1 Cumberland Lakes Dr Monterey, TN $ 16,000
1 Cumberland Lakes Dr
$ 16,000
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1 Cumberland Lakes Dr

Monterey, TN, 38574
$ 16,000
Baths0.0

Monthly Estimate*

$ 99

1 Cumberland Lakes Dr, Monterey, TN 38574 - Image 1
1 Cumberland Lakes Dr, Monterey, TN 38574 - Image 2
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Studio

Lots and Land for sale in Monterey, TN

for $16,000. The lot size is 1.4.

This 1.4-acre corner lot on the main road sits within the scenic Cumberland Lakes community, a 1,000-acre development designed to bring together natural beauty and modern conveniences. Just a half-mile walk to the main big lake, this property offers access to two lakes with boat docks and a welcoming clubhouse that hosts monthly gatherings. The community is also Firewise designated, giving residents added peace of mind. HOA dues are just $15 per month, keeping ownership affordable. Spectrum fiber-optic internet is available, making it easy to stay connected while enjoying a quiet rural setting. The lot is serviced by county water and will require a septic system. A perc test has not yet been completed, leaving options open for planning your future build. Community covenants are in place to preserve character and quality. Homes must be single-family dwellings with a minimum of 1,600 square feet, though exceptions may be considered, but never under 1,000 square feet. Mobile homes are not permitted, while modular or manufactured homes may be considered with approval. Setbacks require homes to be at least 40 feet from county roads and 20 feet from other property lines. Recreational vehicles, boats, and trailers may be stored if they follow visibility and placement guidelines.Tree preservation, safe burning practices, and maintaining a quiet residential atmosphere are all emphasized. With its prime location, lake access, and thoughtful community design, this lot provides an ideal setting for building a dream home or weekend retreat while still being close to Highways 62 and 70 for convenience.

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Lots and Land Active

Price

$ 16,000

Bedrooms

Studio

Property Type

Lots and Land

Taxes

$ 71

Style

Lot Size

1.4

Town/City

Monterey

County/Region

Putnam

MLS | Web ID

2992759

Features
General
Possession Close Of Escrow
Zoning R
HOA Fee 15
Topography Level
Assoc Fee Paid Per Monthly
County Cumberland County TN
Property Type Land
Subdivision Name Cumberland Lakes
Status Active
Buyer Financing Contract Other USDA
Directions TN-62 E/Old Walton Rd Turn right onto Jim Garrett Rd Turn left onto Cumberland Lakes Dr
High School Cumberland County High School
City Monterey
Senior Community Y/N N
Lot Size Units Acres
Elementary School Pleasant Hill Elementary
Property Attached Y/N N
Tax Annual Amount 71
Middle/Junior High School Pleasant Hill Elementary
Standard Status Active
Tax Lot 1
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Exterior
Lot Features Level
Total Parking 0
Inclusions Land Only
Lot Size Area 1.4
Building Area Total 0
Lot Size Acres 1.4
Road Surface Type Asphalt
Lot Size Source Assessor
Waterfront Y/N N
Road Frontage Type City Street
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Interior
Air Conditioning Y/N N
Heating Y/N N
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Internal Only
Street Number 1 1
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* Excluded Features
List By
Grateful Acres Realty

Broker

kenzie@gratefulacresrealty.com

Email

Affordability Calculator

$104
Per Month
94%
6%
0%
Monthly Principal & Interest
$99
Monthly Property Taxes
$6
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4313718 Elementary School
4313718 Middle School
Cumberland County High School High School
Pricing History
DatePricePrice ChangeDescription
12/20/2025$16,000 -49.21% Price Down
11/12/2025$31,500 -3.08% Price Down
10/31/2025$32,500 -13.33% Price Down
9/11/2025$37,500 Listed Price

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1 Cumberland Lakes Dr, Monterey, TN, 38574 is a Lots and Land for sale at $16,000 with a lot size of 1.4. 1 Cumberland Lakes Dr is a studio with 0.0 baths. The property's zip code is 38574 which is in Monterey, TN