH PK. SUB LOTS 5 BLK. 1
Senior Community None
See more
Exterior
Exterior Amenities Balcony Private Entrance Other
Fencing Gate
Parking Features Driveway Golf Cart Garage Guest On Site Concrete
Lot Features City Lot Level Near Beach Near Golf Course Views
Water Source Public
Lot Size Area 0.13
Foundation Details Raised
Spa N
Building Area Total 3000.0
Lot Dimensions 76 x 79 x 76 x 79
Lot Size Acres 0.13
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
See more
Internal Only
Street Number 1 95
See more
* Excluded Features
List By
Katy M Aime

Listing Agent

Navigator Real Estate, Llc.

Broker

gulffrenzysales@gmail.com

Email

Affordability Calculator

$7,132
Per Month
96%
4%
0%
Monthly Principal & Interest
$6,856
Monthly Property Taxes
$276
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
1580642 Elementary School
1580615 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/25/2025$1,099,000 -4.02% Price Down
11/4/2025$1,145,000 -3.78% Price Down
9/13/2025$1,190,000 Listed Price

Map


See all

95 Phillip Street, Bay Saint Louis, MS, 39520 is a Single Family Home for sale at $1,099,000 with 3,000 sqft and a lot size of 0.13. 95 Phillip Street has 6 bedrooms, 4.2 baths, and was built in 2021. The property's zip code is 39520 which is in Bay Saint Louis, MS