12 COVE Drive
Bay City, MI, 48706 $ 324,900
Bedrooms2 Baths2.0 Sq 1,241 Monthly Estimate*
$ 2,000
for $324,900 with 2 bedrooms and 2 full baths. This 1,241 square foot condo was built in 2024.
SAGINAW RIVER VIEWS â NEXT TO WHEELER LANDING YACHT HARBOR! BONUS ITâS BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home includes Low-E insulated glass windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulationâkeeping you comfortable while saving on energy costs. The spacious kitchen features quality cabinetry, granite countertops, stainless steel appliances, and Moen plumbing fixtures. The open floor plan flows seamlessly into the living and dining areas, perfect for everyday living or entertaining. The primary suite boasts a private bath with a full walk-in tile shower and a large walk-in closet. A second bedroom with its own walk-in closet and a second full bath add to the thoughtful design. Enjoy outdoor living on the covered front porch or the stamped concrete back patio with a covered roof. The vinyl and stone exterior is complemented by professional landscaping and a sprinkler system. Additional highlights include tile flooring with carpet in the living and bedroom areas, a convenient laundry space, and stylish finishes throughout. Modern, energy-efficient, and barrier-freeâthis condo is move-in ready and built for todayâs lifestyle. HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2â, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.
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FeaturesInteriorInterior Amenities Bay Window Cable/Internet Avail. DSL Available Walk-In Closet Accessibility Features
Dining Room Level Main
Bedroom 1 Level Main
Bedroom 2 Level Main
Beds 2
Fireplace? No
Total Rooms 7
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GeneralHeating Forced Air
Kitchen Level Main
Cooling Ceiling Fan(s) Central A/C
Possession At Close
Garage Attached Garage Electric in Garage Gar Door Opener Workshop Direct Access
Water Public Water
Appliances Dishwasher Disposal Microwave Range/Oven Refrigerator
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 2024
Parking 3 or More Spaces Garage Paved Driveway
Pets Allowed Yes
Subdivision IRON BRIDGE CONDOMINIUMS MI
Water Heater Gas
Style Ranch
County Bay
Class RESIDENTIAL
Type Condominium
Ownership Private
Association Name IRON BRIDGE CONDOMINIUM
Municipality Bay City
Zoning Residential
Sale/Rent For Sale
Status Detail 0
Utilities Cable Available Electricity Connected Natural Gas Connected Phone Available Sewer Connected Water Connected Internet DSL Available Internet Spectrum
HOA Fee Includes Maintenance Grounds Snow Removal Maintenance Structure
Structure Style 1 Story
Area Bay City (09016)
Primary City Bay City
Directions MARQUETTE NEXT TO WHEELERS LANDING YACHT HARBOR
City Bay City
School District Bay City School District
Financial Terms Cash Conventional
Legal Description UNIT # 12 IRON BRIDGE AT WHEELER LANDING PER AMENDED 2024 MASTER DEED (DOCUMENT NUMBER 202400287) REPLAT NO. 2 BAY COUNTY CONDOMINIUM SUBDIVISION PLAN #59 (SPLIT FROM -001 FOR 2006)*** SPLIT FROM PARE
DOM 134
Postal Code 48706
Price Per Sq Ft Total AG 261.8
Public Remarks SAGINAW RIVER VIEWS â NEXT TO WHEELER LANDING YACHT HARBOR! BONUS ITâS BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom
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ExteriorExterior Stone Vinyl Siding Vinyl Trim
Exterior Amenities Wheelchair Access Deck Lawn Sprinkler Patio Porch Storms/Screens
Pool (Y/N) No
Water Features Lake/River Access River Frontage Water View Shared Waterfront
Roads Curbed Paved Street Private w/association
Waterfront Y/N Yes
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* Excluded FeaturesList ByJean Ann Styn-DeShanoListing Agent
remaxjeanann@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,000
- Monthly Property Taxes
- $825
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Bay City, MI
Average List Price $464,845
Percent of Sale Price 43%
About Bay City, MI 33,471 Population
-9% Since 2002
$ 35,448 Median Income
36.94 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
759950 Elementary School
760432 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/11/2025 | $324,900 | | Listed Price |