16 COVE Drive
Bay City, MI, 48706 $ 324,900
Bedrooms2 Baths2.0 Sq 1,241 Monthly Estimate*
$ 2,027
for $324,900 with 2 bedrooms and 2 full baths. This 1,241 square foot condo was built in 2025.
SAGINAW RIVER VIEWS â NEXT TO WHEELER LANDING YACHT HARBOR! BONUS ITâS BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this condo is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 2 bedroom, 2 bath condo your own. Built with Energy Certified design, Low-E insulated windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation, this home is designed for comfort and efficiency. Inside, the open floor plan is ready for your personal touchesâchoose your own cabinetry, granite countertops, stainless appliances, plumbing fixtures, flooring, and more. The primary suite features a walk-in closet and private bath with a full walk-in shower. A second bedroom with walk-in closet and a convenient laundry area complete the interior. Additional highlights include a covered front porch, stamped concrete patio with roof cover, vinyl and stone exterior, professional landscaping with sprinkler system, and barrier-free accessibility. This is your chance to customize a brand new condo in a premier riverfront locationâdonât miss it! HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2â, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.
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FeaturesInteriorInterior Amenities Bay Window Cable/Internet Avail. Fire Sprinkler Walk-In Closet Accessibility Features
Dining Room Level Main
Bedroom 1 Level Main
Bedroom 2 Level Main
Beds 2
Fireplace? No
Total Rooms 7
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GeneralHeating Forced Air
Kitchen Level Main
Cooling Ceiling Fan(s) Central A/C
Possession At Close
Garage Attached Garage Electric in Garage Gar Door Opener Workshop Direct Access
Water Public Water
Appliances Dishwasher Disposal Microwave Range/Oven Refrigerator
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 2025
Parking 3 or More Spaces Garage Paved Driveway
Pets Allowed Yes
Subdivision IRON BRIDGE CONDOMINIUM MI
Water Heater Gas
Style Ranch
County Bay
Class RESIDENTIAL
Type Condominium
Ownership Private
Association Name IRON BRIDGE CONDOMINIUM
Municipality Bay City
Zoning Residential
Sale/Rent For Sale
Status Detail 0
Utilities Cable Available Electricity Connected Natural Gas Connected Phone Available Sewer Connected Water Connected Internet Spectrum
HOA Fee Includes Maintenance Grounds Snow Removal
Structure Style 1 Story
Area Bay City (09016)
Primary City Bay City
Directions MARQUETTE NEXT TO WHEELERS LANDING YACHT HARBOR
City Bay City
School District Bay City School District
Financial Terms Cash Conventional
Legal Description UNIT #16 IRON BRIDGE AT WHEELER LANDING PER AMENDED 2024 MASTER DEED (DOCUMENT NUMBER 202400287) REPLAT NO. 2 BAY COUNTY CONDOMINIUM SUBDIVISION PLAN #59 (SPLIT FROM -001 FOR 2006)*** SPLIT FROM PAREN
DOM 83
Postal Code 48706
Price Per Sq Ft Total AG 261.8
Public Remarks
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ExteriorExterior Stone Vinyl Siding Vinyl Trim
Exterior Amenities Wheelchair Access Deck Lawn Sprinkler Patio Porch Storms/Screens
Pool (Y/N) No
Water Features Water View
Roads Curbed Paved Street Private Road Private w/association
Waterfront Y/N No
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* Excluded FeaturesList ByJean Ann Styn-DeShanoListing Agent
remaxjeanann@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,027
- Monthly Property Taxes
- $527
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Bay City, MI
Average List Price $409,468
Percent of Sale Price 26%
About Bay City, MI 33,471 Population
-9% Since 2002
$ 35,448 Median Income
36.94 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
759950 Elementary School
760432 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/11/2025 | $324,900 | | Listed Price |