56 Cross Point Drive Owings, MD $ 699,900
56 Cross Point Drive
$ 699,900
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56 Cross Point Drive

Owings, MD, 20736
$ 699,900
Bedrooms5 Baths3.1 Sq 3,626

Monthly Estimate*

$ 4,309

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Single Family Home for sale in Owings, MD

for $699,900 with 5 bedrooms and 3 full baths, 1 half bath. This 3,626 square foot home was built in 2000 on a lot size of 0.5.

Huge price adjustment! Opportunity Is Knocking in Cross Point And Its Bringing a 2.25% VA Assumable Loan With It! Yes, you read that right 2.25% interest rate assumable VA loan. In todays market, that is a game-changer and could mean significant monthly savings. Welcome to this STUNNING 5-bedroom, 3.5-bath home in the highly sought-after Cross Point community where the updates are done and the pride of ownership is undeniable. This is what true move-in ready looks like: New roof (2017) New windows (2017 & 2018) Dual-zone A/C (2019) Basement renovation with second full kitchen (2019) Fireplace (2020) Back deck redone (2021 $30,000 primary bath renovation (2023) From the charming wrap-around porch to the refined interior finishes crown molding, wainscoting, gas fireplace every detail has been thoughtfully upgraded. The beautifully renovated kitchen features granite countertops, soft-close cabinetry, and premium fixtures, opening to a layout designed for both everyday living and effortless entertaining. Upstairs youll find four spacious bedrooms and spa-inspired baths. The fully finished lower level with a second kitchen offers incredible flexibility perfect for multi-generational living, extended guests, or additional entertaining space. And the backyard? A true entertainers dream with a spacious deck ready for gatherings, cookouts, and peaceful evenings. Modern updates. Timeless design. Rare financing opportunity. Located in one of the areas most desirable communities. Homes with this level of care and this kind of financing advantage dont come along often. Dont miss your chance to make it yours!

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Single Family Contingent

Price

$ 699,900

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 5,979

Style

Colonial

Lot Size

0.5

Year Built

2000

Town/City

Owings

County/Region

Calvert

MLS | Web ID

MDCA2023062

Features
General
Living Area 3626
Sewer Private Septic Tank
Heating Heat Pump(s)
Cooling Central A/C
Possession Negotiable Immediate Settlement
Appliances Built-In Microwave Cooktop Dishwasher Dryer Oven - Wall Refrigerator Washer
Zoning R-1
HOA Fee 300.00
Garage Spaces 2.00
Patio/Porch Features Deck(s) Patio(s)
Architectural Style Colonial
Construction Materials Brick Vinyl Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 2000
Levels 3
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County CALVERT
New Construction N
Property Type Residential
HOA Y
Subdivision Name CROSS POINT
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE UNDER CONTRACT
Directions Route 4 to Route 260 turn right on Route 2 turn right into Cross Point home is on the left
City OWINGS
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 21666.00
Tax Annual Amount 5979.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 277.08
Vacation Rental Y/N N
Virtual Tour https://www.zillow.com/view-3d-home/3e485f31-da33-4cc1-85f7-555b7ffaeec0?setAttribution=mls&wl=true&utm_source=dashboard
Standard Status Active Under Contract
Year Built Source Assessor
Legal Subdivision CROSS POINT
Tax Lot 16R
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Interior
Interior Amenities 2nd Kitchen Ceiling Fan(s) Dining Area Family Room Off Kitchen Kitchen - Eat-In Pantry Recessed Lighting Walk-in Closet(s) Built-Ins Formal/Separate Dining Room Floor Plan - Traditional
Heating Fuel Electric Oil
Basement Fully Finished Rear Entrance Full
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2526
Half Baths 1
Central Air Y/N Y
Total Bedrooms 5
Below Grade Finished Area 1100
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor Lower Floor
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Pool No Pool
Water Source Public
Garage Features Garage - Front Entry
Type of Parking Attached Garage Driveway
Foundation Details Permanent Concrete Perimeter
Water View Y/N N
Lot Size Acres 0.50
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 180700.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 56
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* Excluded Features
List By
Coldwell Banker Realty

Broker

tracey.bellotte@cbrealty.com

Email

Affordability Calculator

$4,808
Per Month
90%
10%
0%
Monthly Principal & Interest
$4,309
Monthly Property Taxes
$498
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533427 Elementary School
3533258 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/23/2026$699,900 -1.77% Price Down
1/27/2026$712,500 -1.72% Price Down
9/26/2025$725,000 -2.36% Price Down
9/11/2025$742,500 Listed Price

Map


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56 Cross Point Drive, Owings, MD, 20736 is a Single Family Home for sale at $699,900 with 3,626 sqft and a lot size of 0.5. 56 Cross Point Drive has 5 bedrooms, 3.1 baths, and was built in 2000. The property's zip code is 20736 which is in Owings, MD