1045 Paynes Creek Road Hartwell, GA ^$ 825,000

1045 Paynes Creek Road

^$ 825,000

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1045 Paynes Creek Road

Hartwell, GA, 30643

^$ 825,000

Bedrooms4 Baths3.1 Sq 3,030

Monthly Estimate*

^$ 5,147

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Single Family Home for sale in Hartwell, GA

for $825,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,030 square foot home was built in 2007 on a lot size of 0.53.

This great Lake Hartwell home is in the sought-after Paynes Creek section of the lake. The front porch welcomes you to the foyer which leads to the great room with wood floors, a stone fireplace and vaulted ceilings. The great room is open to the kitchen and lakefront dining area. There is beautiful outdoor living space on the screened porch with a second fireplace and an open grill deck. The low maintenance porches have recently been upgraded with composite decking and powder coated aluminum railing. The owner's suite is also on this level, and there is an additional half bath. Upstairs there are three generous bedrooms and a full bath. The terrace level has a huge great room with stylish cork floors, a television area, a game area and room for additional sleeping. There is also a bunk room and another full bathroom. Outside this level, there is a patio that connects to a short, gentle walk to the covered slip dock with composite decking. The dock also has a boat lift with a decked section in front, great for storing your lake toys. This house is being offered fully furnished including appliances, televisions, kitchenware and decor.

Single Family Active

Price

^$ 825,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,638

Style

Traditional

Lot Size

0.53

Year Built

2007

Town/City

Hartwell

County/Region

Hart

MLS | Web ID

20292363

Features

Interior

Interior Amenities CeilingFans CathedralCeilings Fireplace HighCeilings BathInPrimaryBedroom MainLevelPrimary SolidSurfaceCounters

Basement Daylight Full Finished Heated InteriorEntry WalkOutAccess

Flooring Carpet Tile Wood

Fireplace Features Multiple

Basement (Y/N) Y

Air Conditioning Y/N Y

Heating Y/N Y

Window Features InsulatedWindows

Fireplace Y/N Y

Half Baths 1

Laundry Features WasherHookup ElectricDryerHookup

Total Bedrooms 4

Room Type BonusRoom LivingRoom Other Recreation

Main Level Bedrooms 1

Main Level Bathrooms 1

Total Baths 4

General

Sewer SepticTank

Heating Central Electric HeatPump

Cooling CentralAir Electric HeatPump

Utilities ElectricityAvailable SepticAvailable WaterAvailable

Roof Composition Shingle

Appliances BuiltInOven Dryer Dishwasher ElectricOven ElectricRange ElectricWaterHeater Microwave Refrigerator Washer

Garage Spaces 0.0

Association Fee Includes None

Patio/Porch Features Deck Patio Porch Screened

Architectural Style Traditional

Security Features SmokeDetectors

Construction Materials CementSiding

Year Built 2007

View Water

Stories Count 3

Levels ThreeOrMore

Property Subtype SingleFamilyResidence

Tax Year 2025

Waterfront Features BoatDockSlip WaterAccess Waterfront

Community Features Other SeeRemarks

County Hart

New Construction N

Property Type Residential

HOA N

Attached Garage N

Subdivision Name Other

Garage Y/N N

Total Rooms 0

Full Baths 3

Status Active

Directions I-85 Exit 177 Hwy 77S L Junction 77 L- Mt Olivet Rd L - Paynes Creek Road Gravel driveway on the left off Paynes Creek Road just before Christina Lane.

High School Hart County

City Hartwell

Body of Water Hartwell

Senior Community Y/N N

MLS Area 640-Hart County GA

Lot Size Units Acres

Carport Y/N N

Elementary School Hart County

Year Built Details 11-20 Years

Land Lease Y/N N

Tax Annual Amount 3638.0

Home Warranty Y/N N

Middle/Junior High School Hart County

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Lot 1

Property Sub Type Additional SingleFamilyResidence

Exterior

Exterior Amenities Deck GasGrill Patio

Parking Features None Driveway Other

Lot Features GentleSloping OutsideCityLimits Subdivision Sloped Trees Views Waterfront

Water Source SharedWell Well

Lot Size Area 0.53

Foundation Details Basement

Spa N

Building Area Total 3030.0

Lot Size Acres 0.53

Waterfront Y/N Y

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 1045

* Excluded Features

List By

Spot On The Lake

Listing Agent

Lake Hartwell Partners, Llc

Broker

tommiller@kw.com

Affordability Calculator

$5,450

Per Month

Monthly Principal & Interest: $5,147
Monthly Property Taxes: $303
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Hartwell, GA

Average List Price ^$494,167

Percent of Sale Price 40%

About Hartwell, GA

4,607 Population

8% Since 2002

^$34,233 Median Income

40.32 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

328961 Elementary School

329071 Middle School

Hart County High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/1/2025	$825,000	-2.94%	Price Down
9/12/2025	$850,000		Listed Price

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1045 Paynes Creek Road, Hartwell, GA, 30643 is a Single Family Home for sale at $825,000 with 3,030 sqft and a lot size of 0.53. 1045 Paynes Creek Road has 4 bedrooms, 3.1 baths, and was built in 2007. The property's zip code is 30643 which is in Hartwell, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Broker Reciprocity Program of The Western Upstate Association of REALTORS (R), Inc. and the Western Upstate Multiple Listing Service, Inc. Detailed information on Real estate listings held by firms other than Weichert Realtors includes the Listing Broker’s Firm Name.

This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS (R), Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS(R), Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use of any other purpose.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/11/2025.

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1045 Paynes Creek Road

Single Family Home for sale in Hartwell, GA

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