14 COVE Drive Bay City, MI $ 399,900
14 COVE Drive
$ 399,900
New Construction
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14 COVE Drive

Bay City, MI, 48706
$ 399,900
Bedrooms4 Baths2.1 Sq 1,971

Monthly Estimate*

$ 2,495

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Condo for sale in Bay City, MI

for $399,900 with 4 bedrooms and 2 full baths, 1 half bath. This 1,971 square foot condo was built in 2025.

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 ½ bath story-and-a-half home your own. Designed with cathedral ceilings, an open floor plan, and Energy Certified efficiency, it features Low-E insulated windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation. The spacious kitchen is ready for your selections—choose your own cabinetry, granite countertops, stainless appliances, plumbing fixtures, flooring, and more. The primary suite includes a walk-in closet and private bath with a full walk-in shower. Additional bedrooms provide plenty of space for family or guests, with a second full bath and a convenient half bath. First floor is fully barrier-free accessible, making it convenient for all lifestyles. Exterior highlights include a covered front porch, stamped concrete patio with roof cover, vinyl and stone exterior, and professional landscaping with sprinkler system. This is your chance to customize a brand new home in a premier riverfront location—don’t miss it! HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

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Condo Active

Price

$ 399,900

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Condo

Taxes

$ 8,917

Style

Contemporary

Year Built

2025

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50188182

Features
Interior
Interior Amenities Bay Window Cable/Internet Avail. Walk-In Closet
Dining Room Level Main
Bedroom 3 Level Second
Bedroom 1 Level Main
Bedroom 2 Level Second
Beds 4
Fireplace? No
Total Rooms 9
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General
Heating Floor Furnace
Kitchen Level Main
Cooling Central A/C
Possession At Close
Garage Attached Garage Electric in Garage Gar Door Opener Workshop Direct Access
Water Public Water
Appliances Dishwasher Disposal Microwave Range/Oven Refrigerator
Status Active Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 2025
Parking 3 or More Spaces Garage Paved Driveway
Pets Allowed Yes
Subdivision IRON BRIDGE CONDOMINIUM MI
Water Heater Gas
Style Contemporary
County Bay
Class RESIDENTIAL
Type Condominium
Ownership Private
Association Name IRON BRIDGE CONDOMINIUM
Municipality Bay City
Zoning Residential
Sale/Rent For Sale
Status Detail 0
Utilities Cable Available Electricity Connected Internet DSL Available Internet Spectrum Natural Gas Connected Phone Available Sewer Connected Water Connected
HOA Fee Includes Maintenance Grounds Snow Removal
Structure Style 1 1/2 Story
Area Bay City (09016)
Primary City Bay City
Directions NEXT TO WHEELERS LANDING YACHT HARBOR
City Bay City
School District Bay City School District
Financial Terms Cash Conventional
Legal Description UNIT #14 IRON BRIDGE AT WHEELER LANDING PER AMENDED 2024 MASTER DEED (DOCUMENT NUMBER 202400287) REPLAT NO. 2 BAY COUNTY CONDOMINIUM SUBDIVISION PLAN #59 (SPLIT FROM -001 FOR 2006)*** SPLIT FROM PAREN
DOM 90
Postal Code 48706
Price Per Sq Ft Total AG 202.89
Public Remarks
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Exterior
Exterior Stone Vinyl Siding Vinyl Trim
Exterior Amenities Deck Lawn Sprinkler Patio Porch Storms/Screens
Pool (Y/N) No
Water Features Lake/River Access Water View
Roads City/County Curbed Paved Street Private Road Private w/association
Waterfront Y/N No
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* Excluded Features
List By
Jean Ann Styn-DeShano

Listing Agent

Re/Max Results

Broker

remaxjeanann@gmail.com

Email

Affordability Calculator

$3,238
Per Month
77%
23%
0%
Monthly Principal & Interest
$2,495
Monthly Property Taxes
$743
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
759950 Elementary School
760432 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/11/2025$399,900 Listed Price

Map


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14 COVE Drive, Bay City, MI, 48706 is a Condo for sale at $399,900 with 1,971 sqft. 14 COVE Drive has 4 bedrooms, 2.1 baths, and was built in 2025. The property's zip code is 48706 which is in Bay City, MI