14 COVE Drive
Bay City, MI, 48706 $ 399,900
Bedrooms4 Baths2.1 Sq 1,971 Monthly Estimate*
$ 2,495
for $399,900 with 4 bedrooms and 2 full baths, 1 half bath. This 1,971 square foot condo was built in 2025.
SAGINAW RIVER VIEWS â NEXT TO WHEELER LANDING YACHT HARBOR! BONUS ITâS BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 ½ bath story-and-a-half home your own. Designed with cathedral ceilings, an open floor plan, and Energy Certified efficiency, it features Low-E insulated windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation. The spacious kitchen is ready for your selectionsâchoose your own cabinetry, granite countertops, stainless appliances, plumbing fixtures, flooring, and more. The primary suite includes a walk-in closet and private bath with a full walk-in shower. Additional bedrooms provide plenty of space for family or guests, with a second full bath and a convenient half bath. First floor is fully barrier-free accessible, making it convenient for all lifestyles. Exterior highlights include a covered front porch, stamped concrete patio with roof cover, vinyl and stone exterior, and professional landscaping with sprinkler system. This is your chance to customize a brand new home in a premier riverfront locationâdonât miss it! HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2â, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.
See more
FeaturesInteriorInterior Amenities Bay Window Cable/Internet Avail. Walk-In Closet
Dining Room Level Main
Bedroom 3 Level Second
Bedroom 1 Level Main
Bedroom 2 Level Second
Beds 4
Fireplace? No
Total Rooms 9
See more
GeneralHeating Floor Furnace
Kitchen Level Main
Cooling Central A/C
Possession At Close
Garage Attached Garage Electric in Garage Gar Door Opener Workshop Direct Access
Water Public Water
Appliances Dishwasher Disposal Microwave Range/Oven Refrigerator
Status Active Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 2025
Parking 3 or More Spaces Garage Paved Driveway
Pets Allowed Yes
Subdivision IRON BRIDGE CONDOMINIUM MI
Water Heater Gas
Style Contemporary
County Bay
Class RESIDENTIAL
Type Condominium
Ownership Private
Association Name IRON BRIDGE CONDOMINIUM
Municipality Bay City
Zoning Residential
Sale/Rent For Sale
Status Detail 0
Utilities Cable Available Electricity Connected Internet DSL Available Internet Spectrum Natural Gas Connected Phone Available Sewer Connected Water Connected
HOA Fee Includes Maintenance Grounds Snow Removal
Structure Style 1 1/2 Story
Area Bay City (09016)
Primary City Bay City
Directions NEXT TO WHEELERS LANDING YACHT HARBOR
City Bay City
School District Bay City School District
Financial Terms Cash Conventional
Legal Description UNIT #14 IRON BRIDGE AT WHEELER LANDING PER AMENDED 2024 MASTER DEED (DOCUMENT NUMBER 202400287) REPLAT NO. 2 BAY COUNTY CONDOMINIUM SUBDIVISION PLAN #59 (SPLIT FROM -001 FOR 2006)*** SPLIT FROM PAREN
DOM 90
Postal Code 48706
Price Per Sq Ft Total AG 202.89
Public Remarks
See more
ExteriorExterior Stone Vinyl Siding Vinyl Trim
Exterior Amenities Deck Lawn Sprinkler Patio Porch Storms/Screens
Pool (Y/N) No
Water Features Lake/River Access Water View
Roads City/County Curbed Paved Street Private Road Private w/association
Waterfront Y/N No
See more
* Excluded FeaturesList ByJean Ann Styn-DeShanoListing Agent
remaxjeanann@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,495
- Monthly Property Taxes
- $743
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Bay City, MI
Average List Price $439,683
Percent of Sale Price 10%
About Bay City, MI 33,471 Population
-9% Since 2002
$ 35,448 Median Income
36.94 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
759950 Elementary School
760432 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/11/2025 | $399,900 | | Listed Price |