1045 Paynes Creek Road Hartwell, GA $ 825,000
1045 Paynes Creek Road
$ 825,000
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1045 Paynes Creek Road

Hartwell, GA, 30643
$ 825,000
Bedrooms4 Baths3.1 Sq 3,030

Monthly Estimate*

$ 5,147

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Single Family Home for sale in Hartwell, GA

for $825,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,030 square foot home was built in 2006 on a lot size of 0.53.

This great Lake Hartwell home is in the sought-after Paynes Creek section of the lake. The front porch welcomes you to the foyer which leads to the great room with wood floors, a stone fireplace and vaulted ceilings. The great room is open to the kitchen and lakefront dining area. There is beautiful outdoor living space on the screened porch with a second fireplace and an open grill deck. The low maintenance porches have recently been upgraded with composite decking and powder coated aluminum railing. The owner's suite is also on this level, and there is an additional half bath. Upstairs there are three generous bedrooms and a full bath. The terrace level has a huge great room with stylish cork floors, a television area, a game area and room for additional sleeping. There is also a bunk room and another full bathroom. Outside this level, there is a patio that connects to a short, gentle walk to the covered slip dock with composite decking. The dock also has a boat lift with a decked section in front, great for storing your lake toys. This house is being offered fully furnished including appliances, televisions, kitchenware and decor.

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Single Family Pending

Price

$ 825,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 3,325

Style

Traditional

Lot Size

0.53

Year Built

2006

Town/City

Hartwell

County/Region

Hart

MLS | Web ID

10602761

Features
Interior
Interior Amenities Bookcases High Ceilings Master On Main Level Vaulted Ceiling(s)
Basement Bath Finished Daylight Exterior Entry Finished Full Interior Entry
Flooring Carpet Hardwood Tile
Total Fireplaces 2
Fireplace Features Family Room Outside
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Double Pane Windows
Fireplace Y/N Y
Above Grade Finished Area 1831
Half Baths 1
Laundry Features In Hall Laundry Closet
Total Bedrooms 4
Below Grade Finished Area 1199
Main Level Bedrooms 1
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Bar Pantry Solid Surface Counters
Total Baths 4
Dining Room Features Dining Rm/Living Rm Combo
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General
Sewer Septic Tank
Heating Central Electric Heat Pump
Cooling Ceiling Fan(s) Central Air Electric Heat Pump
Utilities Electricity Available Water Available
Roof Composition
Appliances Dishwasher Electric Water Heater Microwave Range Oven Refrigerator Washer
HOA Fee 0
Association Fee Includes None
Patio/Porch Features Deck Patio Porch Screened
Architectural Style Traditional
Construction Materials Concrete
Year Built 2006
View Lake
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2024
Waterfront Features Corps of Engineers Control Deep Water Access Dock Rights Floating Dock Lake Lake Privileges
Community Features Lake
County Hart
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name The Waterfront
Garage Y/N N
Full Baths 3
Status Under Contract
Directions I-85 Exit 177 Hwy 77S L Junction 77 L- Mt Olivet Rd L - Paynes Creek Road Gravel driveway on the left off Paynes Creek Road just before Christina Lane.
High School Hart County
City Hartwell
Body of Water Lake Hartwell
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 23086.8
Carport Y/N N
Elementary School Hartwell
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3325.29
Home Warranty Y/N N
Middle/Junior High School Hart County
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
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Exterior
Vegetation Cleared Grassed Partially Wooded
Parking Features Parking Pad
Lot Features Other
Water Source Public
Total Parking 2
Lot Size Area 23086.8
Spa N
Building Area Total 3030
Lot Size Acres 0.53
Frontage Type Lakefront Waterfront
Lot Size Source Public Records
Waterfront Y/N Y
Horse Y/N N
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* Excluded Features
List By
Keller Williams Lake Hartwell

Broker

spotonthelake@gmail.com

Email

Affordability Calculator

$5,424
Per Month
95%
5%
0%
Monthly Principal & Interest
$5,147
Monthly Property Taxes
$277
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4133720 Elementary School
4134623 Middle School
Hart County High School High School
Pricing History
DatePricePrice ChangeDescription
10/2/2025$825,000 -2.94% Price Down
9/12/2025$850,000 Listed Price

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1045 Paynes Creek Road, Hartwell, GA, 30643 is a Single Family Home for sale at $825,000 with 3,030 sqft and a lot size of 0.53. 1045 Paynes Creek Road has 4 bedrooms, 3.1 baths, and was built in 2006. The property's zip code is 30643 which is in Hartwell, GA